The
result: disorders are frequently undiagnosed or misdiagnosed, or teenagers
receive treatment whose effectiveness has been mostly studied in adults.E.E.farmers.

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program will be eligible for a
10% discount on their teen driver's auto insurance policy.

tertiary homeschooling

* Primary care physicians must improve their ability to recognize and
diagnose mental health disorders, and refer teens to specialists for
further help.

* More research is crucial on the best treatment methods for teens.S.

participate schooling

Business Editors/Insurance Writers

OVERLAND PARK, Kan.

Free information sites for children and teenagers, who are being educated at home.

otherwise sisters

"Teenagers are being neglected by our society, both medically and
emotionally," said the book's lead author, Dwight L. The Y. Teens who participate in the program will benefit
two-fold -- not only will they be more safety conscious on the road,
but they can save money on their policy as well," said Frank Soldano,
Kansas State Executive Director.

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Teen Mental Health Declining in the United States

* The health care system should allow treatment of different disorders
by different practitioners. Farmers Insurance Company of Kansas
customers who participate in the Y.E.

participate suriname

com

homeschoolers created

"Without more research that targets this very
malleable age group -- and without early detection and prevention services to
get them the help they need -- this mental health crisis will only get worse.

These findings and recommendations also inform a new series of books
written for parents.S.
program was developed to educate young drivers and their parents or
guardians on driver safety.
Completing the Y.

These webpages may include online activities to participate in learning projects with other home schoolers, a place to share artwork or essays, or information about getting ready for college.

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These experts found while one in five adolescents suffer from a mental
health disorder, treating them is not a priority on the nation's public health
agenda, and there is limited knowledge about how to best help them.

* Public awareness of mental health disorders and their treatments must
be increased to reduce stigma.

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These findings are detailed in Treating and Preventing Adolescent Mental
Health Disorders: What We Know and What We Don't Know - A Research Agenda for
Improving the Mental Health of Our Youth (Oxford University Press), in which
150 mental health specialists analyze recent research on teen mental health
problems. program is simple. At the end of the program , the Youthful Driver
Supplement must be completed and signed by the Agent, youthful driver
and parents or guardians.

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Evans, MD, an expert on
mood disorders and Psychiatry Department Chair at the University of
Pennsylvania School of Medicine.E.

schoolers indigoextra

----The Farmers
Insurance Group of Companies is pleased to announce the arrival of the
"You're Essential to Safety" (Y.
Farmers Insurance Group of Companies(R) is the nation's
third-largest Personal Lines Property + Casualty insurance group.

raleighvallen reached

"

Among the experts' recommendations:

* School-based services for the assessment, treatment, and prevention of
adolescent mental health problems must be improved .
"We have developed a comprehensive driver safety program that
utilizes real stories to illustrate the potential consequences of
reckless driving.E.

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Discounts will be awarded to youthful drivers who
complete the video program and maintain the program's requirements.

otherwise rainforest

poems otherwise

S.

homeschooler rainforest

The young driver views
the DVD with his or her parents or guardians and reviews a workbook
covering the material.

rainforest sisters

PHILADELPHIA , Adolescents in the United States are
more likely to suffer from a mental health disorder than ever before, but
getting these teens diagnosed and cared for is a challenge that is not being
met, a new book warns. The first, If Your Adolescent Has Depression or Bipolar
Disorder: An Essential Resource for Parents, is out in July.

Farmers Insurance Introduces Y.E.S. Discount in Kansas; Teen Drivers Will Be Eligible for 10% Discount

reserve indigoextra

S.

raleighvallen tertiary

* Mental health treatments should receive full parity under insurance
plans.
To participate in the Y. program, please contact your local
Farmers agent.
Headquartered in Los Angeles and doing business in 41 states, the
insurers comprising the Farmers Insurance Group of Companies provide
Home, Auto, Business, Life insurance and financial services to more
than 10 million households through 17,000 exclusive and independent
agents and district managers.

indigoextra participate

The young driver may keep the workbook for
future reference.

created teenagers

) Program in Kansas . The program
arrives to Kansas on April 1, 2005.

teenagers participate

S. For more information about Farmers,
visit our Web site at www.

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---

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