The non-profit organization is a premier provider of
youth-led leadership and citizenship initiatives , providing kids with
the inspiration, information, and opportunity to do something to make
a difference .com

Citigroup (NYSE: C), the leading global financial services
company, has some 200 million customer accounts and does business in
more than 100 countries, providing consumers, corporations ,
governments and institutions with a broad range of financial products
and services, including consumer banking and credit, corporate and
investment banking, insurance, securities brokerage, and asset
management.

multiracial afs

"By
participating in the Financial Education Challenge, thousands of young
people will get a taste of life's challenges and a strong financial
education to help them make better choices throughout their lives.S. For more
information on the Do Something "Financial Education Challenge ," check
out the Do Something website at www.citigroup.com

This
support includes sponsoring four leadership development seminars for
the Fellows over the coming two years."

THE ASPEN INSTITUTE fosters enlightened leadership and open-minded
dialogue on contemporary issues.

equitable mineralogists

Fund
for UNICEF. UNICEF is non-partisan and its
cooperation is free of discrimination.
The Global Markets Institute has committed to supporting the
launch of a new class of 20 ALI Fellows from South Africa .
From April 10-April 20, 2005 in Aspen, Colorado, the South African
ALI Fellows will convene with the GS Africa Aspen Fellows for the
first of the four leadership development seminars. We are pleased to partner
with the Aspen Institute on this program, and to have a group of
Goldman Sachs and African emerging leaders participate in this
learning process.

THE GLOBAL MARKETS INSTITUTE AT GOLDMAN SACHS provides information
to policy makers and the public about the role of the capital markets
in society.

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We are grateful that the Global Markets
Institute at Goldman Sachs, which has adopted this program as part of
its own commitment to shaping a better world, is joining us in this
critical mission.

shout citizenship

" Based on Citigroup's Financial Education Curriculum, the
"learning" segment consists of a tailored curriculum that teaches
students about money management, personal finance , taxes, credit and
budgeting. In fact, 90% of teachers
reported that students liked doing the Challenge activities and that
they gained a greater understanding of the importance of savings. Additional
information may be found at www. "We are thrilled to join Best
Western in this collaborative effort to support the incredible work of UNICEF
throughout the region.
Additionally, the Global Markets Institute established the Goldman
Sachs Africa Aspen Fellowship.

This category is for sites that are for the use of Kids and Teens relating to Student Organizations.

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When players sign up, they receive an imaginary $1,000.00 account,
choose a career, make lifestyle choices and select a financial goal."
"Good financial habits should start early," said Dara Duguay,
Director of Citigroup's Office of Financial Education.org

About Do Something:

Do Something was founded in 1993 by Andrew Shue (Melrose Place)
and Michael Sanchez, childhood friends from New Jersey who wanted to
support and inspire young people to make a difference in their
communities.kidshelpout. Its multi-
faceted community service program, "Best Western for a Better World," is
dedicated to providing assistance to Best Western neighbors in cities and
countries across the globe.

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For more information about Do Something visit
www.

About Best Western International
Best Western International is THE WORLD'S LARGEST HOTEL CHAIN(R) with more
than 4,100 hotels in 80 countries and territories .

Business Editors

WASHINGTON----The Aspen Institute
and the Global Markets Institute at Goldman Sachs will work together
to provide accomplished young business, government and civic leaders
in Africa with the opportunity to engage in cross-cultural leadership
development.

alliances citizenship

dosomething .

aiesec achievable

Do Something's "Financial Education Challenge," sponsored by the
Citigroup Foundation , launches nationwide on April 18th. Additional
information about Citigroup's Financial Education Program, including
Foundation guidelines, links and resources, including the Citigroup
Financial Education Program Curriculum and Facilitator's Guide may be
found at: financialeducation.com.S.

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dosomething . Through financial contributions, product
donations and volunteer activities, Best Western, its members, employees and
guests work together throughout the year, making a difference by helping those
in need.

globally alliances

Business Editors/Education Editors

NEW YORK----

Survey Shows Last Year's Participants Learned
the Importance of Planning Ahead

Do Something, a premier provider of youth-led leadership and
citizenship initiatives, and Citigroup , the preeminent global
financial services company, today announced the nationwide kick-off of
the 2nd annual Financial Education Challenge, where students and their
teachers can access a free downloadable game and curriculum to learn
about money management and financial responsibility.
"Understanding the consequences of decisions early in life -- like
choosing a specific career or spending more than you have -- can
prepare young people for the financial challenges ahead," said Nancy
Lublin, CEO of Do Something. Citigroup's recently announced
10-year, $200 million global financial education commitment is focused
in three areas: Personal Financial Education, Small Business Financial
Education , and Institutional Financial Education. Additional information may be found at
www. The Citigroup Foundation focuses its grants
primarily in three areas: financial education, educating the next
generation , and building communities and entrepreneurs." The joint initiative
seeks to empower, recognize and encourage the generosity and leadership of
individual children, schools and youth groups in their efforts to assist those
affected by the deadly tsunami in South Asia. homes and 160
countries around the world, is Turner Broadcasting System, Inc.unicefusa.

mineralogists intercultural

The "doing" segment urges young people to develop a
financial plan after managing a virtual account in a fun online game."
Performers include Clay Aiken, India Arie and John Ondrasik of Five For
Fighting.
"The 'Kids Help Out Matching Program' gives children across the U.
ALI is a joint program of the Aspen Institute, the international
development agency TechnoServe, the Letsema Foundation of South
Africa, and three African business leaders from Ghana, Mozambique, and
Tanzania. The GS Africa Aspen
Fellows are further committed to provide mentoring and advice to the
ALI Fellows as they advance in their careers and undertake required
leadership projects.
Walter Isaacson, President and CEO of the Aspen Institute , stated,
"Growing our global leadership network is one of the most important
things the Aspen Institute is doing today, working with our partners
around the globe to reach an expanding number of motivated young
people and develop enlightened leaders - often the missing ingredient
in struggling societies.

mentors outbound

Donations
from kids (under age 18) to UNICEF tsunami relief and recovery will be matched
retroactive to December 26, 2004 and will continue through March 31, 2005.
Cartoon Network will air "Kids Help Out" public service announcements
featuring some of the music world's top names singing "Give A Little Bit. "We want to encourage all children, as well as other corporations, to
participate in this massive fundraising effort to make a difference in the
lives of those so desperately in need . "Millions of children have taken a leadership role and
demonstrated their compassion and caring for others. At present,
there are 76 ALI participants, or ALI Fellows, from six African
countries participating in the initiative. Twelve senior leaders at Goldman Sachs
were selected as GS Africa Aspen Fellows in a competitive, firm-wide
nomination process to join the ALI Fellows in their leadership
development activities.

TECHNOSERVE helps entrepreneurial men and women in poor rural
areas of the developing world to build businesses that create income,
opportunity and economic growth for their families, their communities
and their countries.

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The challenge is
supported by a $213,000 grant from the Citigroup Foundation. World's Largest Hotel Chain(R) Commits $400,000 to
"Kids Help Out(TM) Matching Program"

ATLANTA, Cartoon Network and Best Western
International are uniting in their support of UNICEF's tsunami relief and
recovery , creating the "Kids Help Out Matching Program.'s 24-hour, ad-
supported cable service offering the best in animated entertainment.

achievement outbound

The
game assists players in deciding how to make the appropriate choices
to reach their goal, thus emphasizing the importance of a financial
plan.citigroup.

Cartoon Network Teams With Best Western International Empowering Children Nationwide to Raise Funds for UNICEF 's Tsunami Relief and Recovery

The organization focuses on education, leadership and
entrepreneurship .

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Do Something and Citigroup Challenge America's Youth to Get ''Money Smart;'' 2nd Annual Financial Education Challenge Teaches Money Management and Financial Re

org, is a two-segment program of "Learning" and
"Doing.
To teach financial responsibility, the program adds new layers of
"real life" circumstances over a 10-day period, such as surprise
career opportunities, a leaky roof or unexpected medical bills . Children, parents and teachers can learn more about the program
at http://www.

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"Citigroup and the Citigroup Foundation's
support of the Financial Education Challenge is critically important
in helping kids learn about real life situations in a fun, interactive
way, that will help them later in life."
According to an independent study conducted by the Center for
Youth and Communities at Brandeis University's Heller School for
Social Policy and Management, educators who participated in last
year's Financial Education Challenge felt that it greatly increased
students' knowledge of personal finance."
Suzanne Nora Johnson, Chairman of the Global Markets Institute,
said, "We strongly believe that values- based leadership is essential
to efficient and equitable global markets . Through seminars, policy programs,
public conferences, and an array of leadership initiatives, the
Institute and its international partners promote the pursuit of common
ground and nonpartisan inquiry.

lapidary afs

downloaded the
Financial Education Challenge curriculum, reaching an estimated 50,000
students around the country and more than 15,000 young people played
the game.

The Citigroup Financial Education Program is a global,
company-wide effort to identify, support and implement initiatives
that help give individuals, families and communities the tools needed
to make sound financial decisions.S."
"Best Western International is proud of our association with Cartoon
Network and UNICEF, working together to engage and educate today's youth on
the importance of helping others ," said David Kong, Best Western president and
CEO.

The Aspen Institute and the Global Markets Institute at Goldman Sachs Work Together to Develop Emerging Leaders in Africa

Its mission is to examine how global markets create
economic opportunity, foster prosperity and ensure financial security.

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citigroup .S.

About UNICEF
Founded in 1946, UNICEF helps save, protect and improve the lives of
children around the world through immunization, education, health care,
nutrition, clean water , and sanitation. To
make a donation or learn more about UNICEF please call 1-800-4UNICEF or go
to http://www.org . This new relationship will support the continuing growth
and progress of the Africa Leadership Initiative (ALI).

alliances mentors

the
opportunity to ensure a better future for their peers in South Asia -- boys
and girls whose lives have been forever changed by this tragedy," said Cartoon
Network 's EVP and General Manager Jim Samples.

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As part of its "Best Western for a Better World" community service
program, the world's largest hotel chain will double the amount raised by
children through the "Kids Help Out Matching Program," directing its recently
announced $400,000 UNICEF donation to this matching funds effort. In everything it does, the most
disadvantaged children and the countries in greatest need have priority.

multiracial empowerment

Of the students participating:

87% felt they learned "a lot" about managing their money and
making good financial decisions

Over 90% reported that the game helped them understand the
impact that their choice of job would have; how decisions made
now would affect their future; and the importance of having a
financial plan

85% reported that the game helped to convince them to start
saving now

90 % understood the importance of a financial plan

80% said they learned how to make a budget

Last year, more than 2,000 teachers across the U.dosomething. Lyons, president of the U.

aiesec citizenship

We're pleased to join Do Something on this important initiative.1 million U. It is a membership
association of independently owned and operated hotels that provides
marketing, reservations and operational support to its members.

THE LETSEMA FOUNDATION is a non-profit organization with the aim
of catalyzing individual empowerment in post-apartheid South Africa.

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org

About Citigroup Inc. Major brand names under Citigroup's trademark red umbrella
include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and
Travelers Life and Annuity.org ."
"The tsunami disaster has generated an enormous outpouring of support from
young people everywhere," said Charles J. We greatly appreciate
the commitment Cartoon Network and Best Western have made to these caring
children, and to our tsunami relief efforts through the 'Kids Help Out
Matching Program.

mentors freechild

The Financial Education Challenge , accessed via
www.'"

About Cartoon Network
Cartoon Network, currently seen in 87 .

Its goal is to develop a new generation of African leaders -
primarily business men and women between the ages of 30 and 45 - with
the energy, the skills and the commitment to tackle the foremost
challenges facing their countries and their continent.