29 for a 4"x
6" photo.

Providian Financial Corporation Announces the Convertibility of Its 4% Convertible Senior Notes Due May 15 2008

31 per share (110% of the conversion price) for at least 20
trading days of the 30 consecutive trading day period ending on the
last day of the preceding calendar quarter.

printable day

PolaroidPics is a
convenient, full-service site that offers innovative features plus full online
security. The site's customers can
create their own greeting cards , birthday cards, holiday cards, calendars,
customized photo books, mugs, coasters and mouse pads .com.polaroid. The Supplemental Indenture provides that the Notes are
convertible if the closing price of the Company's common stock exceeds
$14.

1952 days

With a variety of
digital offerings in the marketplace , Polaroid provides products and services
to capture, share, print and store digital images. The company's other products and services consist of
eyewear, principally sunglasses, and secure identification systems for
commercial applications.polaroid.

kidproj tell

Members are
attracted to the easy photo sharing , affordable and quality prints, and
creative products that online photo services provide.S.

era holiday

polaroidpics . The
events calendar allows consumers to maintain guest lists associated with an
event, and to send invitations, announcements and thank you cards.

25th birthday

"
PolaroidPics allows users to register free online and upload pictures to
the site. The Company assumes no obligation to update forward-looking
statements whether as a result of new information, future events or otherwise.

This category features sites about Victoria Day, a Canadian holiday commemorating the birthday of Queen Victoria on May 24 , 1819.

birthday kidproj

By
combining experience, analysis, technology and outstanding customer
service, Providian seeks to build long-lasting relationships with its
customers by providing products and services that meet their evolving
financial needs.

victoria preceding

PolaroidPics offers photo-lab quality color prints in a variety of sizes
at competitive prices.

Business Editors

SAN FRANCISCO----Providian Financial
Corporation (NYSE:PVN) today announced that its $287.

printable tell

Polaroid also recently introduced the PP46d, a
compact thermal photo printer designed for business users.

About Polaroid Corporation
Polaroid Corporation designs, develops, manufactures and markets instant
and digital imaging products and related products. These statements may be identified by the use of forward-
looking words or phrases such as "believe," "expect," "anticipate," "should,"
"plan," "seek," "goal," "outlook ," "target," "intend," "will," "estimate" and
"potential" among others.

idea victoria

Prices for PolaroidPics start at $.

happy printable

Print sizes include
wallets to 20" x 30" prints. The company's principal
products are instant cameras and instant film, which are marketed worldwide.01(a)(i) of the Supplemental
Indenture .

commemorating celebrate

According to an August 2004 InfoTrends report, use of online photo
services continues to grow with increasing numbers of people uploading photos
and each person uploading an increasing number of images.

queen 1952

With the launch of PolaroidPics, we are poised to continue to
expand our digital products and service offerings.

day commemorating

polaroidpics.

Some statements in this report may be forward looking in nature, or
"forward-looking statements" as defined in the Private Securities Litigation
Reform Act of 1995.

Contact:
Skip Colcord
Polaroid Corporation
(781) 386 -6624
colcors@polaroid.A.

commemorating idea

The PolaroidPics site also features enlargements and a variety of
gifts that can be personalized with any photograph.
With Polaroid's rich history in photography and growing presence in
digital imaging products, its entry into online photofinishing is a natural
business extension. For more information, call
1-866-994-PICS (7427) or visit http: //www. Media, please contact Alan Elias of Providian Financial
Corporation at 415-278-4189.

kidproj commemorating

"As digital
capture continues to skyrocket, Polaroid is committed to serving its consumers
across the spectrum of their digital imaging needs, including capture, print
and storage.

observed idea

For more information
on Polaroid products and how to purchase them, visit the Polaroid website at
http://www.

About Providian

San Francisco-based Providian Financial is a leading provider of
credit cards to mainstream American customers throughout the U.

commemorating idea

-- New PolaroidPics Offers Consumers Free Service for Storing and Sharing
Photos Online Plus Lab-Quality Prints --

WALTHAM , Mass. A unique events calendar includes a personalized service that lets
consumers organize and share their pictures by a specific month and day.com
http://www.

birthday commemorating

In addition to its principal products, Polaroid designs, develops,
manufactures and/or markets photographic hardware accessories for the instant
photography market. Actual results may differ materially from those
projected in or implied by any forward-looking statement as a result of a wide
variety of factors, which include , but are not limited to, those set forth in
Item 7.

For more information, Investors please contact Jack Carsky at
415-278-4977.

25th printable

PolaroidPics also offers electronic photo albums to organize images by
specific subjects or activities and share with family and friends.

crayola coloring

com), developed for consumers who want a hassle-free
way to store, share and print their digital images.
(Logo: http: //www.com.

Since 1952, Victoria Day has been observed on the Monday preceding May 25th.

1952 victoria

, Polaroid Corporation today
announced PolaroidPics, its new online photofinishing website
(http://www. Management's Discussion and Analysis of Financial Condition and
Results of Operations of the Company's Annual Report for the fiscal year ended
December 31, 2003 filed with the SEC on Form 10-K on April 14, 2004 (the "Form
10-K").

coloring preceding

Each new member who registers is entitled to 10 free
prints. Polaroid also performs contract manufacturing for
and licenses its brand and technology to third parties.
"Polaroid" and "PolaroidPics" are trademarks of Polaroid Corporation,
Waltham, MA 02451.

queen 1819

newscom .com/cgi-bin/prnh/19990816/PRDLOGO )
"With our strong background in photography and image printing , we are
excited to be a part of the online photofinishing market," said Jeff Hopper,
vice president and chief marketing officer, Polaroid Corporation. Guests can
also use the events calendar to access photos and various event keepsakes. More than 20 Polaroid-branded digital cameras, including
webcams and the five-megapixel Polaroid 5350, are currently available at
retail outlets nationwide.5 million of 4%
Convertible Notes due May 15, 2008 (the "Notes") issued pursuant to a
supplemental indenture between the Company and Bank One Trust Company,
N.

victoria coloring

Polaroid Introduces Online Photofinishing Service

com

, as Trustee, dated May 27, 2003 (the "Supplemental Indenture"),
will be convertible pursuant to section 2. Holders of the Notes may
convert the Notes into shares of the Company's common stock during the
next fiscal quarter (April 1, 2005 until June 30, 2005) at the
conversion rate then in effect.

holiday coloring

---

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