IAC Releases New Short-term Medical Plan in 22 States

Additionally, TriMed(STM) applicants will not need to indicate if they
have been denied health insurance. A complete list of the
rankings and methodology can be seen at the Foundation's Web site ,
http://www.com.

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Ordinary short-term health insurance allows the
purchaser to specify how long he/she would like coverage, limited to 12 months
in most states.

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Best Company, insures TriMed(STM ) in all states of
availability.

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"
TriMed(STM) also includes a prescription drug discount program and
nationwide discounts through a preferred provider network. Lexington, KY
2.," says Mike
Tringale, spokesperson for AAFA, "and our research shows us that people want
-- and need -- more information about how to deal with their allergy
symptoms.

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About IAC
Insurers Administrative Corporation is a uniquely qualified benefits
management team specializing in the administration and distribution of health
benefit plans.

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This year, the top five Spring Allergy Capitals are:

1.com. Louis, MO
11 Knoxville, TN
12 Greensboro , NC
13 Raleigh, NC
14 Albuquerque, NM
15 Birmingham, AL
16 Washington, DC
17 Omaha, NE
18 Tulsa, OK
19 Oklahoma City, OK
20 Atlanta, GA
21 Columbia, SC
22 San Antonio, TX
23 Madison, WI
24 Memphis, TN
25 Philadelphia, PA

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By not including this barrier on
the application for insurance, TriMed(STM) is a great option for those that
would otherwise be excluded coverage under a different plan.

Top 25 of the 100 Spring Allergy Capitals.

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TriMed(STM) is unique in that applicants can elect to extend
coverage for up to three 12-month coverage periods.

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" Recent
surveys conducted through the US Department of Health and Human Services show
that roughly 19 % of Americans are uninsured. It is now
available in: AL, AR, AZ, DE, FL, GA, HI, IA, IL, MO, NE , NM, OH, OK, OR, PA,
SC, TN, VA, WI, WV, WY and Washington, DC.

The Asthma and Allergy Foundation of America (AAFA) is the leading
nonprofit consumer and patient organization fighting asthma and allergic
diseases.

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Little Rock, AR
3.S.

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AAFA looks at recorded pollen counts ,
actual medication usage and the number of Board Certified allergists in each
metro area to compare cities and compile the rankings.

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The Most Challenging Cities for People With Spring Allergies

WASHINGTON, From Lexington to Los Angeles,
allergies have a strong grip on Americans this season. Today the Asthma and
Allergy Foundation of America (AAFA) revealed its new rankings for the 100
Spring Allergy Capitals(TM) -- the most challenging places to live for people
with allergies in the spring.


2005 Metropolitan
Rank Area

1 Lexington, KY
2 Little Rock, AR
3 Chattanooga, TN
4 Louisville, KY
5 Johnson City, TN
6 Greenville, SC
7 Richmond, VA
8 Charlotte, NC
9 Jackson, MS
10 St.

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"Most
other short-term health insurance plans exclude anyone that has been denied
health insurance during the past 12 months.

2005 Spring Allergy Capitals(TM) Named

The scientific
rankings were identified and compiled based on the impact that key
environmental and medical factors have on the severity of allergies in each
metro area, including:

* Recorded pollen levels for each metro area
* Recorded use of over-the-counter and prescription allergy medications
per capita
* Number of Board Certified allergists per capita

Each factor was weighted by medical and research experts to reflect its
relative importance as an indicator of allergy severity.

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The weighted factors
were then tallied to assign a total score to determine the final Spring
Allergy Capital rankings.

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Waldrop sees this as a big benefit.M.AllergyCapitals .

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Johnson City, TN

"Spring allergies are causing problems all over the U. AAFA was recently named as one of the most trusted sources of
health information and awarded the Health on the Net Foundation's seal. A complete list of rankings is
at http://www.

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For more information, contact IAC at (800) IAC-0843.

Louisville, KY
5.

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"
The Spring Allergy Capitals ranking is part of the Foundation's mission to
help consumers recognize, prevent and treat allergy symptoms .

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IAC and Standard Security Life Insurance Company of New York are
subsidiaries of Independence Holding Company (NYSE: IHC).

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PHOENIX, Insurers Administrative Corporation
today announced the launch of TriMed(STM), a new short-term medical insurance
plan that offers affordable coverage to individuals and families in 22 states
and the District of Columbia.
"TriMed(STM) is a great solution for those between jobs, on new hire
waiting periods, college students, part-time employees and anyone looking for
an alternative to COBRA coverage," said Brad Waldrop, IAC Vice President of
Sales. "The fact that purchasers can select coverage for up to three 12-month
periods helps to combat the number of those without insurance.
Standard Security Life Insurance Company of New York, rated "A"
(Excellent) by A. The Allergy Capitals ranking is an annual
research project to compare cities based on the impact of key environmental
and medical factors in each metro area .AllergyCapitals. Chattanooga, TN
4. AAFA
provides free information to the public, offers educational programs to
consumers and health professionals, leads advocacy efforts to improve patient
care, and supports research to find cures.

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