edu.
Due to the lowering of trade barriers, we know that retailers and wholesalers
can source their inputs from numerous providers at home or abroad. Ward, Chairman and
Chief Executive Officer of Penn Liberty Bank in Wayne, Pennsylvania , has been
appointed to the Pennsylvania Bankers Association (PBA) Government Relations
Policy Committee.

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. "We know that jobs can now be 'arbitraged' by
manufacturers or service providers to low-cost providers around the world."

Under Mr. Ward's leadership, Commonwealth Bank grew to $1.
For more information contact Brian Zwaan at 610-535-4520.

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faculty nice

"The
economy of Texas is so porous and interconnected to Mexico alone that economic
concepts such as 'output gaps ,' the 'Phillips Curve,' and 'the natural rate of
unemployment,' have limited value when applied to the dynamics of the Texas
economy, which, measured in dollars, is the 12th largest in the world.

, the holding company for Commonwealth Bank in
Malvern, Pennsylvania, until its acquisition by Citizens Bank in January 2003.

kansas paper

Ward previously served as President and Chief Executive Officer
of Commonwealth Bancorp, Inc.

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At the Dallas Fed, we plan to develop the analytical framework to
better inform monetary policymaking.
"The Dallas Fed has been on the front line of understanding the effects of
integrating Mexico into the U.

intellectual policy

. Cityfront Plaza Drive, 6th Floor,
Chicago

WHO: -- Austan Goolsbee , a professor of economics whose research
activities include government policy and taxes.

S. He also understands where there are gaps in the profession's
comprehension of the influences of globalization on monetary policy. He
is past President of the National Association for Business Economics (NABE), a
prestigious professional association with nearly 3000 members worldwide. Rosenblum
was vice president and associate director of research with the Federal Reserve
Bank of Chicago .

policy reserve

S.S. -- is being
affected by the new interconnectivity of a globalized economy and what it all
means for determining the appropriate monetary policy.S. Ward is Chairman and Chief Executive Officer of Penn Liberty Bank in
Wayne, Pennsylvania.8 billion
in assets with 61 branches throughout eastern Pennsylvania .

homepage faculty

-- Kevin Murphy, professor of economics and past recipient of the
John Bates Clark Medal given to the most outstanding American
economist under 40. DALLAS, The President of the Federal Reserve Bank of
Dallas, Richard W. Fisher, today announced a change in the organization and
focus of the bank's Research Department in order to better analyze the effects
of globalization on monetary policy.

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WHERE: The Gleacher Center, 450 N."
"For example, globalization tests our understanding of the tradeoff
between unemployment and wage inflation, the maximum growth potential of the
economy, and the degree to which the U. Rosenblum knows monetary policy like the
back of his hand.

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Fisher appointed Harvey Rosenblum to
the newly created post of Executive Vice President to oversee the expansion of
the Dallas Fed's research agenda. Fisher said.

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And we
know that technology has increased the ability of money, ideas, and business
oversight and management to transcend national boundaries. He
knows that stuff from 'A' to 'Z'.

Pennsylvania Banker Appointed to Statewide Policy Committee

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"The global economy is undergoing dramatic and significant changes that
affect the gearing of the United States economy," Mr. Rosenblum had been scheduled to retire from the Federal Reserve
System, where he was most recently director of research at the Dallas Fed. Trade Representative overseeing NAFTA,
negotiating China's entry into the WTO, and working on bilateral trade
agreements with the Latin American and the Asian and Pacific countries. The quality of the economics team
backing them up at the Dallas Fed is superb.
Pennsylvania Bankers Association, located in Harrisburg , is the state's
major banking trade association representing a large, diverse membership.

intellectual policy

The moderator of the discussion is Richard Leftwich, deputy dean
for the faculty and a professor of accounting and finance. Rosenblum currently serves as a visiting faculty member in
the Finance Department at Southern Methodist University's Cox School of
Business, where he has taught since 1986 ."
Mr.
Fisher spent four years as Deputy U.

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REMINDER/University of Chicago Panel to Discuss Social Security Solutions

m. Mr. economy has slack or tight resource
capacity," Fisher said.

Ward is active in
the community and serves on the Board of Directors of the Philadelphia Police
Athletic League, the Phoenixville Area YMCA, the Elmwood Park Zoo and the
Chester County Chamber of Commerce.

kansas sciences

Business Editors
REMINDER. Rosenblum said. Ward is a graduate of Carnegie Mellon
University with a degree in economics and earned an MBA from the University of
Notre Dame.

economics sciences

Past
presidents of NABE include Federal Reserve Chairman Alan Greenspan, several
former Fed presidents , and many well-known business economists from industry
and finance. This
leads us to ask how the largest economy in the world -- the U.
Mr.

homepage federal

written foul

backe@ChicagoGSB.

"
"Harvey Rosenblum is perfectly suited to lead this effort," Fisher said. Prior to joining the Dallas Fed as
senior vice president and director of research in November 1985, Mr.

written monetary

But we do not have
a full grasp on the direct and indirect impact of these influences on our
economy.
"He is a brilliant economist with a sophisticated understanding of the global
economy. Mr. This initiative has great
potential for the evolution of monetary policy research. HARRISBURG, Pa.

bank thought

----

WHAT: "Social Security Reform and Personal Retirement Accounts: How
Should We Fund Our Nation's Retirees? " a panel discussion
featuring four faculty members from the University of Chicago
Graduate School of Business.

-- Randall Kroszner, a professor of economics for former member
of President Bush's three-person Council of Economic Advisors. He is respected within the Federal Reserve System and
throughout the economics profession., Patrick J. The
Association provides government relations representation on behalf of the
industry in Pennsylvania and offers extensive continuing education programs
for bankers.

paper federal

economy and is proud of its reputation for
high quality work on the economics of Latin America," Mr. Ward has over 20 years of banking industry
experience and most recently served as Executive Vice President of Citizens
Bank of Pennsylvania as well as Chairman and President of Citizens Bank in
Delaware.

zero paper

Federal Reserve Bank of Dallas Announces Change in Organization and Focus of the 11th District Research Function

S. The committee, responsible for the overall state and
federal legislative program of the Association, determines policy positions
and priorities on pending or proposed state and federal legislation. Mr. Mr.

written economics

"The
emergence of China and India as economic competitors and transformations
taking place in Europe, together with the deepening of U. integration with
our NAFTA partners and Latin America, challenge our comprehension of basic
economic relationships that inform monetary policymaking. Finn Kydland, the 2004 Nobel Laureate in Economics who has been
affiliated with the Dallas Federal Reserve Research staff for the last dozen
years, commented, "Richard Fisher and Harvey Rosenblum are an ideal team.

homepage thought

WHEN: Tuesday , April 5, 6:00 p.

For complimentary media registration call Barbara Backe at
773-702-4282 or e-mail barbara."
Mr.
He joined Commonwealth in 1992 as Senior Vice President and Chief Financial
Officer. Mr.

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- - kjjkjk

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