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Multiple-user licensees receive unlimited
access to the latest reports.com/ratings, dating back to 2001.M.

BusinessInsurance.

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Updated Ratings Company Reports Added to Non-U.S. Best 's Insurance Reports

BusinessInsurance.
* News content and information tools organized for risk managers and for
benefit managers.

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com
A.M.

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This update provides
current ratings and reports on more than 4,380 companies in CD-ROM
format. Best Co. Best's Web site at http://www .

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Single-seat subscribers are also entitled to 30% off the cost of
Historical Best's Company Reports , available in print or online at
http://www.
This product also comes with access to the BestDirect (R)
company-tracking service, which sends e-mail notification of
insurance-related news items and A.

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Business Editors

OLDWICK, N.com/sales/BIRInternational, call Customer Service at
(908) 439-2200, ext.

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Best's Insurance Reports - Life + Non-Life - Non-US(R) offers
access to the most timely insurer analysis available.
All purchases include a one-year subscription to Best's Review (R)
magazine, for articles on insurance news and trends. For more
information, visit A.

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Best Co . 5742, or e-mail customer_service@ambest.ambest.

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Best Web site to check real-time news, ratings and report
updates. In addition to offering
breaking news online, BusinessInsurance.
* A new career center for industry jobs powered by CareerBuilder. Winston, editorial director for Business Insurance magazine. These
visitors can read all breaking news and search-but not retrieve-
articles in the online archives or data from Directories or Rankings of
industry vendors .

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Each report provides A. Subscribers can
download up to 10 real-time Best's Company Reports(R ) for any insurers
listed in the publication at no extra cost, with 33% off the price of
any additional reports.com also offers a comprehensive online
archive of all content from the weekly newsmagazine , as well as a searchable
database of its directories of industry vendors.

achieve annenberg

ambest.

Business Insurance Magazine Launches Redesigned and Expanded Web Site

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"These enhancements will give our readers the extra edge needed to stay on
top of breaking news and the latest trends in the insurance industry," said
Paul D.

writersweekly respect

----A.
The CD-ROM format lets users search and sort data fields, create
custom lists, export data to other software packages and log on to the
A.com

Key site enhancements include:
* Updated design and layout.

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M. Best-generated press releases
and company report updates for selected insurers.
* Deeper news resources , with stories posted as news breaks.
* Web site guests who do not register still can read breaking news
online.

bi published

has
released the first interim update to the 2005 edition of Best's
Insurance Reports - Life + Non-Life - Non-US(R).
The Best's Insurance Reports(R) series was first published more
than a century ago and is the most detailed and relied-upon reference
to insurance companies and groups available. Subscribers also get two additional CD-ROMs, with updated
ratings and reports ."

Additional enhancements planned for the near future include:
* Robust new discussion forum software allowing visitors to exchange
information and post comments on current news and issues.

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For an additional
cost, Full Service subscribers also receive a one-year subscription to
BestWeek,(R) which provides weekly, daily and real-time news and
access to archived articles from all A.

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J. It includes 446 updated ratings and 102 reports on additional
companies. Best's complete analysis of an insurer's
financial strength, including the Best's Rating and Rating Rationale;
Financial Size Category designation and Best's Profitability, Leverage
and Liquidity tests; financial statement items such as net premiums
written; business review; and management and contact information.M.

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* Multiple new e-mail News Alerts that enable subscribers to receive the
news they want when it breaks.
* Online seminar technology enabling industry experts to present new
topics and best practices.

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* Expanded highlights from each new issue of the weekly newsmagazine
displayed online.

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Best news publications.com offers a wealth of news and information for risk
management and benefits management professionals.com offers three levels of user access:
* Subscribers to the print edition who register online enjoy full access
to all the features of the Web site, including access to the current
issue online, complete article archives from 1997 to the present, and
the site's searchable database of Rankings and Directories of industry
vendors plus access to all breaking news and electronic e-mail News
Alerts
* Non-subscribers to the print edition can register to receive a variety
of free e-mail News Alerts, including Custom News Alerts.

Published by Crain Communications, Business Insurance is a weekly news
magazine serving corporate and institutional executives who purchase and
administer insurance and self-insurance services, manage employee benefits,
risk management and safety programs , and hold responsibility for conserving
corporate assets.

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M.ambest. - E-mail News Alerts and Enhanced Tools for Risk + Benefits Professionals -

CHICAGO, Business Insurance magazine has redesigned
its web site to better display the depth and breadth of news and information
on the site, and to offer new features and tools to give readers the
information they want. "The new
look and expanded features make the site even more user-friendly and provides
important resources. With more than 50,000 readers, Business Insurance's
audience also includes underwriters and sellers of insurance and related
services.

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com
* Rankings of all vendor directories published online.

issue annenberg

Purchasers of
Unlimited subscriptions receive access to these reports at no
additional cost.
For more information, visit
http://www.M., established in 1899, is the world's oldest and most
authoritative insurance rating and information source.
* Enhanced cross-references of related articles, to pursue additional
information.