0 billion in revenue in
2004.

cartier clipperton

com .

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8 million for the corresponding
period a year ago.com

This press release contains statements that are forward-looking.certegy.

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destinations , including
political instability, armed hostilities, terrorism, natural disasters
or other activity that involves or affects air travel or the tourism
industry generally, could cause actual results to differ materially
from historical results or those anticipated.

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PETERSBURG, Fla.

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Virgin Islands (2), Netherlands Antilles (2),
Hawaiian Islands (2), California (1), Guam (2), American Samoa (1 ),
and Republic of Fiji (1).costuless., Certegy Inc.

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About Certegy Inc.

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2%.

Certegy and Bank of Hawaii Announce Partnership to Offer Check Risk Management Services to Hawaii Merchants

boh.

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Total sales for the four weeks ended January 23, 2005 increased
9. "This new
relationship expands our presence in the Hawaii region and validates Certegy's
commitment to provide island retailers with high quality, around-the-clock
risk and payment services. Petersburg, Florida, Certegy maintains a strong global
presence with operations in the United States, United Kingdom, Ireland,
France , Chile, Brazil, Australia and New Zealand, Thailand and the Caribbean. They are not guarantees of future performance and
are subject to risks and uncertainties, many of which are outside of Certegy's
control , that may cause actual results to differ significantly from what is
expressed in those statements .

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S.
Headquartered in St.

About Bank of Hawaii
Bank of Hawaii Corporation is a regional financial services company
serving businesses, consumers and governments in Hawaii, American Samoa and
the West Pacific.

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For the corresponding period a year ago the
Company experienced a same store sales increase of 14.

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These statements are made pursuant to the safe harbor provisions of
the Private Securities Litigation Reform Act of 1995.
Combining Certegy's industry leading check risk management services with
its merchant card processing services provides Bank of Hawaii with a
comprehensive, highly competitive point-of-sale merchant solution. The Company's principal subsidiary, Bank of Hawaii, was
founded in 1897 and is the largest independent financial institution in
Hawaii.

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2 million, compared to $14. Other risks and
uncertainties include the Company's small store base; the mix of
geographic and product revenues; relationships with third parties;
litigation; the Company's ability to maintain existing credit
facilities and obtain additional credit; business and economic
conditions and growth in various geographic regions; pricing
pressures; political and regulatory instability in various geographic
regions; and other risks and uncertainties detailed in the Company's
filings with the SEC. Certegy generated over $1. For more information on Certegy , please visit http://www.

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Certegy (NYSE: CEY) provides credit and debit processing, check risk
management and check cashing services, and merchant processing to over 6,500
financial institutions , 117,000 retailers and 100 million consumers worldwide.
As a leading payment services provider, Certegy offers a comprehensive range
of transaction processing services, check risk management solutions and
integrated customer support programs that facilitate the exchange of business
and consumer payments.

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Cost-U-Less currently operates eleven stores in the Caribbean and
Pacific region: U . ST.com .

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(the "Company") (Nasdaq:CULS) today reported an increase of 9.S.

Forward -Looking Statement
The statements in this release include forward-looking statements that are
based on current expectations, assumptions, estimates, and projections about
Certegy and our industry . Factors that could, either individually or in
the aggregate, affect our performance are described in detail in the section
entitled "Certain Factors Affecting Forward-Looking Statements" in our 2004
Annual Report on Form 10-K filed on March 11, 2005, with the SEC.

The islands of the central and south Pacific ocean, including Micronesia, Melanesia, Polynesia and New Zealand, and the continent of Australia .

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----Cost-U-Less, Inc. Such statements,
including comparable store sales expectations, trends in or
expectations regarding the Company's revenue growth, and the Company's
growth plans are all based on currently available operating,
financial, and competitive information and are subject to various
risks and uncertainties that could cause actual results to differ
materially from historical results or those anticipated, including
that the Company may encounter substantial delays, increased expenses
or loss of potential store sites due to the complexities, cultural
differences, and local political issues associated with the regulatory
and permitting processes in the island markets in which the Company
may locate its stores.

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S. and local goods, progressive
merchandising practices, sophisticated distribution capabilities, and
superior customer service, primarily to island markets. Additional
information about Cost-U-Less is available at www. Prolonged adverse occurrences affecting tourism
or air travel, particularly to non-U. Certegy's
check authorization service provides merchants with a secure and convenient
method to accept more checks at the point of sale and process claims
expeditiously, with a strong emphasis on customer service.
"We are delighted to add Bank of Hawaii to our list of premier retail and
financial institution customers," stated Jeff Carbiener , executive vice
president and group executive of Certegy Check Services.

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Business Editors

BELLEVUE, Wash.3% to $16. The Company builds its business through
delivering high-quality U."
Certegy is a leading provider of check risk management and payment
solutions serving retailers in North America, Europe and Asia Pacific. For more information about Bank of Hawaii Corporation, see the
Company's website, http://www.

tuvalu palmyra

Same store
sales for the corresponding period a year ago are calculated on stores
excluding the Guam market as the Company's Dededo store was closed
from December 8, 2002 until October 3, 2003 due to damage resulting
from Supertyphoon Pongsona that swept through the island of Guam on
December 8, 2002.

palmyra polynesia

7% in
same store sales (stores open a full 13 months), for the four weeks
ended January 23, 2005.
On February 24, 2005 the Company expects to announce its financial
results for the fourth fiscal quarter and year ended December 26,
2004 .
(NYSE: CEY), a leading global provider of payment services to retailers and
financial institutions , today announced an agreement with Bank of Hawaii
(NYSE: BOH) to provide full check warranty and electronic check processing
services to merchants in the state of Hawaii, West Pacific and American Samoa.

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Cost-U-Less Reports January 2005 Sales Results

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