There are considerable differences in the Internet user statistics
provided by various sources, and also in the methods used by each country's
regulator to assess Internet usage.com/reports/c17932

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets. These companies offer a
variety of products and services, including life insurance, mutual
funds, annuities, pension and retirement related services and
administration, asset management, securities brokerage, banking and
trust services, real estate brokerage franchises and relocation
services.

delmar agricultural

com/reports/c17932 ) has announced the addition
of 2005 Latin American - Convergence, Broadband and Internet Markets to their
offering. Nicaragua
22. Yet, even though estimates for Latin
America may vary , all sources point to one incontrovertible fact: the
continuing and rapid growth in the number of Internet users.

Business Editors

MEXICO CITY----Prudential Real
Estate Investors (PREI ) today announced that it has entered into a
strategic alliance with Amistad Global Developers, one the foremost
developers and managers of industrial properties in Mexico, to develop
and acquire high-quality industrial facilities in North-Central
Mexico. For more information, visit www.

cover housing

Research and Markets: Latin America Is One of the World's Most Promising Broadband Markets

Argentina
4. Dominican Republic
13. Also, many Latin American countries have begun to combine VoIP (Voice
over Internet Protocol) with broadband service.

About GE Consumer Finance

With more than $151 billion in assets, GE Consumer Finance, a unit
of General Electric Company, is a leading provider of credit services
to consumers, retailers and auto dealers in 41 countries around the
world . PREI managed total assets of $23.

This category is for sites that cover more than one Central American country.

housing central

"
Founded in 1952, BAC has about $1.

age estate

Bolivia
6. Ecuador
14.

Convergence
In its broadest sense, convergence in the communications industry means
combining various services -- voice and data transmission, Internet access,
video, cable TV and/or other multimedia broadband applications -- into a
single package. Triple Play, which combines fixed line, broadband and pay TV, has
made its appearance in Chile, Mexico and Brazil. The transaction,
which requires regulatory approvals, is expected to close in the next
few months.
The new joint venture continues to expand PREI's presence in
Mexico while building on its strategy to collaborate with leading
developers in the country.amistadmexico.

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Brazil
7. Uruguay
28. Glossary of Abbreviations

Internet
More than half of the region's Internet users are in Brazil and Mexico,
but Uruguay, Puerto Rico and Chile have the highest user penetration. Of these, ADSL has emerged as the clear
leader.9 billion in deposits; $1."
Credit Suisse First Boston advised BAC in the deal., after deduction of associated debt and
liabilities) were $16.com

Prudential Financial companies , with approximately $500 billion in
total assets under management as of December 31, 2004, serve
individual and institutional customers worldwide and include The
Prudential Insurance Company of America, one of the largest life
insurance companies in the United States.

Sites concerning real estate, including longterm rentals and sales of residential, commercial, agricultural or undeveloped property.

cover longterm

(Logo: http://www. Cuba
12. Amistad has a key presence in Mexico's North -Central
industrial markets with 49 industrial facilities in the states of
Coahuila, Nuevo Leon , Guanajuato, San Luis Potosi, Chihuahua and
Hidalgo. For more information, visit www.

belize caribbean

Caribbean Countries
8. Puerto Rico
26. Therefore, an accurate assessment of the
region's Internet market is not easy.
The options most available in the region are cable modem, ADSL, wireless
broadband and satellite broadband.researchandmarkets.com

prei.

generations grupo

Costa Rica
11. The terms were not disclosed.

agricultural honduras

Suriname
27.

Broadband
Latin America is one of the world's most promising broadband markets,
growing at an annual rate of around 87% in 2004. Large multinational groups
are eager to invest in anything to do with Internet and e-commerce in Latin
America, and especially in technologies which offer faster and more economical
access. (NYSE:PRU).
"Amistad 's partnership enables us to extend our reach into
Mexico's northern industrial markets, particularly in key states such
as Coahuila and Nuevo Leon," said Roberto Ordorica, CEO and managing
director of PREI-Latin America.
Amistad Global Developers is part of Amistad Industrial
Developers, the holding company of a group that has been developing,
acquiring and managing industrial properties in Mexico for over 25
years.

caribbean nicaragua

mexico communities

DUBLIN, Ireland, Research and Markets
(http://www. Belize
5. Peru
25. Fixed/Mobile Convergence,
which combines fixed line, mobile and data communications , can be found in
Mexico.

For more information visit
http://www.7
billion in consumer credit card loans, mortgages, and auto, small
business, corporate and commercial loans; and has over 8,000
employees.

agricultural retirement

Mexico
21. Panama
23.
Ernesto Castegnaro, BAC president and CEO , added, "We look forward
to immediately starting work with GE Consumer Finance on this exciting
new chapter in BAC's growth and development. (USA), offers a
range of financial products, including private label credit cards,
personal loans, bank cards, auto loans and leases, mortgages,
corporate travel and purchasing cards, debt consolidation and home
equity loans and credit insurance.

developer belize

Business Editors

STAMFORD, Conn.ge. "Amistad has a solid track record in
different sectors, making us confident that the new joint venture will
provide our investment programs with a strong presence in major
manufacturing centers in Mexico," said Ordorica.

principals seniors

researchandmarkets. The broadband market does vary considerably from country to country,
but as a whole, the region is making giant strides forwards in the adoption of
high-speed Internet.
The Latin American broadband leaders are Brazil, Chile, Argentina and
Mexico, and in early 2005 these four countries accounted for 87% of all
broadband subscribers in the region.----GE Consumer
Finance, one of the largest consumer lending businesses in North
America, today announced that it would acquire a 49.
"We believe the combination of GE Consumer Finance's broad global
experience and BAC's established position in Central America will
allow us to accelerate growth opportunities for both of us in this
strategically important emerging market," said Mark W.com

About GE

GE (NYSE: GE) is Imagination at Work -- a diversified technology,
media and financial services company focused on solving some of the
world's toughest problems.com

concerning longterm

Colombia
10. The new partnership between GE Consumer Finance
and BAC will enable the two companies to deliver enhanced consumer
credit products to the growing Central American financial services
market.
"By combining with one of the world leading financial services
companies, and one of the world's most respected brands, we believe we
can expand our offerings of products and services to consumers across
Central America," said BAC Chairman Carlos Pellas. For more
information, visit the company's Web site at www."
The partnership with Amistad Global Developers adds to the growing
list of PREI's successful real estate investment activities in Latin
America .com
PREI provides global real estate investment management services
through specialized operating units in the United States, Europe, Asia
and Latin America.

cover retirement

com/cgi-bin/prnh/20040820/RESEARCH )
This annual report offers a wealth of information on the Broadband and
Internet markets, covering:

* Broadband Infrastructure, Analyses and Developments
* The broadbanding of Latin America (policies, models, concept)
* CBD, Inter-City, Regional and International Networks
* Internet Market, VPNs and VoIP Web Sites, Web hosting Research,
Marketing, Benchmarking
* Vision for a National Policy, Government Policies, BAG Network
Operators, Wholesalers and Retailers, Utilities Projects xDSL, HFC, MDS,
Satellite, Cable Modems, Cable Telephony and Wireless Broadband


Contents are as follows:

1.com
Fax: +353 1 4100 980

Claudio F.5 billion on
behalf of more than 350 clients as of December 31, 2004; net assets
under management (i.3 billion.

mexico delmar

Chile
9. Jamaica
20.geconsumerfinance. The
financial support of PREI, together with their well-established name,
will bring great value to our business . For more information, visit
www.

age belize

Executive Summary
2. (BAC), a privately held retail bank and
credit card issuer based in Panama City, Panama.

longterm caribbean

Haiti
18. Paraguay
24.
Latin America has only just recently begun to develop convergence
strategies.99 percent stake
in BAC International Bank Inc.
BAC is one of the largest banks in Central America and has been
operating in the region for over 50 years. GE Consumer Finance, based in Stamford, Conn. Amistad provides industrial real estate, construction, site
selection and shelters to companies interested in manufacturing in
Mexico.

costa principals

Venezuela
29. BAC has 178 branches in
countries including Costa Rica, El Salvador , Guatemala, Honduras,
Nicaragua and Panama. With products and services ranging from
aircraft engines , power generation, water processing and security
technology to medical imaging, business and consumer financing, media
content and advanced materials, GE serves customers in more than 100
countries and employs more than 300,000 people worldwide. Ramon, president of Amistad Global Developers said,
"Our alliance with PREI fortifies our position in the development and
acquisition of industrial real estate properties in Mexico.e.prudential.

housing costa

Guatemala
16."
"BAC has a strong and respected management team, and they have
built a solid financial services business in Central America," said
Glen Wakeman, president and CEO for GE Consumer Finance in Latin
America.
This partnership is a great opportunity to add our global perspective
and know-how to the local communities served by BAC.

housing central

newscom. El Salvador
15. Guyana
17.

GE Consumer Finance to Acquire 49.99 Percent Interest in BAC International Bank Inc.; BAC is a Leading Credit Card Issuer in Central America

Begor,
president and CEO, GE Consumer Finance-Americas. "This new partnership
will help us expand our business in Central America, and we're excited
to be able to work with a team as successful and respected as BAC. More information can be found
online at www.

PREI-Latin America Joins Amistad to Expand Presence in Mexican Industrial Markets

age nicaragua

belize honduras

Overview of Convergence, Broadband and Internet Markets
3. Honduras
19. BAC's Credomatic subsidiary is a leading debit and credit
card issuer in the region. "We're excited about the bank's prospects for future growth. Prudential Real Estate Investors is the real estate investment
and advisory business of Prudential Financial, Inc. In addition to its active presence in Mexico's industrial
real estate markets, PREI in 2003 formed a partnership with Mexico and
Latin America's largest residential developer, Casas Geo, to acquire
land for housing development.

principals costa

---

- - kjjkjk

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