scotiabank .

PepsiAmericas to Webcast Presentation at JPMorgan Small Cap Conference

PepsiAmericas manufactures , distributes and
markets a broad portfolio of Pepsi-Cola, and other national and
regional brands .

jamaica dominican

PRESS RELEASE CapitalStream FinanceCenter Helps Scotiabank Accelerate Customer Service Process in 20 Caribbean Central and Latin American Countries

Maarten, St.
For more information please visit www.

rico accountants

S. With US$246 billion in assets (as at April 30, 2005),
Scotiabank trades on the Toronto (BNS ) and New York (BNS) Stock Exchanges.

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Vincent, Trinidad and Tobago,
Turks and Caicos, British Virgin Islands, and the U.

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In those four countries, Scotiabank has nearly 60 branches and
about 100 automated banking machines (ABMs). PepsiAmericas is scheduled to present on Wednesday, March
9, 2005 at 9:15 am CST in Chicago.

accountants employer

CapitalStream, Inc. and Scotiabank are teaming
up to enhance the speed and efficiency of bank services in 20 Caribbean,
Central and Latin American countries.

barbados caribbean

com


About CapitalStream

Established in 1995, CapitalStream provides software and consulting
services that enable commercial banks and finance companies to collaborate,
integrate and operate more effectively across their front office
operations.

employment islands

Includes links to resources offering information on employment in the region.

puerto trinidad

scotiabank.

Scotiabank is one of North America's premier financial institutions and
Canada's most international bank.

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The
bank has some 8,760 employees in the region, serving more than two million
customers, with nearly 300 branches and about 650 automated banking
machines . In
total, PepsiAmericas serves geographic areas with a population of more
than 122 million people .

islands bermuda

Grupo Financiero Scotiabank Inverlat SA is the country's sixth
largest commercial bank, with about 6,700 employees, some 430 branches and
a network of about 1.

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Lucia, St. Scotiabank offers a diverse range of
products and services including personal, commercial, corporate and
investment banking .
Investors are invited to listen to the live webcast of the
presentation which will be accessible through PepsiAmericas website at
www.

trinidad islands

"

CapitalStream FinanceCenter 8 allows Scotiabank to rapidly evaluate,
originate and manage financial transactions, using Web-based process
automation and business analysis."





www.

rico islands

It is now the leading bank in the region, with operations in 25 countries,
including Anguilla, Antigua , Bahamas, Barbados, Belize, Cayman Islands,
Costa Rica, Dominica, Dominican Republic, El Salvador , Grenada, Guyana,
Haiti, Jamaica, Netherland Antilles and Aruba, Panama, Puerto Rico, St.

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"We are pleased to help Scotiabank leverage FinanceCenter's administration
tools to quickly and easily roll out our platform in 20 countries," said
Kevin Riegelsberger, president and CEO of CapitalStream . For more
information, visit us at www.capitalstream.025 ABMs.pepsiamericas. The webcast will be available for replay at the
same site.

bermuda placement

CapitalStream solutions streamline data gathering, deal
structuring , credit analysis, document generation, booking, account
monitoring and ongoing risk management to more effectively originate
transactions and manage commercial relationships. (NYSE:PEP) beneficially owns
approximately 41 percent equity interest in PepsiAmericas.

recruitment employment

Kitts and Nevis, St.

dominican employer

About Scotiabank

Scotiabank has been part of the Caribbean and Central America since 1889.

recruitment candidates

"Scotiabank is now able to respond to more customers, more quickly," said
Jonathan Deletsu, director of business banking, Scotiabank.

com.

accountants recruitment

Due to the limited availability of
commercial credit scores in many Caribbean countries, Scotiabank is now
able to use FinanceCenter to implement custom score cards that improve risk
management, even when credit bureau information is limited or non-existent . The Bank also has
minority interests in Venezuela and Peru, plus a representative office in
Brazil . PepsiCo, Inc.

employer employment

"We believe
this initiative will not only generate more business, but also enhance our
ability to reduce overhead and manage risk. "This puts
Scotiabank and its international customers in a unique and leading edge
position in a very competitive commercial banking market.com.

barbados bermuda

CapitalStream transforms
the paper-based operations of mid-market, small business, equipment leasing
and commercial real estate groups by reducing costs, risk and processing
times to grow their portfolios without increasing headcount.com.

Scotiabank's Latin America operations include Mexico, Chile, Venezuela,
Peru and Brazil. With approximately 48,000 employees,
Scotiabank Group and its affiliates serve about 10 million customers in
some 50 countries around the world.

trinidad islands

PepsiAmericas is the second largest Pepsi bottler with operations
in 19 states, Central Europe including Poland , Hungary, the Czech
Republic and Republic of Slovakia, and the Caribbean including Puerto
Rico , Jamaica, the Bahamas, Barbados, and Trinidad and Tobago.

bermuda emi

Outside of Mexico, Scotiabank's Latin America operations
are concentrated in Chile, with Scotiabank Sud Americano.
(NYSE:PAS) today announced that Ken Keiser, President and COO of
PepsiAmericas, will make a presentation at the JPMorgan Small Cap
Conference.

jurisdictions rico

A leader in front office automation
solutions for commercial finance operations , CapitalStream today announced
Scotiabank is using its FinanceCenter 8 platform to accelerate day -to-day
banking operations, such as credit applications. Virgin Islands. Scotiabank has been in Mexico
since 1967.

Business Editors
JPMorgan Small Cap Conference

MINNEAPOLIS----PepsiAmericas , Inc.

therapists jurisdictions

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