As of 31
December 2004, Nedcor had total assets of R327 billion. Headquartered in
Dallas, Texas since 1978, Carreker Corporation has offices in London and
Sydney.com .

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Nedcor has assets of R327 billion (about
$50 billion U. For more information, visit http://www.

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Further information on the Company's risk factors is contained in the
Company's quarterly, annual, and other periodic reports as filed with the
Securities and Exchange Commission. D.

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CVE helps financial institutions increase the value of their customers by
deploying technology, methodology, knowledge transfer, best practices, and
strategic execution throughout the client's executive, regional, branch, and
front-line areas .

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Nedcor Signs Long-Term License for Carreker Customer Value Enhancement Solution

Clive van Horen, managing director of Nedbank Retail Services Division,
said, "CVE helped us realize gains that are phenomenal for the South African
market, occurring at a time of heightened competition from skilled external
competitors. We are pleased to be able to do
so again with CVE. The principal services offered by the group
comprise corporate retail banking, property and asset finance, investment
banking, private banking, and foreign exchange and securities trading.

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The actual future results of the company could differ
significantly from those statements. (Denny) Carreker, chairman and CEO of Carreker Corporation, said,
"We are pleased to have another major bank, spurred by successful use of CVE
in one unit to expand its use across the enterprise."

About Nedcor
Nedcor Limited is a bank holding company that, through its principal
banking subsidiary, Nedbank, together with the other members of the group,
operates the fourth largest banking group by assets in South Africa.

About Carreker Corporation
Carreker Corporation improves earnings for financial institutions around
the world.

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Factors that could cause or contribute
to such differences include , but are not limited to, maintaining access to
external sources of capital, regulatory actions, success of marketing
strategies, actions of the Company's competitors, dependence on business
partners and distribution channels, and continued use of the Internet.

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The bank's reported success of that installation includes a
seven-fold lift in average sales per banker and a productivity increase of
166% over seven months.

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"
Keith Von Seggern, managing principal of CVE for Carreker Corporation,
said , "We look forward to spreading across the Nedcor enterprise the four-part
benefits CVE has brought to Personal Banking: the capability for executive
management to understand the customer base, for employee resources to be
aligned with the best opportunities, for customer information to be captured
and utilized across the organization, and for the right customers to be
targeted appropriately .
The group offers a wide range of wholesale and retail banking services
through three principal business clusters, Nedbank Corporate, Nedbank Capital
and Retail and Wealth Management.

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) and a regional network that includes more than 500 retail
bank branches. Having validated the promise of CVE in our Personal Banking
Division, we are committed to making it possible for the rest of our
organization to realize comparable improvements.

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Leading South African Bank to Expand CVE Enterprisewide After Sales Success in
Personal Banking Unit

DALLAS, Carreker Corporation
(Nasdaq: CANI), a leading provider of technology and consulting solutions for
financial institutions , announced today that Nedcor, South Africa's fourth
largest banking group, has signed a multi-year license for Carreker's Customer
Value Enhancement (CVE) solution.
In 2004, Nedcor licensed and installed CVE (previously called EnAct) in
its Personal Banking Division, focusing on the bank 's Upper Mass Market
Customers.

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As large banks around
the world struggle to overcome silos and execute enterprise strategies, few
providers can claim enterprise capabilities.

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In doing so, we are
confident we can improve the value we bring our clients, our shareholders, and
our employees .

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DALLAS,
With the exception of historical information, the matters discussed in this
press release are forward looking statements that involve a number of risks
and uncertainties.S."
J. The Company's integrated consulting and software solutions are
designed to increase clients ' revenues and reduce their expenses, while
improving security and increasing the value of their customer relationships.

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carreker.

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Claimsnet.com to Provide Services to a Government Health Care Division

Carreker provides products and services to more than 250 clients in the United
States, Canada, the United Kingdom, Ireland, continental Europe, Australia,
New Zealand, South Africa, South America, Mexico , and the Caribbean. Clients
include the full range of community, regional and large banks, among them more
than 75 of the largest 100 banks in the United States.

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Many organizations talk about realizing these
accomplishments, but few can integrate the strategy with the technology and
support it with methodology and best practices.

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Nedcor has proven the case. Nedcor
also generates revenue from private equity, credit card issuing and processing
services, custodial services, asset management services, bancassurance
services, and legal services.

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