The CD-ROM format lets users search and sort data fields , create
custom lists, export data to other software packages and log on to the
A.
All purchases include a one-year subscription to Best's Review
magazine, which offers articles on insurance news and trends.com

A.M.com

millions become

"From the space shuttle to Hurricane Katrina, the news events of August
2005 showed that Americans rely on the Internet to tell the stories," said
Charlie Tillinghast, general manager and publisher of MSNBC.com, the award-winning news site widely recognized as the best on
the Internet, is the exclusive online channel for the NBC Universal News
family , which includes the Today show, NBC Nightly News, Dateline NBC, Meet
the Press and MSNBC TV.

Best 's Insurance Reports Non-U.S. Edition Offers the Latest Insurer Analysis

not hot

This rating action follows RSAUSA's announcement of a $240 million
reserve charge primarily related to prior year workers ' compensation
business.

best reviews

Subscribers can register to use the BestDirect(R) company-tracking
service , which notifies users by e-mail of news items, press releases
and company report updates for the insurers they select.

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Best Co. Best Co.

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Also Sole News Site Named as Best Performer on
Adweek Magazines' 'Web Site Hot List'

REDMOND, Wash. MSNBC.
For more information, visit
http://www.com/pc
A.

pets attracting

com surpassed all competitors with its comprehensive coverage of the
month's big stories. Purchases of multiple-user licenses receive unlimited access
to the latest reports.

A.M. Best Downgrades Ratings of Royal + SunAlliance USA Insurance Pool

For more
information, visit A.

picture views

com's exclusive video and trademark visual presentations were in
high demand in August:

* 69 million videos were played
* Hurricane Katrina coverage generated 9 million plays in one day
(August 29, the day Katrina made landfall) and 24 million total
plays in the final three days of the month. For more
information, visit A. Best's Web site at http://www.M. Best has placed the financial strength ratings
of B (Fair) of Viking Insurance Company of Wisconsin (Colorado), Peak
Property and Casualty Insurance Corp.

hot hottest

"

ABOUT MSNBC.

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ambest.M. (Colorado) and Viking County
Mutual Insurance Company (Texas) under review with negative
implications.

picture thousands

, In a month defined by historical
news events, MSNBC. For the fourth time in six months,
MSNBC.
* Photo slideshow traffic soared to 181 million page views for the
month with more than half generated by Hurricane Katrina coverage

On the heels of its August ratings win, MSNBC. has
downgraded the financial strength ratings of Royal + SunAlliance USA
Insurance Pool (RSAUSA) and the Royal Surplus Lines Insurance Company
(Connecticut) to C++ (Marginal) from B (Fair). As
separately owned and capitalized entities, these companies would be
independent of the RSAUSA pool and appropriately capitalized to
continue writing the profitable non-standard automobile book of
business.

become pets

"
MSNBC. According to Adweek Magazines (which includes
Adweek, Brandweek and Mediaweek), sites were selected "based on hard numbers,
momentum , popularity and the ephemeral 'it' factor.

Business Editors/Insurance Writers

OLDWICK , N. Best's complete analysis of an insurer's
financial strength, including the Best's Rating and Rating Rationale;
performance indicators such as Financial Size Category designations
and Best 's Profitability, Leverage and Liquidity tests; financial
statement items such as net premiums written and asset distribution;
business review; and complete management and contact information. Best Web site to check real-time news, ratings and report
updates.

Business Editors

OLDWICK , N. Best's opinion, there is potential
for additional reserve development in light of the significant and
lengthy history of reserve deficiencies experienced by the U.M.ambest.

For sites and articles that list or review picture rating sites or discuss the phenomenon of picture rating.

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6 million unique visitors in August 2005,
according to Nielsen//Net Ratings.com's driving force is to provide the optimal
consumer experience, presenting a diverse range of original content and the
best from our partners in a rich multi-media environment that includes
interactive features and free streaming video, allowing users to access the
news and information they want, when they want it, 24 hours a day.M., established in 1899, is the world's oldest and most
authoritative insurance rating and information source.----A. As a result of the significant level of uncertainty
regarding all of these issues, the outlook remains negative.

attracting ratings

com maintained its position atop the Current Events and
Global News category drawing 26.M. Given the magnitude of this charge, the pool's
capitalization has deteriorated to a level no longer supportive of its
previous B (Fair) rating.

daily wired

Subscribers can download up to
10 real-time Best's Company Reports for any insurers listed in the
publication at no extra cost, with 33% off the price of any additional
reports.
entities.S.M.

wired picture

For an
additional cost, Full Service subscribers also receive a one-year
subscription to BestWeek,(R) which provides weekly, daily and
real-time news and access to archived articles from all A.com/sales/BIRInternational, call Customer Service at
(908) 439-2200, ext.com/press/022401rsausa.

red ratings

com is
the leader in that space.

The Best's Insurance Reports series began more than a century ago
and is the most detailed and relied-upon guide to insurance companies
and groups available.M. Subscribers also get two additional CD-ROM flows, with
updated ratings and reports and six- and nine-month quarterly
information.

com

In addition, A.
For a complete listing of Royal + SunAlliance USA Insurance Pool 's
financial strength ratings, please visit
http://www.ambest.

am rate

com was
the only news site chosen .com is a joint venture of Microsoft (Nasdaq: MSFT) and NBC
Universal News (NYSE: GE). Best Co.S.

short best

com was named one of the top
10 hottest online destinations in Adweek Magazines' first annual "Web Site
Hot List.com:
MSNBC. Based in
Redmond, WA, MSNBC. The Viking and Peak companies' ratings will remain under
review until management's plans, which are subject to regulatory
approval, are implemented., established in 1899, is the world's oldest and most
authoritative insurance rating and information source.

thousands best

" The list recognizes the Best Performers of 2005 and MSNBC.pdf
For Best 's Ratings, an overview of the rating process and rating
methodologies, please visit http://www.com /ratings
For current Best's Ratings, independent data and analysis on more
than 3,000 individual property/casualty companies, groups and industry
composites, please visit http://www.

short wired

----The newly released
2005 edition of Best's Insurance Reports(R) - Life + Non-Life - Non-US
offers subscribers access to the most timely insurer analysis
available on more than 4,280 companies.
Each report provides A.

thousands rate

com, "MSNBC. These statistics make Hurricane Katrina the
biggest video event ever on MSNBC. Best news
publications. The surplus lines
company is a wholly owned subsidiary of Royal Indemnity Company, a
member of the pool.ambest.

spot am

few best

MSNBC.com Ranked #1 in August 2005 Nielsen //Net Ratings

J. 5742, or e-mail customer_service@ambest. The rating outlook is negative. In A. Management is continuing with its plan to withdraw these
companies from the pool to become direct and wholly owned subsidiaries
of Royal Group, Inc., the group's U. Best's Web site at http://www.

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Viewers averaged nearly
1/2 hour on each video.com.ambest.J.-based holding company.M.ambest.