com/cgi-bin /prnh/20040820/RESEARCH )
This report provides an insight into the potential for commercial insurers
selling to small and medium-sized businesses. We will, simply put,
recommend adoption before purchase of any animal at our more than 730 stores
across the county.

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Research and Markets: AXA and Norwich Union are Vying for Top Spot in the SME Sector

newscom.5 million animals, making it the nation 's largest animal adoption
organization.

exotic primates

researchandmarkets.

North Shore Animal League America , located in Port Washington, New York,
is the largest no-kill animal shelter in the U.org. It is on the web at hsus. PETCO's vision is to best promote, through its
people, the highest level of well being for companion animals, and to support
the human-animal bond.com offers a searchable database of adoptable
companion animals.

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It amalgamates two exclusive
surveys of SMEs concerning their needs and requirements in property and
liability insurance, focuses on the viability of the direct channel and
examines the potential it offers insurers. Over 60 per cent of survey
respondents said that they would consider buying commercial insurance direct.
Increase customer acquisition through a better understanding of SMEs
purchasing criteria.com/reports/c19011

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets. It is the oldest pet food company in the U. still
operating under the same name and ownership. Founded in 1944, the League
has found loving homes for close to one million dogs, cats, kittens and
puppies. Since its
inception in 1999, the PETCO Foundation, PETCO's non-profit organization, has
raised more than $22 million in support of more than 2,600 non-profit
grassroots animal welfare organizations around the nation.com adoption partners found homes for
more than 1.

operant raccoons

com/reports/c19011 ) has announced the addition
of Targeting SMEs in UK General Insurance 2005 to their offering.

DAD'S Pet Care has been owned and operated by the Lang family in
Meadville, PA since 1933.nsalamerica. ATLANTA , The Humane Society of the
United States (HSUS) today joined the nation's leading pet specialty retailer
PETCO Animal Supplies, Inc.
HSUS President and Chief Executive Officer Wayne Pacelle said, "We're
extremely pleased to showcase PETCO's 'Think Adoption First' program at our
annual Animal Care Expo conference.

matures cannot

The goal of the
conference is to provide educational workshops and training on related animal
welfare topics and to exhibit the latest products and services for the animal
welfare industry."
At this week's HSUS Animal Care Expo, PETCO, the PETCO Foundation , and
Petfinder.com is the nation's largest and oldest online adoption
community.

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The HSUS protects all
animals through education, investigation, litigation, legislation, advocacy,
and fieldwork .petco.

chinchillas tamed

In Race Against Hurricane Rita's Landfall North Shore Animal League America and DAD's Pet Care to Airlift Nearly 100 Homeless Pets to Safety

Y. "We all need to do what we can to help and DAD'S is very
pleased to be able to help evacuate these pets to safety.S.com, the company's online partner , will encourage customers to
consider adoption as the first option when thinking about adding a new
companion animal to their homes. PETCO will encourage
customers to seek adoptable animals in the community as a first option,
providing informational resource centers and in-store adoption opportunities
to a larger variety of rescue groups."
PETCO's Chief Executive Officer James Myers said, "We have a long history
of supporting animal welfare and adoptions and we're broadening that
philosophy with our 'Think Adoption First' program. Think Adoption First is the right thing to do, and we are
absolutely committed to making this work, to the benefit of adoptable animals
and our community animal welfare partners.com are encouraging animal welfare groups to join in the adoption
effort .

About PETCO (Nasdaq: PETC)
PETCO, established in 1965, is a leading specialty retailer of premium pet
food, supplies and services.

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"This latest storm could not have happened at a worse time for these
animals," says Dr.dadspetcare.

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(Logo: http://www. As part of the 'Think Adoption First' effort, PETCO, with
the help of Petfinder.

tamed matures

Banks and building societies also have the potential to grow their share of
distribution. PORT WASHINGTON, N., As Hurricane Rita
threatens the Gulf Coast, North Shore Animal League America and DAD's Pet Care
have joined forces to airlift close to 100 animals rescued from shelters
wrecked in Hurricane Katrina . It operates over 730 stores in 47 states and the
District of Columbia and is a leading destination for on-line pet food and
supplies at http://www.

wallabies cannot

This report provides an understanding of the level and drivers of
attrition in the SME insurance market.com
Fax: +353 1 4100 980

PETCO's adoption promotion program should
directly link people with animals in need and address the problems associated
with homeless animals, and we congratulate PETCO on developing this innovative
idea and aggressively implementing it.

legality cannot

DUBLIN, Ireland, Research and Markets
(http: //www.
(Logo: http://www.
The cats and dogs, which have been held in temporary staging areas
throughout Louisiana, Mississippi and Alabama, are being brought to North
Shore Animal League America's headquarters in Port Washington, New York where
they will be cared for in a safe environment . in announcing the retailer's 'Think Adoption
First' program at the 14th annual 'Animal Care Expo ' in Atlanta.com's searchable database, will also reach out to
placement groups and shelters that offer small mammals, reptiles and birds for
adoption, in an effort to help find families for all homeless animals as well
as resources for customers interested in these species. The organization is based in Washington and has field
representatives across the country.

About Petfinder . Last year, Petfinder.

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This report covers the following key topics:

Market context
The SME sector is an attractive sector for many insurers and brokers
AXA and Norwich Union are vying for top spot in the SME sector
The SME sector is expected to start softening as the commercial market
comes out of its hard phase
Brokers and SMEs
Brokers currently dominate the sale of commercial insurance and have a
good relationship with SMEs
Broker satisfaction levels are currently high
SMEs have fairly long-term relationships with their brokers
Alternative distribution channels
The direct channel has potential
SMEs would also consider the bancassurance channel
Winning switchers
Price is the most important factor behind SMEs ' purchase decision
Around 20 per cent of SMEs are considering changing their broker in the
next 12 months for a cheaper premium
Norwich Union is the most recognized direct commercial provider
Overall a broker would still be the natural choice for the majority of
SMEs looking to change provider
Recommendation, service and expertise are also important to SMEs
Almost 50 per cent of SMEs receive no additional services from their
broker
However, the vast majority of SMEs feel no need for any further services
from their broker

For more information visit
http://www.

Websites about uncommon and unusual pets.

gliders legality

More than three out of every ten SMEs say that they would
consider buying via this channel."
North Shore Animal League America was one of the first animal rescue
agencies on the ground in the aftermath of Hurricane Katrina and has been
actively placing hundreds of homeless pets rescued from shelters in safe and
loving homes throughout the country."
Lang said that in addition to the airlift, DAD'S employees have also
donated $20,000 to the American Red Cross to help the victims of Hurricane
Katrina.

HSUS PETCO Showcase 'Think Adoption First' at 'Animal Care Expo' Event With Leaders of U.S. Animal Welfare Community

org.

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"Groups like North Shore Animal League America have been working around
the clock to save the lives of thousands of animals left homeless by Hurricane
Katrina," said Doug Lang, executive vice president of sales and marketing for
DAD'S Pet Care.

About HSUS
The Humane Society of the United States is the nation's largest animal
protection organization with more than 8.

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This is literally a race against
time. Working with more than 8,500 active animal welfare organizations
across the country, Petfinder.

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The survey results suggest that the direct insurance channel has
the potential to increase its market share. The DAD'S line of dog and cat
food is currently distributed in 24 states throughout the country.com/cgi-bin/prnh/20030603/PETCOLOGO)
Through the 'Think Adoption First' program, PETCO, the PETCO Foundation
and Petfinder.com
Petfinder.

hermit arthropods

Find out who your main competitors are in the SME sector
and their market shares among our survey respondents and improve customer
loyalty by understanding the factors that cause SMEs to switch provider and
the services that add value to your offering.

5 million members and constituents.

raccoons wallabies

"The temporary
staging areas will not survive another storm. More information on the League, its efforts in the Gulf Coast and/or
to adopt one of the animals left homeless by Hurricane Katrina, can visit
http://www. PETCO stores also offer for sale small mammal,
reptiles and birds and as well as these species plus dogs and cats for
adoption in cooperation with animal shelters and rescue groups.

gliders skunks

The research shows that AXA and Norwich Union are the two leading SME
insurers and it is known that there is fierce competition between the two for
the top spot. The animals will be airlifted on
Thursday, September 22 from Baton Rouge International Airport at approximately
9:30 AM (CST) and arrive at New Jersey 's Teterboro Airport at approximately
1:30 PM (ET). Eve Ognibene, who has been on location for the past several
weeks managing the League's emergency animal rescue efforts.com. HSUS
opposes keeping all non-domesticated animals as pets.com.

operant domesticated

rodents tarantulas

S.
PETCO store associates have received information on how to promote the
'Think Adoption First' philosophy so they can properly suggest adoption first
when customers express interest in adding a companion animal to their home.
Over 1,300 grassroots animal welfare representatives from the animal care,
control, sheltering and rescue communities from all 50 states and 26 foreign
countries are in Atlanta this week attending the annual educational and
product exposition conference sponsored by the HSUS.

exotic operant

researchandmarkets.newscom. It gives access to two unique and
comprehensive surveys of SMEs commercial insurance requirements. More
information on DAD's Pet Care can be found at http://www. PETCO does not sell dogs or cats, and for
nearly 40 years has worked with shelters to find homes for millions of
adoptable animals.
The non-profit HSUS is a mainstream voice for animals, with active programs in
companion animals and equine protection , wildlife and habitat protection,
animals in research and farm animals and sustainable agriculture .

The term 'exotic pet' has several meanings:

an animal that cannot be owned without a permit
an endangered species that cannot be legally owned
a non-domesticated animal that cannot be truly tamed
an uncommon pet that does not fall under any of the criteria above

When considering an exotic pet, it is very important to find out about the legality of owning the animal, its specific care-taking needs, the availability of veterinary care in your area, and the changing behavior and needs of the animal as it matures.