The Center for Financial Services Innovation Reports on Retailer as Banking Channel; Latest Trends Could Redefine Meaning of 'Banking Relationship'

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But these practices have not yet
been fully incorporated into the financial mainstream.

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5 billion
worth of money orders at our ATM and Vcom kiosks each year at our
7-Eleven stores, we realize we have a significant opportunity to
increase services to these and new customers.cfsinnovation.

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It provides funding and resources, enables
partnerships , and develops and distributes authoritative information
on how to respond to the needs of the underbanked both profitably and
responsibly. We also wholeheartedly support the President's
challenge to Congress to quickly reauthorize the Ryan White CARE Act, the
principal federal AIDS funding program.

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com/managed_documents/retailpaper_0001. Plus, now that we own
all of the kiosks we can better integrate and cross-promote the
financial services with our merchandise products to build store
traffic .

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Significant innovation has already begun, such as 7-Eleven's
comprehensive Vcom program.

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Business Editors

CHICAGO----The Center for Financial
Services Innovation (CFSI) released its latest research paper today,
"Retailers as Financial Services Providers: The Potential and Pitfalls
of This Burgeoning Distribution Channel.pdf
Katy Jacob, author of the report and CFSI's Senior Analyst, said,
"Retail locations provide underbanked consumers with additional access
to financial services, and offers financial institutions and retailers
significant business opportunities. CFSI works with banks, credit unions, technology vendors,
alternative service providers, consumer advocates , and policy makers
to forge pioneering relationships, products and strategies that will
transform industry practice and the lives of underbanked consumers.

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cfsinnovation.

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And
while President Bush's emphasis on ending new HIV infections is a noble
goal, we believe that Administration policies that denigrate and exclude
condom use in HIV prevention programs are a disservice to our overall
prevention efforts both domestically and globally.

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For more on CFSI , go to www.

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It is time to end the national embarrassment of having
hundred of Americans living with HIV/AIDS placed on waiting lists-as many
state ADAP programs nationwide have been forced to do-simply to get the
AIDS medications they need.

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AIDS Healthcare Foundation Endorses Bush 's Call on Congress to Quickly
Reauthorize the Ryan White CARE Act (RWCA) and Increase Funding of AIDS Drug
Assistance Programs (ADAP) Nationwide

LOS ANGELES, AIDS Healthcare Foundation (AHF) the
nation's largest AIDS organization which operates free AIDS treatment clinics
in the United States, Africa, Central America and Asia, today released the
following statement by Michael Weinstein, President, AIDS Healthcare
Foundation on President George Bush's 2006 Sate of the Address:

"We are extremely heartened by President Bush's call tonight to increase
funding for the federally-funded, state run AIDS Drug Assistance Program
which helps some of America's most vulnerable citizens access life-saving
AIDS medications.

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The prominent role of AIDS in the
President's speech tonight underscores the continuing battle against AIDS
as we expand our AIDS treatment and prevention efforts globally.

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The
report is available on CFSI 's web site at
http://www.

For sites concerning the nature and management of the particular health problems of indigenous people.

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As with previous CFSI papers, "Retailers as Financial Services
Providers " combines original research with an analysis of the current
literature to offer companies the latest information combined with
practical strategies for moving forward in a volatile field. Its mission is to facilitate efforts to offer
underbanked consumers across the economic, geographic and cultural
spectrum asset-building opportunities that create value for both
customers and companies.

US' Largest AIDS Group Applauds President's State of Union Address

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About CFSI:

The Center for Financial Services Innovation, an initiative of
ShoreBank Advisory Services, was founded in 2004 with support from The
Ford Foundation.

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There are a lot
of questions surrounding how this could change our understanding of
what a financial services relationship looks like. Said Rick Updyke, 7-Eleven's Vice
President of Business Development, "Because customers are conducting
some 100 million ATM transactions as well as purchasing $4.com

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" It assesses the business and
policy implications for both the financial services and retail
industry as banks and retailers both partner and compete with each
other in their efforts to provide financial services via retail
locations ."

Michael Weinstein, President, AIDS Healthcare Foundation.

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