The American College, the nation's leading financial
services educator, has created a new user friendly online search engine to
help consumers find educated, qualified and experienced financial advisors.

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Timothy DeRouen, the principal investigator and chair of the research
network. For more information, visit the
Washington Dental Service Web site at http://www.edu and click on Find a Financial/Insurance
Advisor Here! This section offers interested individuals the ability to
locate an advisor in their area using zip code or area code information.
They are required to comply with the College's Code of Ethics and Procedures -
a code of conduct designed to set standards for professional behavior.

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Over the seven years, 15-20 clinical studies
will be conducted. An individual with
an MSFS has completed an advanced degree that focuses on financial
planning topics, including business succession planning, pensions,
charitable giving and asset management.

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The studies are funded by two grants -- totaling $22 million -- awarded
the University of Washington by the National Institute of Dental and
Craniofacial Research (NIDCR), part of the National Institutes of Health.

New Search Engine Helps Consumers Find Expert Financial Advisors

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, Looking for help with your
retirement plans? Would you like professional advice that can help maximize
your potential investments and minimize your tax liabilities? Having a
professional financial advisor is a key element to achieving lifelong
financial security.

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-- REBC(R) (Registered Employee Benefits Consultant(R)).

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Research topics will be suggested by the dentists
participating in the network. RHUs can assist clients
with all their health care needs, including medical , disability
income, and long-term care insurance. CAPs specialize in
helping individuals reach their philanthropic and wealth management
goals. For more information , visit
http://www.

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Credentials in the listing include:
-- The CLU(R) (Chartered Life Underwriter (R)).

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"The significant repository of information on treatment patterns and their
effectiveness from the WDS data warehouse will be used to formulate relevant
questions, help establish protocols for the studies based on actual treatments
and assess the outcomes of different combinations of treatment ," said Dr.
Delta Dental Plans Association, based in Oak Brook, IL, is a national
network of independent not-for-profit dental service corporations specializing
in providing dental benefits programs to 45 million Americans in more than
76,000 employee groups throughout the country.
-- RHU(R) (Registered Health Underwriters(R)).
-- CAP (Chartered Advisor in Philanthropy (R)).

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Dwyer, president and CEO
of Washington Dental Service.

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"Employers will benefit from this collaboration
as WDS incorporates the outcomes of this research into our dental plans.com ." By using this directory , a consumer increases the likelihood of
finding a financial advisor he or she can trust.

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Washington Dental Service, a founding member of the nationwide Delta
Dental Plans Association, is the state 's leading dental insurance company,
covering more than 2 million people nationwide through employer -sponsored
dental programs.DeltaDentalWA. CASLs have an
in-depth understanding of the special financial needs, issues and
decisions facing today's seniors.

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Washington Dental Service and UW Collaborate on Major Oral Health Research

Washington Dental Service, a member of the Delta Dental Plans Association and
Washington state's leading dental benefits provider, will be providing 12
years of data on treatments from WDS member dentists as a critical part of the
research studies . A
list is displayed with professionals' names, credentials and contact
information.
The online directory includes information on professionals who hold at
least one of seven different credentials .

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"Washington Dental Service is pleased to be playing a major role in this
significant practice -based research," said James D.
Dentists in private practice will be involved in developing the research
questions, as well as doing all of the clinical treatment. CLUs have attained
advanced knowledge about life insurance and financial planning.
-- CASL(TM) (Chartered Advisor for Senior Living(TM)).

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Funded by the Largest Grant in UW School of Dentistry's History

SEATTLE, Washington Dental Service, the University
of Washington School of Dentistry and the School of Dentistry at Oregon Health
Sciences University are partnering in a seven-year research project to expand
the evidence base in dentistry. Because the
research will include private practitioners in their own offices, adoption of
the study's findings should be accelerated.

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The professionals in this listing are educated, experienced and qualified. The American College offers an array of specialized
designation programs, Master of Science degrees in several disciplines and
customized continuing education programs for those pursuing a career in
financial services.

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TheAmericanCollege.

Dental directories offer listings of dentists by location, specialty, or both.

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edu.

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The network will be called
Northwest PRECEDENT, short for the Northwest Practice-based Research
Collaborative in Evidence-based Dentistry . BRYN MAWR, Pa. REBCs can
provide advice on how to choose the right group benefits for your
business. Located on a
35-acre campus in Bryn Mawr, Pennsylvania, The College is a public charity
that serves over 35,000 students annually, predominantly on a distance
education basis.

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The money will also cover the
development of a coordinating center to enroll patients in clinical studies
through local dentists' offices. DeRouen is executive associate dean for research and administrative
affairs at the University of Washington School of Dentistry, and professor of
biostatistics in the School of Public Health and Community Medicine.
Martha Somerman, dean of the UW School of Dentistry .

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Consumers can go to The College's homepage at
http://www. The website also includes descriptions of specific credentials
so consumers can select a professional with the knowledge and experience
needed to address their unique individual financial situation.

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- - The ChFC(R) (Chartered Financial Consultant(R)). All
professionals in this directory are required to take a pledge in which they,
"render that service which, in the same circumstances, I would apply to
myself.

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"
The grants will establish a 150-dentist network across five states --
Washington , Oregon, Idaho, Montana and Utah.
"One of the unique strengths in our proposal was our relationship with
Washington Dental Service researchers and our access to the substantial body
of information in the Washington Dental Service dental data warehouse," said
Dr. For 50 years, Washington Dental Service has been delivering
high-quality, health-centered dental care.theamericancollege. ChFCs have a
comprehensive understanding of a wide range of financial planning
issues .
-- MSFS (Master of Science in Financial Services).
The American College is the nation 's leading nonprofit educator of
professionals in the insurance and financial services industry.