com . 89)
In April's Moneywise report , "Tax Savings for Investment Property Owners,"
BE examines the lucrative tax breaks which may be available to those who
purchase more than one home for the purpose of collecting rent.

Americans for Prosperity (AFP) is a nationwide organization of citizen
leaders committed to advancing every individual's right to economic freedom
and opportunity.

revealing impulses

m. April's
BLACK ENTERPRISE, the publication's Annual Investment and Money Management
Guide, helps identify the basics of building an investment portfolio. All five officials have vehemently opposed the creation of voluntary
PRAs for younger workers, although they all invest their own non-Social-
Security money in stocks, mutual funds, real estate or other high-return
investments.

emphasises obstacles

Consumers can
access the preview Web site at http://www. The
full launch of the new site is scheduled for the beginning of May. This call
is being webcast by Thomson/CCBN and can be accessed at Bankrate's Web site at
http://www.newscom .

Americans for Prosperity Sends 'Mattress Warehouse' Gift Certificates to Anti-Social-Security-Reform Officials

If these
officials are so enamored of 'mattress-stuffing' retirement planning, I hope
they'll use these gift certificates toward the purchase of mattresses in which
they can store their own retirement savings instead of growing their money in
sound, safe investments like mutual funds or 401(k)'s. The gift certificates, which can be viewed by clicking on the
names above, or by visiting http://www.

impulses overruled

"The
addition of these new markets enhances our rate table listings and provides
better coverage for consumers and financial institutions," Mr. The message is simple: investing for the purpose of creating
multigenerational wealth means investing for the long haul.socialsecurityforall .

eliminating obstacles

(Logo: http://www.
Bankrate's local market expansion is one of the elements of the company 's
forthcoming redesign of its Web site, http://www.

BLACK ENTERPRISE Presents Its Annual Money Management Guide Offering Steady Committed Strategies For Smart Investing

Any one stock purchase is unlikely to yield
dividends high enough to get rich quickly or retire young.

money smartest

Evans added.
(Pg."
Americans for Prosperity sent the Mattress Warehouse gift certificates to
Senate Minority Leader Harry Reid, Senator Ted Kennedy, Senator Hillary Rodham
Clinton, House Minority Leader Nancy Pelosi and AARP President William
Novelli.

edelman impulses

For more information contact:
Kayleen J.

com/cgi-bin/prnh/20050329/NYTU145 )
BE begins its money management guide with "Investing for Your Security. But after
being saddled with debt and losses in the millions, the former BE100s company
was forced to seek Chapter 11 bankruptcy protection.

conversational edelman

Adding the new
markets brings the total markets Bankrate covers to 581, across all 50 States. The expanded research offering increases Bankrate 's market-dominant
position in terms of the number of local markets covered and financial
products researched for the benefit of consumers.newscom. It is the leading aggregator of more than 300
financial products, including mortgages, credit cards, new and used auto
loans, money market accounts and CDs , checking and ATM fees, home equity loans
and online banking fees. AFP believes reducing the size and scope of government is
the best safeguard to ensuring individual productivity and prosperity for all
Americans.org.

obstacles ivillage

bankrate.
The company plans to hold a conference call on Tuesday, May 3, 2005 at
11:00 a.

About Bankrate, Inc.com
(917) 368-8677

"The current Social Security system only provides retirees with a 1-2
percent return on the payroll taxes they have taken from them throughout their
lives," said Americans for Prosperity President Nancy Pfotenhauer.

clements saving

com's information is also distributed through more than 100 national
and state publications. "Proper
investing requires education and planning," explains Personal Finance Editor
Matthew S. (Pg. As the definitive source of information for
and about African American business markets and leaders, BE is the authority
for business news and trends.C.com.

obstacles decreased

NEW YORK, Bankrate , Inc.

certainly eliminating

bankrate. "The importance of learning how to properly structure and
diversify investments is crucial to ensuring a secure future and a comfortable
retirement.
With Social Security reform pending, market fluctuations, and inflationary
pressures, it is more important than ever for savvy investors to take an
active role in securing their finances. With properties such as The
Parkers and the Steve Harvey Show, the network was not only profitable but
ranked among the largest black -owned companies in the country. While CEO and founder
Frank Mercado-Valdes was revered as a brilliant media strategist for building
a syndication empire, associates say he engaged in unsound business tactics,
and defaulted on debts to major market studios, advertisers, small
independents, and former employees. Americans for Prosperity has endorsed PRAs in its
Social Security Reform Principles , which can be viewed at the group's online
Social Security reform hub, http://www.

money savvy

com where
consumers can research current rate information on over 300 financial products
including mortgages, car loans , credit cards rates, and CDs and savings
accounts.bankrate.com had over
38 million unique visitors , according to comScore Media Metrix. BE's panel of experts provide long-
term, aggressive, and focused advice to help readers protect and secure their
capital. 40)
Also in BLACK ENTERPRISE: The Heritage Networks was heralded as the face
of black television syndication in the 1990s. "That's
like saving for retirement by stuffing money in a mattress instead of wisely
investing in safe , diversified index funds over 30 or 40 years.

Features web sites containing consumer information related to the topic of Money Management.

money copyrighted

com/cgi-bin/prnh/20040122/FLTHLOGO )
"Bankrate just got even more local -- which we think is better for
consumers," said Thomas R. Bankrate. Build Long-Lasting Family Wealth Now

NEW YORK, Investing should always be considered a
marathon - not a sprint.

augment decreased

asp ."
(Photo: http://www.

budgeting saving

com
provides financial applications and information to a network of more than 75
partners, including Yahoo! (Nasdaq: YHOOTWX ), The
Wall Street Journal (NYSE: DJNYT). Keneally
Director, Corporate Communications
kkeneally@bankrate.
Culled court documents, industry experts and company insiders report how the
company went from one of the largest black-owned businesses to being sold for
a meager $6 million.

revealing astute

Bankrate, Inc. (Nasdaq: RATE) owns and operates Bankrate."
Four of today's most successful money managers offer effective financial
strategies and name specific stocks and bonds anticipated to perform well.

BLACK ENTERPRISE, your ultimate guide to financial empowerment, is the
premier business and investment resource for African Americans.

smms overruled

(Pg.8 million readers with monthly information on entrepreneurship,
careers, and financial management.
Personal Retirement Accounts (PRAs ) would allow younger workers to
voluntarily put part of their payroll taxes into highly diversified stock and
bond funds that will almost certainly grow at a much higher rate of return
than the current system.

astute overruled

com/beta/default.com reviews more than 4,800 financial
institutions over 580 markets in 50 states. 78)
In "Long-Distance Funds," be identifies 100 funds that have performed well
over the past five years, highlighting the top five funds in 20 categories. 'Current Rate of Return Like Stuffing Retirement Money in Mattress,'
Group Says

WASHINGTON, The free-market grassroots group
Americans for Prosperity today sent $50 Mattress Warehouse gift certificates
to five key officials who have repeatedly expressed opposition to creating
Personal Retirement Accounts in Social Security. The move is designed to
illustrate how the current financing of the Social Security system
shortchanges retirees with low returns on their contributions., area.

clements astute

Evans, President and CEO of Bankrate, Inc. In "Downfall of a Black Syndication
Kingpin" BE tells how Mercado-Valdes went from media mogul to industry exile.socialsecurityforall .

savvy certainly

Bankrate. Bankrate. For 35 years
BE has provided essential business information and advice to professionals ,
corporate executives, entrepreneurs, and decision makers. AFP educates and engages citizens in support of restraining state
and federal government growth, and returning government to its constitutional
limits.americansforprosperity.

money overruled

Bankrate operates an Internet service at http://www.com, the
Internet 's leading consumer banking marketplace. 70)
April's issue of BLACK ENTERPRISE is on newsstands now. The publication
provides 3. For more information, visit http://www.

eldercare astute

Eastern Time to discuss its first quarter 2005 results.com is a destination
site of personal finance channels, including banking, investing, taxes and
small business finance. (Pg.

certainly womenof

(Nasdaq: RATE) announced today that the company has added 174 local markets to
its listings of financial rate information for consumers .bankrate. In 2004, Bankrate. Scott.

smms obstacles

Bankrate Expands Rate Information Offering to an Additional 174 Markets

com/investor-relations .
Bankrate. Smart investing is
about choosing a variety of vehicles that produce long-term value.com, are
redeemable anytime in the next year, either online or at any of Mattress
Warehouse's 95 locations throughout the Washington, D.