The Pennsylvania Housing Finance Agency is the Commonwealth's leading
provider of capital for affordable homes and apartments.

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Pennsylvania Housing Finance Agency Will Honor Ten Lenders for Homeownership Program Excellence

These lenders were selected for outstanding performance in 2005
by helping thousands of Commonwealth families buy homes.
Awards for Excellence will be presented to the following companies:
Countrywide Home Loans, Inc. "By being smart from a
product and provider standpoint, they can, take advantage of the current
environment and make a favorable financial transaction whether it's a
purchase , refinance, home equity loan or a debt consolidation vehicle. The Loan Page estimates that this will
double again in the next two years.

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For example, The Loan Page recommends using only online
providers who:
-- Match consumers with lenders who are appropriate and relevant to the
consumers' profile, credit history and product situation: some online
players engage in matching the consumer with the highest bidder,
regardless of fit, costing the consumer time and money

-- Cap the number of lenders for a consumer: certain online players sell
consumer data, resulting in confusion for consumers shopping online

-- Adhere to strict online privacy, security and data usage best
practices: providers must be explicit about how they collect, use and
protect consumer data.

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The Company's web address is
sales@theloanpage.

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"
The Loan Page Provides Tips to Online Shoppers for Using Reputable Online
Service Providers:

Consumers should only engage providers who demonstrate best online
business practices. The Company's unique
product offering has been proven effective and beneficial for both the
borrower and the mortgage professional and has enabled it to grow rapidly and
profitably while pursuing its mission of becoming the most cost-effective
marketing solution available for the mortgage industry.

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Since inception, The
Loan Page has transmitted over $50 billion in mortgage loan quote requests and
has served hundreds of clients nationwide.com.

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, The Pennsylvania Housing Finance
Agency will recognize the accomplishments of ten mortgage lending companies at
a ceremony scheduled for 11:00 a.

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"Consumers still have an excellent financial window of opportunity right
now , however they need to be careful about the tools, products and lenders
they use," said Kevin Akeroyd , CEO of The Loan Page.

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More than 100
participating institutions statewide were considered. "The fuel behind this growth is the
demonstrable efficacy in the tools and services," said Akeroyd.

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, Friday , March 24, 2006,
at the Harrisburg Hilton Hotel

HARRISBURG, Pa . Unfortunately, many of the attractive, aggressive offers that have
flooded the marketplace are veiled forms of predatory lending, resulting in
money-saving short term decisions that are bad for the consumer long term.

About The Loan Page:
Founded in 1997, The Loan Page is one of the most tenured Internet
mortgage lead generation firms in the United States.

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Recently , Federal Reserve Chairman Alan Greenspan spoke about "a lot of
local bubbles" with "unsustainable " price gains within some areas of the
country. The number of consumers who have begun origination
online has doubled from two years ago.

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The nations' lenders continue to compete vigorously and
offer very compelling and innovative products/offers and incentives to
consumers.

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One of the ways consumers have capitalized on the opportunity is by
utilizing the increasingly sophisticated and valuable tools and services
available to them online.

Consumer information web sites relating to loans .

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, Friday, March 24, at the Harrisburg
Hilton Hotel.
Media coverage of this event is welcomed and encouraged. Despite this prudence, the national market remains very hot: April
2005 saw an all-time high in home sales and the biggest medium home price
increase since 1980.

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Adoption of Online Tools by Consumers Doubles, Helping Consumers Wade Through
'Froth' Detailed by Greenspan

SAN FRANCISCO, The Loan Page (TLP), an established
leader in the online customer acquisition and lead aggregation industry, is
taking a leadership role in helping consumer mortgage shoppers capitalize on
current mortgage trends by using the right online mortgage related tools. "Consumers
don't adopt services unless they're easy to use, helpful, trustworthy and most
important -- save them time and money. Consumers must be certain that providers
fulfill their commitment on this front

-- Close the loop with the lender: consumers must use reputable and
established providers who monitor lenders' loan effectiveness and track
record in helping finalize consumers' transactions

-- Refuse to work with any lenders known to engage in predatory lending
practices.

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Awards ceremony to be held at 11:00 a.m.

The Loan Page Provides Consumers With Tips to Capitalize on Current Mortgage and Housing Environment

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; First Horizon Home Loan Corporation; GMAC
Mortgage Corporation; Honesdale National Bank; Howard Hanna Financial
Services; Jersey Shore State Bank; Mortgage America; National City Mortgage
Company; Sovereign Bank; and West Penn Financial.