A. Davidson created the annual Student Investment Program to
give senior-level business students a hands-on education in investing
and portfolio management.com by
RoperASW found that Americans received a "D" grade when asked to
assess the importance of a dozen concepts basic to financial
well-being.

About D.2%.S.

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; Gonzaga University in
Spokane, Wash. Davidson + Co.

ADVISORY/More Than 200 Harlem Students Will Learn Their Financial ABCs; Citigroup Foundation Presents $500 000 Check to Operation HOPE to Expand ``Banking on O

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Also part of Davidson Companies are Davidson Trust
Co. "Banking on Our
Future" is a financial education program designed to teach children
the basics of managing their financial futures and is the only
national urban delivery platform for financial education in the U.S.

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Most importantly, the schools will
share in the profits.3 percent, a failing grade, on their level of financial
knowledge.A. Treasury Department's
John Sherman Award for financial literacy excellence .

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D.m.

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, a
Northwest-based investment firm, today announced that it has added two
schools to its Student Investment Program for the 2005/2006 school
year, bringing the roster to 20 colleges and universities for the
program's 20th year. The addition of the two schools raises D., a wealth management and trust operation; Davidson Investment
Advisors, a professional money management firm; Kirkpatrick Pettis
Capital Management, Inc.

----

WHO: 200 Students from IS 195
John Bryant, Founder, Chairman and CEO, Operation HOPE
Denise Durham-Williams, National Community Relations Director,
Citibank

WHEN: Monday, May 16 9:30 a.

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Davidson 's monetary commitment to $1 million, the highest in the
program's history.A.A.

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D.. Banking on Our Future has been awarded with the Oprah's
Angel Network award and most recently the U.

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What's more , a 2004 study conducted for Bankrate.
Since the program's inception in 1985, D. Davidson + Co. - 10:30 a. The compiled results confirmed an average failing score of
50.

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wachovia fsu

----

Investment Firm Adds Two New Schools to Its Student Investment
Program in Honor of Financial Literacy Day

In support of Financial Literacy Day, D."
According to a 2002 national survey sponsored by the Jump $tart
Coalition of Personal Finance, high school students scored an average
of 52 . Davidson has donated more
than $252,000 to participating schools as their share of the students '
portfolio returns.A.

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;
Eastern Washington University in Cheney, Wash.

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financial consultant as advisor. It's the largest full-service investment firm based
in the Northwest, with offices in 14 states.

This category contains web sites on the topic of Personal Finance that are of interest to the general public, including Budgeting, Social Security, Individual Retirement Accounts and more.

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Unlike programs that offer simulated investing experiences, these
students will use real money, pay execution costs and earn interest on
cash and dividends on securities.
"In observance of Financial Literacy day -- today -- we believe
that more needs to be done to educate young adults about investing and
the markets," said Ron Tschetter, president of D.
"This program has been enormously successful because students gain a
real investing experience -- they have the opportunity to earn real
dollars , which is a big incentive.

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today.

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Davidson + Co.A. Davidson donates
one-half of each team's investment return above 5 percent to that
school, and absorbs any losses. is an independently owned
investment firm.A.m.

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Davidson + Co., a registered investment adviser providing
fixed income services; and Davidson Travel, a full-service travel
agency.

fsu finance

D.A. Davidson + Co. Pledges $1 Million to Student Investors

According to a 2002 study by the Jump$tart Coalition for Personal
Financial Literacy, 4,024 12th graders in all 50 states participated
in a multiple choice survey on money management, savings , investment
and credit.
In April 2004, Citigroup (NYSE:C) and Operation HOPE announced a
national partnership to support "Banking on Our Future," in three
cities.

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A. And fewer than 30% of young Americans are given the opportunity
to take even one week of personal finance course work in high school.

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A .
The participating schools include: Boise State University; Brigham
Young University in Provo , Utah; Carroll College in Helena, Mont.

Founded in 1935, D.

WHERE: Roberto Clemente Middle School
IS 195
625 West 133rd Street (b/n Broadway and 12th Avenue)
Harlem

On Monday, May 16th, more than 200 7th and 8th grade students at
Roberto Clemente Middle School will kick-off Operation HOPE's "Banking
on Our Future" 2005 program series at their school .

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31.; Montana State University-Billings in Montana; Montana
State University in Bozeman; Seattle University; University of Great
Falls in Montana; University of Idaho in Moscow; University of Montana
in Missoula; University of Colorado at Colorado Springs; University of
Oregon in Eugene; University of Utah in Salt Lake City; University of
Washington in Seattle; University of Wyoming in Laramie; Utah State
University in Logan; Washington State University in Pullman; and
Westminster College in Salt Lake City, Utah. Citigroup employees will volunteer as HOPE Corps
banker-teachers to educate IS 195 students about the basics of earning
income, budgeting, saving and investing. Since its inception , the program has served over 147,000 youth
nationwide.

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fsu cch

Students from 20 colleges and universities
within the Northwest and Rocky Mountain regions will receive $50,000
per school total to invest in the markets over the course of the year. Davidson + Co.
Under the program, students make investment decisions with a D. is
owned by Davidson Companies, a financial services holding company
based in Montana.

Business Editors
ADVISORY.
At the event, Denise Durham-Williams, Citibank's National
Community Relations Director, will present a $500,000 grant check from
the Citigroup Foundation to John Bryant, Operation HOPE Founder,
Chairman and CEO, to support expansion of the program to reach 10,000
students in seven cities, including New York City (Harlem), the
District of Columbia, Baltimore, Chicago, Los Angeles, Oakland, and
Atlanta.

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Business Editors

GREAT FALLS, Mont.
Davidson + Co.
The names of the new schools will be announced before the
2005 /2006 round of the Student Investment Program begins Aug..