Retailers and manufacturers benefit from additional sources of customer
satisfaction and loyalty, revenue, branding, and marketing.

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"I'm used to waiting six to eight weeks to receive my rebate checks in the
mail," said Scott Lopez of Phoenix, an EMO rebate customer.
"The Michigan Bankers Association wants the public to know that banks and
financial institutions already have your personal financial information, and
they will never make phone calls asking customers for something they already
have," said Todd Willoughby, Vice President of Communications for Michigan
Bankers Association.

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"Needless to
say, I was ecstatic to find out that, thanks to EMO Corp.

"With EMO's electronic delivery system, we will again pioneer faster
delivery of rebates to customers and continue to provide innovative
solutions for retailers and manufacturers ," said Dawn Percha, Vice
President of Sales of The Express Group. MBA encourages citizens to protect personal financial account information
from unsolicited telephone callers

LANSING, Mich.

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"Integrated into our real-time
reporting system, this solution allows even more visibility into the
process. That's why we operate under a detailed and rigorous
information security policy.com /

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The printed check is negotiable at any bank in the
United States . Full-blown rollout with several manufacturers is imminent. It is the mission of the MBA to advance
a positive business environment for the Michigan banking industry and to
foster safe, profitable , and successful banks, which in turn promote strong
communities and economic activity in Michigan .

This category is for sites that provide information on refunding and rebating.

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"Our collective
commitments to customer service and innovation results in a synergistic
combination that helps our clients differentiate themselves.

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Recently, several senior citizens
have been targeted and asked for their account numbers by persons posing as
bank representatives. Taking just a few easy precautions can help
protect your financial and personal information against identity theft."
Some of these precautions are: 1) Protect your checking and other account
information -- only give information to trusted sources; 2) Beware of phone
calls from someone claiming to call from your bank -- banks and other
financial institutions don't make phone calls asking for account information;
3) Guard your financial information carefully -- store both new and cancelled
checks in a safe place; 4) Keep your ATM pin number in a safe place -- don't
write personal identification numbers on your card and never store your pin
number in your purse or wallet; 5) Financial fraud is a crime -- if you are
solicited for personal financial information call the police and report it.

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The user may accept or
decline the offer. Research has shown
that over 60% of consumers will pay $2 to get a $50 rebate faster and
electronically .
The Michigan Bankers Association is an association of Michigan financial
institutions with over 2,300 branches located throughout the state with
combined assets of over $200 billion.

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Call your bank and alert them as well.

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This space can be used for sales
announcements, coupons, personal messages, or anything the manufacturer
desires.

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"

The manufacturer can take advantage of other benefits that go well beyond
today's rebate process. With the fee approach, the manufacturer can
actually turn rebate acceptance into a revenue source.

Michigan Bankers Association Warns Public of Fraudulent Telephone Scheme

mibankers.

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"In fact, keeping your financial and personal
information secure and confidential is one of our most important
responsibilities.

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The email invites the recipient to print their
check on their plain paper home or office printer.

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Continuing The Express Group's innovative and creative record of
its Rebate Express division, the company has teamed up with EMO
Corporation to offer a new option for delivery of rebate checks., I was able to
print out a check -- on plain paper, no less -- and receive my rebate in a
fraction of the time., Michigan residents may fall victim
to financial fraud if they give personal financial account information to
unsolicited phone callers, warned the MBA.

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PRESS RELEASE The Express Group and EMO Partner to Revolutionize Rebate Check Delivery

"

Testing with live rebates and customers was successfully conducted over the
winter.

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The result is that our clients continue to reap benefits in
customer satisfaction and higher revenues.

"We are pleased to be teaming up with an innovator like The Express Group,"
said Tracey Jones, president of EMO Corporation.

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EMO's
patent-pending Print Your Own technology allows consumers to print
their own rebate checks on standard plain paper home or office printers .

For more information on MBA visit http://www.

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At the discretion of
the sponsor, a printing fee may or may not apply. Increases in loyalty and satisfaction were also indicated
by the research. Further, a portion of the printed page is available for
additional branding and marketing .

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The Express Group and EMO
Corporation today announce their partnership to revolutionize rebate check
delivery."

The EMO electronic delivery is accomplished by sending an email to each
qualified rebate recipient. The check itself is co-branded and can be in color.

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