At the very least, be prepared
for periodic expenses such as auto repair bills and holiday
gift buying. "A solid financial foundation will help you weather
any future ups and downs of our nation's economy.THRIFTY.
Thrifty Car Rental is a subsidiary of Dollar Thrifty Automotive Group,
Inc.

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Business Editors

HOUSTON ----According to WestAmerica
Bank, most Americans believe they have a better chance of winning the
lottery than saving for financial security. Do not blend finances with a significant other until
you have the legal protections that something such as a
marriage might offer.

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The 2002 Retirement Confidence Survey
(RCS) asked retirees from across the country to share their
views on different issues related to preparing for and living
in retirement . Consumers should
visit http://www. Together with
its corporately-owned locations and those of its franchise owners, the Thrifty
Car Rental brand serves value-conscious travelers from more than 1,100
locations in 64 countries.

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org

"Taking steps to improve your current financial position is always
a good indicator of future success," said Virginia Garretson,
president of ACC.

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Strive to
establish an emergency savings account equal to at least three
months of your income.
To speak with a certified credit counselor or to learn more about
ACC 's educational programs, consumers can call 1-800-646-0042 toll
free.com and applies only to mid-size cars and
above.

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MMI Tackles Your Biggest Money Wasters

Yet, if you want to be
financially successful , budgeting is not an option. Under no circumstances should you
cosign a loan or lend money unless you are completely
comfortable with the fact that you may never see your money
again. To learn more, call
800-762-2271 or visit www. Basically, confident
consumers are likely to spend more. Before you rush out and spend money in the name
of Patriotism, here are a few tips from American Credit Counselors
(ACC) to help ensure that your financial house is in order:

Expect the unexpected. Among the 19% of retirees who say their overall
standard of living is worse than they expected when they
retired, many cite specific financial reasons that can be
avoided with good financial planning.org

Thrifty Car Rental Offers Triple Miles on Eight Airlines for Reservations Made on THRIFTY.com

United Mileage Plus members earn 900 miles per transaction -- triple the
usual 300 miles per transaction -- for qualifying rentals .

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If you are not on top of your
investment strategy or do not even have a strategy, it is time
to take control.

Emotional spending., a Fortune 1000 Company headquartered in Tulsa, Oklahoma.

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Requesting cash in advance or payday loans is just as bad as
accruing interest on a credit card balance. Simply stated, the people who understand
interest earn it, and those who do not understand interest end
up paying it. Borrowing money from your retirement
plan is never a good idea. MMI helps consumers trim their expenses,
develop a spending plan and repay debts."

American Credit Counselors

American Credit Counselors (ACC) is a non-profit community service
organization that provides confidential financial guidance , credit
counseling and debt management assistance to thousands of consumers
nationwide.

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Failure to manage your money." Just because you qualify for a loan does not
mean you can afford the monthly payment schedule.
The confidence reading is followed closely because consumer
spending accounts for two-thirds of the economy.

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The experts at Money Management International (MMI) have
identified the following top money wasters that can ravage anyone's
budget:

Credit card interest. Personal saving as a percentage of
disposable personal income is less than 2%., Thrifty Car Rental , a
subsidiary of Dollar Thrifty Automotive Group, Inc.

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Not expecting the unexpected.

Business Editors

ROANOKE, Va. The offer is valid at participating
Thrifty locations worldwide from August 15, 2005 through December 15, 2005.

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Last year, the Federal Reserve reported
that outstanding consumer debt, not including mortgages, rose
to a record-breaking $2 trillion.com.

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The average interest rate on a credit
card is currently around 18 percent.
A minimum two-day rental from Thrifty is required. Cars must be picked up between August 15, 2005 and December 15, 2005.

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Relinquishing control. Counseling is available by
appointment in branch offices and 24/7 by telephone and Internet. This debt equals nearly
$17,000 per household; with credit card debt alone at more
than $6,200 per household.com.

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Ideally, you should also be prepared for medical
debt, divorce, and a job loss. "They can
help you develop a strategy based on your unique circumstances. While overall consumer spending is
good for our nation's growth, you will want to pay close attention to
your personal economy.

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To quote Shakespeare: "neither a borrower
nor lender be. This mistake exposes you to
potential penalties and jeopardizes the rate of growth on your
long-term savings.moneymanagement.

Plan for your future. Secure your financial
future by participating in a qualified retirement plan. www.com/specials to select the airline with which they
would like to earn triple miles.

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Poor loan decisions.
Expecting "things" to make you happy does not work and never
will. In addition, an improved job market
and increased consumer spending lifted a key measure of future
economic activity to its highest level ever.americancredit.

Frugality is the practice of economy in spending money or using resources.

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Shopping is not a recreational sport.

"If you find that you are unable or unwilling to tackle the big
issues alone, consider working with a trained credit counselor," said
Cate Williams , vice president of financial literacy for MMI.

Pay down your debt. Shore up your financial position by
making a plan to pay down debt. TULSA, Okla.
Alaska Mileage Plan, American AAdvantage , Continental OnePass and Delta
SkyMiles members can earn 150 miles per day -- three times their normal
mileage award of 50 miles per rental day -- by renting through THRIFTY.

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If counting pennies is not your thing, start by looking at the big
picture.

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Recent savings
rates have not been this low since the Great Depression, so
now is a great time to start paying yourself first . Counseling is available by telephone or Internet.

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"

About Money Management International

Money Management International (MMI) is a non-profit, full-service
credit counseling agency, providing confidential financial guidance,
financial education, counseling and debt management assistance to
consumers for over 47 years. (NYSE: DTG) will offer its
customers triple frequent flyer miles with eight airline partners for advance
reservations made using THRIFTY.
America West FlightFund , Northwest WorldPerks and US Airways Dividend
Miles members can earn triple miles of 750 miles per transaction -- three
times their normal award of 250 miles per transaction -- during the
promotional period.

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People who
take out loans such as 110 percent mortgages and 72-month car
loans are setting themselves up for almost guaranteed failure. It is always best to be
prepared, rather than caught off guard by disaster.----Finally, some good
news for consumers ! The Conference Board announced this January that
consumer confidence continues to strengthen, and is now at its highest
level since May 2002, suggesting the economy will continue to expand
throughout the first half of 2005. Established in 1980, we have over 20 years of industry
experience. (Please see details below for specifics on
each airline program).

This category lists sites related to frugality in homemaking.

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Credit card interest
charges are one of the most common ways consumers waste money,
and should not be considered an acceptable part of any budget.
Services are available in English or Spanish.
In-person counseling is available by appointment in select locations.
Triple miles will only be awarded for a maximum of seven days per rental.

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It must be made a
priority because no one cares more about your money than you.

Jeopardizing your future. If you don't want to do it
alone, get help from a reputable, nonprofit credit counseling
organization such as ACC.

expenses refunding

Strengthening Your Personal Economy: Tips from American Credit Counselors for Improving Your Bottom Line

Qualifying rentals
must be booked in advance on THRIFTY.
After seven days , miles will be awarded at the normal level.

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