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New layout template feature - Users are able to select
different templates to layout their folder of images.
For more information, contact E-Book Systems by phone at (408)
625-8000, via email at sales@ebooksys.

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newscom. FlipAlbum(R) 6 contains several new
features, including:

New MPEG-2 format - Users can export albums to higher-quality
MPEG-2 video format to create SVCDs or DVDs.

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, Remote Deposits(TM) was made
possible with the implementation of last October's Check Clearing for the 21st
Century Act, commonly referred to as the "Check 21" law. Check 21 requires banks to accept and
process substitute checks as legally negotiable instruments.

GIF format support - GIF objects, including animated GIFs, can
be added to pages.95).com or online at
www. These contents could be streamed or
delivered online and offline through E-Book Systems' OpenFlip(TM)
format.

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com/cgi-bin/prnh/20040913/ARIZONALOGO )
National Bank of Arizona is one of the first banks in the nation to offer
a product of this kind. (NASDAQ: CREAF) and SOFTBANK Media + Marketing
Corporation, a subsidiary of SOFTBANK Corp (TSE: 9984).

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"Our partnership with Arizona businesses extends beyond loans and
deposits, we believe in creating innovative tools to help customers succeed,"
said Maio.

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"They've been
asking for these advanced features, and we delivered!"
There are three versions in the FlipAlbum(R) 6 line: FlipAlbum(R)
6 Pro (SRP $159.

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"Remote Deposits(TM) is another great example of the innovative business
products National Bank offers to assist our customers with the success of
their businesses ," said Kathy Jorgenson, Senior Vice President/Director of
Corporate Services. Users can arrange
digital pictures into virtual 3-D page-flipping albums and add
background music, text, video and select design themes. For more information, contact
E-Book Systems by phone at (408) 625-8000 or e-mail at
info@ebooksys .

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Technology Editors

SANTA CLARA, Calif.

Crop shapes - Users are able to add their own crop shape, in
addition to the default shapes provided.95), FlipAlbum(R) 6 Suite (as described above; SRP
$69. This edition allows users
to add image encryptions, passwords, watermarks and print locks on the
CDs.

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Businesses may now use Remote Deposits(TM) as an alternative to visiting a
bank branch or using a courier service to make non-cash deposits.

National Bank of Arizona, a wholly-owned subsidiary of Zions
Bancorporation (Nasdaq: ZION), was founded in Tucson in 1984 as a community
bank specializing in real estate, serving professionals, and meeting the needs
of small and mid-sized Arizona businesses.nbarizona.com.flipalbum.

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Remote
Deposits(TM ) equipment and software allows businesses to scan checks from
their place of business and create an electronic image which is transmitted to
a central processing center and converted into a substitute check.

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National Bank of Arizona Introduces Remote Deposits(TM)

Bank is First to Offer a Revolutionary Electronic Check Clearing System for
Businesses

PHOENIX , National Bank of Arizona
President and CEO Keith Maio has announced the introduction of the bank 's
latest product for businesses, Remote Deposits(TM) -- an electronic check
clearing system for businesses which allows them to make deposits from their
office.

FlipAlbum 6 Now Available from E -Book Systems; New Version of Award-Winning Photo Album Program Has Advanced Features for MPEG2 Video Support and Font Embeddin

"We believe the new features in this version are useful to
professional and recreational photographers," says Eugene Tan, vice
president of sales and marketing for E-Book Systems.

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It is a secure system that eliminates the physical
transfer of checks, reduces manual processes involved with deposit preparation
and provides for online image storage and research of all checks deposited. At the same time, E-Book Systems also offers Digital Rights
Management, FlipBook tracking ASP services and Flip Enterprise
solutions for publishers and corporations.

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(Logo: http:/ /www."
Powered by software from NetDeposit, Inc. Check 21 allows banks
and other financial institutions to exchange digital images of original
checks, known as substitute checks, instead of physically transporting the
original checks to the paying entity.5 billion in assets. FlipAlbum(R ) 6 extends the sharing
capability by allowing users to export their digital photo albums to a
higher -quality MPEG-2 video format to create SVCDs or DVDs.
FlipAlbum(R) 6 Pro contains additional security features as well
as the commercial license for photographers to sell photo album CDs
and/or distribute them as promotional tools., Beijing,
China and Singapore.

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National Bank has also been named the
Number One Bank in the state for the fourth consecutive year by, "Ranking
Arizona: The Best of Arizona Business .

Font embedding in album CDs - Recipients of album CDs will no
longer need the fonts to be present in their PC to see the
fonts used.

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The
substitute checks are then presented for payment at the appropriate paying
institution."
Remote Deposits(TM) is ideal for business customers located in both rural
and metro communities.----E-Book
Systems, Inc.

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The albums can
be burned onto CD-ROMs and shared with PC and Mac users, as well as on
VCDs, SVCDs or DVDs for TV viewing.
More than one million copies of FlipAlbum(R) products have been
sold, and E-Book Systems continues to improve the product in each new
version to fit end users' needs.95) and FlipAlbum(R ) 6 Standard (SRP $39. E-Book Systems, a private
on-going corporation, has offices in Santa Clara , Calif.

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Since that time, the bank has
experienced dramatic growth becoming Arizona's fourth-largest bank with
approximately $3.

Table of contents improvements - Users can change font, size,
color and style to the table of contents.

large format

The award-winning FlipAlbum(R) series allows users to create
personalized digital photo albums on their PCs.
E-Book Systems' products make use of its patented Digital Flip(R)
technology to deliver multimedia content such as digital photographs ,
animations, text, audio and music via a 3-D Page-Flipping interface,
which appears as a virtual book.

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"This revolutionary technology presents an opportunity for
our customers to benefit greatly from Check 21 legislation." National Bank has 52 offices in
36 communities throughout the state.

FlipAlbum(R) 6 Standard
contains several of the same features as FlipAlbum(R) 6 Suite, but it
does not allow users to create CDs, export albums to MPEG-2 format or
embed fonts.,
Europe, Japan and Asia Pacific Region.

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com) was founded in 1998 with a
mission to bring the natural look and feel of the paper-based book
into the domain of consumer products, computers and the Internet.S.

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"With Remote Deposits(TM) our customers should realize significant
operational savings and improved overall funds availability.

For further information about Remote Deposits(TM) or to sign up, please
contact National Bank of Arizona's Corporate Services Department in Phoenix at
(602) 212-8838 or statewide at 1-800-655-7622. announces today the release of FlipAlbum(R) 6, which
allows users to instantly create cross-platform compatible digital
photo albums or product catalogs featuring E-Book Systems ' patented
3-D page-flipping interface. Investors of E-Book Systems include Creative
Technology Ltd.com

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Remote Deposits(TM) technology is a convenient, cost-effective
remittance-processing alternative for businesses, creating improved funds
availability and significantly reducing float time. For more information, visit National Bank
online at: http://www.
E-Book Systems also offers a suite of enterprise solutions based
on its patented Digital Flip(R) technology with support for Digital
Rights Management (DRM) and documents in Adobe(R) PDF format.

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FlipAlbum(R) 6 Suite is the ideal FlipAlbum(R) 6 version for
consumers who want to create CDs of their page-flipping digital photo
albums to share with friends and family.com

About E-Book Systems

E-Book Systems (www. E-Book
Systems' products are distributed worldwide, including the U.