"
PhotoSpin is the only royalty-free digital image company that offers a
subscription service including images this large.L."
Susan Long, Senior Vice President of The Clearing House, responsible for
SVPCO-Electronic Clearing Services said: "The Image Payments Network
experienced its 13th straight month of record volume in January. The addition of volume
from these four institutions and the other financial institutions already
connected to the network is responsible for the exponential growth in volume
from just six months ago.

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photospin. Through its relationship with the Federal Reserve , the Image Payments
Network can reach more than 10,000 endpoints and help financial institutions
of all sizes take advantage of image exchange. Services include local and regional check exchange and settlement
services; ACH association and operations; large-value "wire" payments;
electronic check presentment; and image exchange.S.

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About PhotoSpin Inc.6 million, total monthly dollar value was $55
million, daily average items were 850, and total monthly items were 18,000.

"
The Image Payments Network is a single, end-to-end system that provides
unparalleled control , security and processing efficiency for transmitting and
settling check images and other data directly between participants in the
industry.theclearinghouse.

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, today reported that check image volume in the Image
Payments Network jumped significantly in January from the previous month and
continues to grow at double digit rates in both dollar volume and total items.9 million in total monthly items , an increase of 19 percent compared
to December 2005

* The peak day of the month was January 30, when 1,212,209 items were
transmitted

* Twelve banks were exchanging images, in addition to significant volume
being exchanged through the network's connection to the Federal Reserve
and EDS. The Clearing House serves more than 1,600 U. banking affiliates: Bank of
America, The Bank of New York, Bank of Tokyo-Mitsubishi/Union Bank of
California, BB+T , City National Bank, Citibank, Citizens Bank, Comerica Bank,
Deutsche Bank, First-Citizens Bank, HSBC Bank, JPMorgan Chase Bank, KeyBank,
LaSalle Bank, M+T Bank, National City Bank, PNC Bank, UBS , U.

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PRESS RELEASE PhotoSpin's New Annual Subscription Service Super Sizes Photos and Illustrations

Through January, institutions participating in the Image Payments Network
were Bank of America , Comerica Bank, EDS, The Federal Reserve Bank, Fifth
Third, HSBC Bank, JPMorgan Chase + Co.

How the Image Payments Network works
Image exchanges and settlement are conducted through SVPCO's Distributed
Traffic Agent (DTA), a solution developed by SVPCO with VECTORsgi, one of its
strategic technology partners.com.

About The Clearing House Payments Company
The Clearing House Payments Company L.

images com

com.svpco. financial
institutions and hundreds of international participants with payment services
that span the entire spectrum of paper, paper-to-electronic and electronic
payments.

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The PhotoSpin library
includes 100,000 award-winning photographs, illustrations , video clips,
sound files and fonts.

We will be adding additional financial institutions
in the coming months.goold@svpco.

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PhotoSpin, Inc.photospin. In the past
two months, four institutions -- Comerica, M+T, La Salle and HSBC -- have all
begun sending images via the Image Payments Network.9
trillion per day. Financial institutions of
all sizes benefit from payment systems that meet the highest standards for
reliability, security and service. Bank, Wachovia
Bank, and Wells Fargo Bank.

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The company has a unique subscription-based model
where users pay an annual fee to create a username and password, and can go
on the site for downloads of content anytime with no additional fees.1313 or visit
http://www.

In January 2005, when the Image Payments Network began operations, daily
average dollar value was $2.com.
"Check image volume in the Image Payment Network is growing rapidly
because participating financial institutions are quickly recognizing the
system's enormous potential for cost reduction and improved efficiencies,"
said George Thomas , Executive Vice President of The Clearing House.
(http://www.

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95 each. Historical data can be found at http://www.

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PhotoSpin announced today the launch of
their newest royalty-free content offering -- the Super Subscription.
File sizes range from 28 to 75 megabytes and are available in both tiff and
jpg format.
The Image Payments Network is the nation's private-sector leader in image
payments by dollar value and total number of items, according to publicly
available information .
For January, SVPCO reported the following data for the Image Payments
Network:

* $4.
Two banks were exchanging images through the Image Payments Network in January
2005.
Automated settlement provides real-time net and bilateral settlement position
reporting and eliminates the manual intervention required with other
settlement arrangements.

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Created exclusively to target designers who need to use larger than
standard size (8 1/2 inches at 300 dpi) royalty-free images for output to
large format printing typically used in Sign making. The cost for the annual Super Subscription is
$499 (USD)., Union Bank of California, Wachovia Corp. The DTA enables financial institutions to
transmit check images directly to each other cost-effectively and without
cumbersome centralized data processing. Financial institutions can see their net debit or
credit position online and view their position with all of the institutions
participating in the Image Payments Network at any time.
For more information about the SVPCO Image Payments Network, contact Susan
Goold , Vice President, Products and Services, SVPCO-Electronic Clearing
Services, 201-319-5554, susan.

gif com

is the only royalty-free content subscription site for
business professionals that includes fonts, illustrations , sound and film
in one neat annual royalty-free subscription.

For more information about PhotoSpin , call 888.246. We urge institutions of all sizes to participate in the
Image Payments Network, the only image exchange system connected to the
Federal Reserve., and Wells
Fargo.

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Super Size Subscriptions

"We were already creating larger file sizes for many of our customers who
would spend $199 per image for the larger image," said Val Gelineau, CEO
and cofounder of PhotoSpin, Inc.com. SVPCO Image Payments Network Posts Double-Digit Gains 13th Consecutive Month
of Record Volume

NEW YORK, SVPCO-Electronic Clearing Services, the
electronic check and check image exchange business of The Clearing House
Payments Company L. "In
January, the Image Payments Network set two records for volume and one for
total dollars, and we expect that growth rate to continue for the foreseeable
future.C.S.S.

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Images are also available for single image download and can be
purchased online for $199.

Check Image Volume Grew Rapidly in January 2006

C.3 billion in total monthly dollar value, an increase of 12 percent
compared to December 2005

* 693,949 in daily average items, an increase of 25 percent compared to
December 2005

* 13.
All financial institutions that exchange images directly with each other
via the Image Payments Network utilize the automated settlement function.

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The Super Size images are up to 17 inches on the longest side at 300 dpi. "It made sense to just go ahead and create
a larger file size for all images and offer it as a subscription. The network enables financial institutions to exchange and settle
check images peer-to-peer, without a cumbersome central processing system,
thereby eliminating the expense of transporting physical checks. The DTA works in conjunction with
existing item-processing systems to link institutions into the network and
enables institutions to directly exchange payloads of electronic images.

national animated

The size applies to all of the current photographs and
illustrations available within the PhotoSpin online image library and
includes the two hundred new royalty-free photos and illustrations offered
each month to subscribers.

Super Subscriptions can be purchased online at www.1 billion in daily average dollar value, an increase of 18 percent
compared to December 2005

* $82., KeyCorp, LaSalle Bank, M+T Bank,
National City Corp.L.org) is a private-sector, global payment systems
infrastructure that clears and settles 48 million payments for more than $1. The Clearing House Payments Company is
owned by the following banks or their U.