com/TiffSurfer. "We're proud to form this relationship with
NetDeposit and expand our growing presence in the post Check 21 environment.

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com/investor
and will be available for replay purposes. Powered by the SAP
NetWeaver(R) platform to drive innovation and enable business change, SAP
business solutions help enterprises of all sizes around the world improve
customer relationships, enhance partner collaboration and create efficiencies
across their supply chains and business operations.com, xApps, xApp, SAP NetWeaver and other SAP
products and services mentioned herein as well as their respective logos are
trademarks or registered trademarks of SAP AG in Germany and in several other
countries all over the world. Customers Delivered Advanced Image Technology to Assure Quality Check Images
are Captured and Processed Through the Payment System With Confidence

SALT LAKE CITY and BILLERICA, Mass."
Orbograph's Image Quality + Usability Analysis (IQUA) solution uses a
series of advanced algorithms to determine if there is a suspected problem
with the image.com or visit
http://www.

animated images

.0 is offered at three different levels, depending on
the requirements of the user.pdiscan. The presentation will be web
cast live at the SAP Investor Relations web site http://www.S.com, EST

(http://www.

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0. With
subsidiaries in more than 50 countries, the company is listed on several
exchanges, including the Frankfurt stock exchange and NYSE under the symbol
"SAP.
The Check 21 legislation allows banks to take full advantage of electronic
check processing and distributed capture, but it also creates liability
concerns as it relates to image quality and usability. The company's
solutions include tools for distributed capture as well as sorting and routing
of electronic items.

several sizes

Business Editors
AIIM ON DEMAND 2005
Booth #548

PHILADELPHIA----VisionShape today
introduced TiffSurfer, 4.S.
NetDeposit is a wholly-owned subsidiary of Zions Bancorporation
(Nasdaq: ZION), located in Salt Lake City, UT and San Mateo, CA. All
specifications subject to change without notice.

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com), designs scanner software and software toolkits for
production document imaging, forms processing users and developers of
document imaging or capture solutions.

About NetDeposit, Inc. For
information call 1 (801) 273 -6067, email: info@net-deposit.net-deposit.
In addition, Zions is a national leader in SBA lending , public finance
advisory services, agricultural finance and electronic bond trading.com.

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visionshape .visionshape.com, CET
Martin Cohen, +1 (212) 653-9619, investor@sap.

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VisionShape Introduces New TiffSurfer 4.0; Multi-Level TiffSurfer 4.0 With New Features for Complete Document Management Using Internet Browsers

An option is also available to
provide OCR character recognition for automated indexing
"TiffSurfer has always and continues to be an extremely popular
product, because it meets a real need', said Gie de Keyser, President
of VisionShape.

TiffSurfer is the copyright of VisionShape Inc.

SAP Presentation at Investor Conference in London

net-deposit. As with the NetCapture products,
financial institutions can set image quality and usability thresholds at an
individual customer level, if needed.zionsbancorporation.

images com

Additionally, there are millions of archived Tiff images that can
provide valuable information, if the images can be accessed."
TiffSurfer V4. TiffSurfer Advanced has additional image handling features
(such as deskew and despeckling) and reformatting as well as color and
grayscale bit depth change. "In the C21
Marketplace, where images will be captured by corporate customers or branch
tellers, image quality risk is a real concern.

About Orbograph
Orbograph, a subsidiary of Orbotech, is a leading developer of recognition
solutions for the U. Under local management teams and community
identities, Zions operates approximately 400 full-service banking offices in
Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah and Washington. Investor information and links to
subsidiary banks can be accessed at http://www .

sizes relationship

WALLDORF, Germany, Werner Brandt, CFO
and Member of the Executive Board of SAP AG (NYSE: SAP ), will speak at the UBS
Global Software + IT Services Conference in London on Tuesday, March 14th , at
11:45 am (CET) / 10:45 am (GMT) / 5:45 am (ET). SAP industry solutions
support the unique business processes of more than 25 industries, including
high tech, healthcare, retail, public sector and financial services. Several individual quality and usability tests are performed
on each check to verify field readability and more tests are being added as
industry readability standards are defined.

country several

The latest version of the popular plug-in,
which was first introduced in 1998, provides users with complete
document management functionality using their Internet browser. For a full list
of features, and a free 15 day evaluation copy, please visit:
http://www.

About SAP
SAP is the world's leading provider of business software solutions*.com )

(*) SAP defines business software solutions as comprising enterprise
resource planning and related software solutions such as supply chain
management, customer relationship management, product life-cycle management
and supplier relationship management. Private Securities
Litigation Reform Act of 1995., NetDeposit ,
Inc., an innovator of Check 21 software, through its Franchise
Building Technology Platform, delivers the power and promise of check
electronification to financial institutions, third party processors and
corporations.
All other brand and product names are registered trademarks, trademarks or
servicemarks of their respective holders and are gratefully acknowledged.

history specifications

Tiff group 4 compressed images, which are ideal for text, are
widely used in many applications because the excellent run length
compression formula permits very small image sizes with no image loss. TiffSurfer V4. Barcode
recognition, supporting over 13 different standard types, and OCR can
automate indexes . TiffSurfer Basic allows for basic image
viewing, annotation, printing, PDF generation, and scanning using
TWAIN.

Any statements contained in this document that are not historical facts
are forward-looking statements as defined in the U.

For more information, financial community only:
Stefan Gruber, +49 (6227) 7-44872, investor@sap.

several country

TiffSurfer Complete offers all the
features of TiffSurfer Advanced plus full text OCR (41 languages
available), and can convert images to searchable pdf.
Readers are cautioned not to place undue reliance on these forward-looking
statements, which speak only as of their dates. NetDeposit's NetCapture(TM) and NetConnect(TM) solutions help
financial institutions take advantage of the new marketplace enabled by
enactment of the Check 21 legislation -- the C21 Marketplace.

About Zions Bancorporation
Zions Bancorporation (Nasdaq: ZION ) is one of the nation's premier
financial services companies, consisting of a collection of great banks in
select high growth markets. The
company is included in the S+P 500 Index.

several islands

Now
downloaded and used by over 250,000 users. All other product and service names mentioned
are the trademarks of their respective companies. National product specifications
may vary. Adding the Orbograph
technology to the NetCapture products gives our customers additional options
to reduce risk and improve accuracy . Distributed capture with image quality analysis and CAR/LAR
technology allows financial institutions to take advantage of the new revenue
opportunities of the Check 21 environment -- the C21 Marketplace .

images atlasgeo

Internet browsers including Explorer, FireFox and Netscape can
open and view JPEG or GIF images but offer little or no support for
Tiff Group/4, JPEG 2000 and other image formats used in document
imaging.
This additional functionality allows for scanning, image enhancement,
reformatting , notation, thumbnail viewing, image printing, barcode
recognition and saving the images. SAP undertakes no
obligation to publicly update or revise any forward-looking statements.

SAP, R/3, mySAP , mySAP. The integration of
Orbograph's technology with NetDeposit's solutions reduces the image quality
risks associated with electronic check and IRD clearing. Through their
recognition solutions , Business Process Outsourcing technologies, images
quality assurance applications and data collection /data mining tools,
Orbograph enables customers to reduce costs, improves operational efficiencies
and achieve rapid ROI.

NetDeposit, NetConnect, NetCapture, Decision Gateway, Remote for Business,
and C21 Marketplace are trademarks of NetDeposit, Inc.

its country

"We have continually upgraded the product over the
years to meet evolving customer requirements, such as pdf support.htm
VisionShape , a fully owned subsidiary of Peripheral Dynamics Inc
(www.S. check processing and document conversion market., Salt Lake City, UT.

flag relationship

Our
latest version supports more new formats as well as batch save,
multiple thumbnail views, reformatting and customization. Securities and Exchange Commission ("SEC "),
including SAP's most recent Annual Report on Form 20-F filed with the SEC. Data contained in this
document serve informational purposes only.orbograph."
"Orbograph sets the standard for image recognition and image quality and
usability assurance," said Danne Buchanan, NetDeposit CEO.

its several

All other companies and products mentioned are trademarks or
registered trademarks of their respective companies.sap. The
NetCapture products work directly with financial institutions existing
payments platforms, without disruption to the legacy infrastructure. The company has processed millions of
electronic items.com.

flags description

Words such as "anticipate," "believe,"
"estimate," "expect," "forecast," "intend," "may ," "plan," "project,"
"predict," "should" and "will" and similar expressions as they relate to SAP
are intended to identify such forward-looking statements. As a result, banks
can leverage the latest technologies without compromise. Their
technologies are in use at hundreds of banks and financial institutions across
North America, processing millions of items each day. For over three years, NetDeposit has been remotely
capturing and electronically routing items, and currently powers two of the
nation's largest IRD print networks.

gif specifications

With TiffSurfer the user can truly create a complete
document management system using standard browsers.com

VisionShape is a trademark of VisionShape Inc. The presentation slides will also
be published on the SAP Investor Relations website. Under the terms of this
agreement, NetDeposit will integrate Orbograph Image Quality Analysis
technology , Image Usability Analysis technology and CAR/LAR technology into
the NetCapture(TM) product family .
"Through this agreement, Net Deposit can now provide customers with robust
image usability testing at all levels," said Joseph Gregory, vice president of
strategic sales at Orbograph.
NetDeposit's NetCapture family of products brings the power and promise of
check electronification to financial institutions, third party processors and
corporations.
NetDeposit, Inc.

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0 provides image viewing, and added value
functionality, of single pages or entire directories in multiple
different Tiff formats, as well as JPEG, Gif, Bitmap and many others.

All
forward-looking statements are subject to various risks and uncertainties that
could cause actual results to differ materially from expectations The factors
that could affect SAP's future financial results are discussed more fully in
SAP's filings with the U.

NetDeposit Signs Agreement to Integrate Orbograph Technology Into its NetCapture Family of Products

com), an innovator in Check 21 software and leading
provider of franchise-building software solutions for the financial industry,
and Orbograph (http://www.com ), the leading solution provider for check
recognition and image quality and usability assurance solutions , today
announced the companies have entered into an integration and Original
Equipment Manufacturer (OEM) reseller agreement.

history flag

Its products include high
performance page and check scanners, industry leading barcode reading,
image manipulation, character recognition and OMR, as well as browser
based image viewing software with OCR, PDF and e-mail features.
Information on VisionShape and its products can be found at:
www.
Today, more than 32,000 customers in more than 120 countries run SAP(R)
software -- from distinct solutions addressing the needs of small and midsize
enterprises to suite offerings for global organizations.

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sap." (Additional information at http://www.

specifications description