com or e-mail
info@intellinex .
"There are many small and growing companies that do not have access to
capital which is preventing them from expanding. Sovereign will also have a
streamlined application process for rapid decision -making and loan funding.

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Intellinex
has delivered learning to more than 2 million learners at corporate
organizations and government agencies, including award winning Ernst + Young,
Cisco Systems, Canon U.S.----ETS announced
today a partnership with Educere to market and sell ETS PATHWISE(R)
Online professional development courses."
For more information about the ETS PATHWISE Online courses or to
register, please call 866-4EDUCERE (866.

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As an industry
leader, we feel it is important to provide our customers this opportunity to
exchange ideas and share common successes and experiences with their peers in
other organizations. Through its unique relationships with leading
universities and other education institutions, Educere provides a
single entry point for schools, students, and educators to access over
1,000 distance learning courses at favorable costs. Educere's programs
are made available as an option to students and educators through
public and private schools, as well as directly to home school and
other students. The Massachusetts Job Growth Program, through
Sovereign Bank, will provide up to $200 million in loans at favorable rates
for small businesses with revenues of up to $10 million.

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META Group recognizes Intellinex as a Leader
in its 2005 Evaluation of Learning Management System Platforms.

ETS Partners With Educere to Market ETS PATHWISE Online Professional Development Courses

"Sovereign Bank understands how important our role is in partnering with
the Commonwealth to boost the state's economic engine. For more information on Sovereign
Bank, visit http://www.

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, Wireless Retail, Oce Technologies, and Turner
Construction.html

About Educere:

Educere (www. BOSTON, Sovereign Bank New England CEO Joseph
Campanelli today announced a new program that will provide low cost loans to
the state's small businesses. Cahill also announced the creation of a Job Growth Task
Force.

evaluate learners

ets. Campanelli joins area business and community leaders to explore areas
within the treasury for expanded job growth initiatives in Massachusetts, as
well as how to best implement Sovereign's Job Growth Program.

effectiveness evaluates

The CLO Symposium will focus on the demands and roles of learning and
development leaders in the new global economy.
Campanelli added that Sovereign Bank hoped the program would stimulate job
growth by providing small businesses with favorable loan rates and infusing
much needed capital for those small businesses to grow.

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"ETS 's relationship with Educere, a respected provider of distance
education services, provides us with a larger audience for the ETS
PATHWISE Online courses," says Deloris Flint, executive director,
Product Development for ETS's Elementary + Secondary Education
Division.educere.

demands ewit

org

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wbi lifelong

Intellinex to Sponsor Spring 2005 CLO Symposium 'The Global Economy: New Demands New Roles New Skills'

Over 450 executives and
learning leaders, including executives from many Intellinex customers, are
expected to attend the sold-out CLO Symposium, sharing best practices, advice
and insight on education across from their respective industries and
enterprises. Ray McGowen, Ernst +
Young Global Vice Chair of Learning and Development , and Tom Laubenthal,
Senior Vice President Intellinex , will share the details behind Ernst +
Young's recent move to a global learning organization and learning technology
platform where over 100,000 professionals have constant access to hundreds of
hours of learning content from an integrated source. "Together, we can help teachers, mentors and administrators
advance their skills and develop new methods for increasing student
learning. The Massachusetts Job Growth Program will offer tailored,
flexible repayment terms and amortization options, including extended terms
for real estate and interest-only payment options for one year .

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Intellinex has achieved acknowledgement as a Leader in the Gartner 2004
E-Learning Suites Magic Quadrant. Educators earn continuing
education units and have the option of earning graduate or
undergraduate elective college credit through ETS's university
partners. "Educere is proud to provide
educators across the country access to the high-quality online
professional development programs delivered by ETS PATHWISE Online. These companies could be
adding much needed jobs and putting more people to work in the Commonwealth,"
said Treasurer Cahill.
Sovereign Bank's goal is to focus on small businesses, which create more
than two out of three new jobs nationally and promote diversity and economic
advancement.

demands becta

The
Intellinex corporate heritage reaches back nearly half a century.com.8237), e-mail
http://www. "This program from Sovereign will give them an
opportunity to borrow funds to develop their businesses and continue to grow
in the future ."
Sovereign Bank will provide loans ranging from $250,000 to $2.5 million
with flexible terms and favorable rates.

ifets implement

"Bringing together our customers with other learning leaders at this event
reinforces our core belief that learning matters," said Doug Mastrangeli,
Executive Vice President, Markets, for Intellinex.
Intellinex refers to Intellinex LLC, an Ernst + Young enterprise . Additional information is available at
www.

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J.educere.

evaluates ewit

org/pathwise/courses.sovereignbank.

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net) is a leading distance education services
organization. There are no
pre-payment penalties.

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intellinex . In serving
individuals, educational institutions and government agencies around
the world, ETS customizes solutions to meet the need for teacher
professional development products and services , classroom and
end-of-course assessments, and research-based teaching and learning
tools.com or call 1-877-SOV-BANK.

lifelong evaluate

"

About Intellinex
Intellinex helps companies harness the power of learning to execute
business strategies, drive performance, and achieve growth.net/edu/courses / or
www.
The announcement was made today at a press conference where State
Treasurer Timothy P.

Regional, national, international organizations dealing with technology in education in general (not limited to primary and secondary or higher education).

lifelong effectiveness

The session will explore
the business and cultural impact of the initiative as well as examine the
underlying strategy and process used in its successful execution. "The fact that this
Symposium is completely sold out is evidence that this view is shared
throughout our industry, and we are proud to be a sponsor.433.

About Sovereign Bank
Sovereign Bancorp, Inc., ("Sovereign") (NYSE: SOV), is the parent company
of Sovereign Bank, a $58 billion financial institution with more than
650 community banking offices , over 1,000 ATMs and approximately 10,000 team
members with principal markets in the Northeast United States.

forefront sapio

For additional
information, please visit http://www.
"Increasingly, school administrators have been requesting that
Educere provide online educational opportunities for their staff,"
says James Daily, Educere president. By working together to
help lend money to those businesses that need it the most, we will be
bolstering small business - the backbone of our economy," said Campanelli .

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Intellinex hosts workshop highlighting Ernst + Young's success in "Building a
Successful Enterprise-Wide Global Learning Organization"

CLEVELAND, Intellinex, the leader in providing
business value through enterprise and extended enterprise learning, announced
today that it is a sponsor of the Chief Learning Officer magazine's Spring
2005 CLO Symposium which begins next week in Tucson, Arizona.
During the Symposium, Intellinex is sponsoring a workshop entitled
Building an Enterprise-Wide Global Learning Organization. Sovereign
offers a broad array of financial services and products including retail
banking, business and corporate banking, cash management, capital markets,
trust and wealth management and insurance.

instructional evaluation

Blending best
practices with technology, content, and services, Intellinex designs, builds,
and operates customized learning solutions that help its customers reduce
costs, accelerate speed to profit, and improve people effectiveness . Today,
Intellinex has a track record of success in providing dynamic learning
solutions for many of the world's most successful organizations.

Business Editors/Education Writers

PRINCETON, N. Founded in 1947, ETS today develops, administers and scores
more than 24 million tests annually in more than 180 countries, at
over 9,000 locations worldwide.ets.

Sovereign Bank Launches 'Massachusetts Job Growth Program'; $200 Million In Capital Will Be Available for Small Business

nce forefront

A.

About ETS:

ETS is a nonprofit institution with the mission to advance quality
and equity in education by providing fair and valid assessments,
research and related services for all people worldwide. "The program isn't
just about creating new jobs; it's about keeping the current jobs we have here
in Massachusetts," he said.

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"
The ETS PATHWISE Online courses provide convenient ,
facilitator-led professional development opportunities for teachers
and school leaders on such topics as coaching, fundamentals of
classroom assessment, communicating with families, engaging students
in learning, and managing student behavior. Sovereign is the 18th largest
banking institution in the United States.

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