dictionaries extracted

Beginning in the spring of 2000, the plaintiffs brought
lawsuits against the company and certain company executives alleging
violations of federal securities laws and regulations.

researchers quot

The dividend is payable on May 25, 2005 to shareholders
of record as of May 2, 2005.

by searchable

District Court for the District of New
Jersey, relating to the company 's investigational compound, omapatrilat
(VANLEV(TM)).

principles economics

terms principles

handbook economics

0% increase from the February
2005 dividend paid. The information provided in this release
is provided only as of the date of this release , and the company undertakes no
obligation to update any forward-looking statements made herein.

economic banking

Further, any settlement would be subject to a number of conditions,
including preliminary court approval , completion of a fairness hearing and
final court approval following completion of the fairness hearing . Factors that could have a material adverse effect on the
operations and future prospects of the company include, but are not limited
to, changes in: interest rates, general economic conditions , the
legislative/regulatory climate, monetary and fiscal policies of the US
Government including policies of the US Treasury and the Board of Governors of
the Federal Reserve System, the quality or composition of the loan or
investment portfolios, demand for loan products, deposit flows, competition ,
demand for financial services in the company's market area, and accounting
principles, policies , and guidelines.

economics general

CULPEPER, Va.
The organization maintains a network of thirty-five branches serving Central
and Southwest Virginia.

economic reference

net.

handbook dictionary

, Virginia Financial
Group, Inc. The Company is a traditional community banking
provider, offering a full range of business and consumer banking services
including trust and asset management services via its trust company affiliate.

specific subject

There can
be no assurance that those conditions will be satisfied.

Bristol-Myers Squibb is a global pharmaceutical and related health care
products company whose mission is to extend and enhance human life. (Nasdaq: VFGI) announced today that its Board of Directors has
declared a quarterly dividend of $.21 per share, a 10. It also maintains five trust and investment service
offices in its markets , and loan production offices located in Charlottesville
and Lynchburg. Please refer
to Virginia Financial Group's filings with the Securities and Exchange
Commission for additional information , which may be accessed at
http://www.

banking reference

NEW YORK, Bristol-Myers Squibb Company
(NYSE: BMY) has recorded a reserve in the amount of $185 million in
anticipation of the potential settlement of its consolidated securities class
action litigation, pending in the U.

subject banking

5% increase from the
quarterly dividend paid in May 2004, and a 5.

glossary reference

Bristol-Myers Squibb Announces Litigation Reserve

economic by

Virginia Financial Group Announces Dividend Increase

provides economic

vfgi.

forecasting handbook

searchable specific

Virginia Financial Group is one of the largest Virginia based community
bank holding companies.

Statements that may be made in this release relating to the company's
future prospects and performance are "forward-looking statements" that are
subject to risks and uncertainties, both known and unknown, that could cause
actual results to differ materially from those expressed or implied by such
statements.

general reference

banking general

by economic

The parties have reached an agreement in principle on financial terms and
are seeking to finalize non-financial aspects of a potential settlement. At
this time, there can be no assurance that a final settlement agreement will be
reached.

reserve reference

forecasting by

It is the parent company for Planters Bank + Trust
Company of Virginia -- in Staunton; Second Bank + Trust -- in Culpeper;
Virginia Heartland Bank -- in Fredericksburg and Virginia Commonwealth Trust
Company -- in Culpeper.