"
The White Paper is available online at
http://www.

coming measure

, According to a recent nationwide
online survey, gay, lesbian and bisexual (GLB) adults may differ from
heterosexuals when considering their personal financial needs -- especially
decisions on investing, spending and working with financial institutions.S."
(% Very/Somewhat agree)
Base: All Adults

Total GLB Heterosexual
% % %
I am in control of my finances. 18 15 18

TABLE 3
BUNDLED OR UNBUNDLED SERVICES
"If there is little difference on price, quality and function of a product or
a service, would you prefer to bundle your financial services and products
from one financial institution or broker/representative, or use different
financial institutions for each financial product (such as insurance,
investing, general banking, etc .7% of women and 1.

entirely activism

Propensity score weighting was also used to adjust for
respondents' propensity to be online.com

The term "campus violence" includes shootings, murder-suicide, homicide ,
suicide, rape, dating violence, harassment, assault, stalking, hazing, arson,
and hate crimes based on gender, race, ethnicity, or sexual orientation.2% of men report being in an
emotionally abusive relationship within the last school year. "Prevention programs are the key, and successful ones
require commitment from health professionals and administrators.

The American College Health Association, the nation's principal advocate
and leadership organization for college and university health, represents a
diverse membership that provides and supports the delivery of health care and
prevention and wellness services for the nation's college students.

masculinity dating

Not surprisingly, given the higher incidence of children in non-gay
households, heterosexual adults (68%) are more likely than gays (24%) to say
that they would put money aside for children or grandchildren. 59 71 59
I am not very knowledgeable about the
stock market .0% of women and 9.

crossdressing masculinity

44 49 44
I worry about my individual privacy
when dealing with financial
institutions. "Campus violence can seriously affect student learning
and their mental and physical health, making it a health problem that requires
immediate attention," said Joetta L.cfm.acha.

niche dating

Given that there is
still disagreement among analysts over the long-term desirability of the
acquisition, you have to wonder whether standards were higher for her .
Similarly, eight out of ten (80%) gays say they would reinvest the
$100,000 in checking, savings or money market accounts (vs." Only three out of ten (30%) gays also say they "trust
financial institutions to respect customers like me" (vs. It is growing clearer however that gays and lesbians share these
concerns but have different attitudes toward investing and toward forming
trusted relationships with financial institutions," said Jake Stafford, senior
communications strategist at Witeck-Combs Communications. 24 34 24
I worry about bad investment
decisions I have made in the past.
This online sample is not a probability sample .com.S.org.

entirely female

"Precisely because she was a woman, she became not only the best known CEO
in the U. 24% of heterosexuals). Figures for age, sex, race, education, region and income were weighted
where necessary to bring them into line with their actual proportions in the
population. In addition, given the low incidence of
response from transgendered individuals, it is extremely difficult to draw
conclusions from the data captured.
According to the U.acha.

This category includes resources for transgendered individuals, and information about transgenderism in general.

transgendered physically

"That meant that
every business conflict , such as the acquisition of Compaq, became about
whether 'wonder-woman' would prevail or fall on her face. Would
a lesser-known male in her situation have been given more time, or moved to
board chair, as is often done, especially if he increased profits in 2004 by
150 million (a 12% increase ) as she did?"
Fiorina joins 92 chief executives who left their jobs in January.
In addition , if reaping windfall earnings such as $100,000, over half of
GLB respondents (55%) say they would be somewhat or very likely to treat
themselves to "a luxury item" such as jewelry, clothes or a car , compared to
44 percent of heterosexual adults. Seven out of ten (71%) GLB adults and 59 percent of non-gay
respondents say, "It is important to me to know that a financial institution
does not discriminate. 39 40 39
I enjoy learning about investing and
talking with friends and family about
it.

personals relationships

"The real failure here is not Fiorina 's. Trusting and welcoming
institutions remain a far higher priority to GLB adults than to non-gay
respondents.hieurope. EOE M/F/D/V. The paper also focuses on legal mandates, policy
recommendations , and promising practices to help prevent the problem.

measure physically

Burk Says Gender A Factor in Fiorina Firing

)
"Managing, protecting and growing financial assets are important to
everyone.

About Witeck-Combs Communications, Inc. Department of Justice's Violent Victimization of
College Students survey, between 1995 and 2002 students ages 18-24 were
victims of approximately 479,000 violent crimes annually.
ACHA is committed to deconstructing campus violence through the
circulation of its White Paper and by tapping into its members' experiences in
addressing this issue.

transition relationships

24 24 25
In my case, investment decisions are
about luck, not skill .

(1) Please note that base size for the GLB sample is very low, so caution
should be used when considering comparisons to heterosexuals or adults
overall. ACHA-NCHA data
also revealed 2.4% of women and 1.

Transgendered individuals are those who have a gender (a mental measure of masculinity, femininity, or something else entirely) which does not match their sex (being physically male or female).

niche activism

(1)
For example, when U. 46 45 47
I feel confident enough to make
sensible investment decisions.)?"

All Adults

Total GLB Heterosexual
% % %
Bundled products managed
by one representative or
company 39 48 39
Multiple vendors for
financial services 30 25 30
Neither of these 10 7 11
Does not matter 20 20 20

Methodology
Harris Interactive (R) conducted the study online within the United States
between May 4 and 10, 2005, among a nationwide cross section of 2,322 adults
(aged 18 and over), of whom 158 self-identified as gay, lesbian, or bisexual
(GLB).

female ethnicity

American College Health Association White Paper Examines Violent Acts on College and University Campuses

Ongoing
efforts such as the Campus Violence White Paper and ACHA-National College
Health Assessment help the association advocate for student health by
integrating the critical role of college health into the mission of higher
education.

transition intersexed

, she became the most scrutinized ," said Burk."

Harris Interactive combines its intellectual capital, databases and
technology to advance market leadership through its U.harrispollonline.

crossdressing dating

These are a few highlights of a nationwide survey of 2,322 U. adults, of
whom seven percent (158) identified themselves as gay , lesbian or bisexual. 59 56 60
It's important to me to know that a
financial institution does not
discriminate. 33 36 33
I don't trust financial institutions
to respect customers like me. (http://www. With over nine years experience
in this unique market, Witeck-Combs Communications has developed respected
relationships throughout the community and serves as a bridge between
corporate America and gay and lesbian consumers. In April 2003, American
Demographics magazine identified Bob Witeck and Wes Combs as two of 25 experts
over the last 25 years who have made significant contributions to the fields
of demographics, market research, media and trendspotting for their
pathbreaking work on the gay and lesbian market. offices and wholly
owned subsidiaries, HI Europe in London (http: //www.

transgendered transgenderism

The good-old-boy quota system which limits the
number of women at the top is still alive and well. There are several other possible
sources of error in all polls or surveys that are probably more serious than
theoretical calculations of sampling error. Although we
remain interested in the consumer attitudes and characteristics of
transgendered individuals, for accuracy and consistency we distinguish sexual
orientation from gender identity.harrisinteractive.S.

coming niche

36% of non-gays).
And GLB respondents (34%) say they are dissatisfied with the assistance
provided by their financial institutions (vs., a
strategic public relations and marketing communications firm with special
expertise in the gay, lesbian, bisexual and transgender market. 19 19 19
Investing is something I feel obligated
to do, but I don't enjoy doing it. The
White Paper analyzes the patterns of these violent incidents, methodological
problems with collecting crime data , and underlying issues, such as sports
culture and alcohol use.3% of men reported being in a physically
abusive relationship and 1. For more information, visit http://www.

niche transgenderism

Yet she
is the only one whose departure was on the front pages and the lead story on
the networks.
The new survey also asked both GLB and non-gay respondents whether they
agree or disagree with a number of statements about their financial health and
the financial institutions that serve them. 27 36 26
I am dissatisfied with the assistance
that has been provided to me by
financial institutions. queried gay, lesbian,
bisexual and transgendered (GLBT) self-identified respondents.

measure ethnicity

adults are asked how they likely would use some or part
of $100,000 they earned due to investing, approximately eight out of 10 (82%)
gays and 73 percent of heterosexuals say they would reinvest the money into
tax-free accounts.

About Harris Interactive(R)
Harris Interactive Inc. BALTIMORE, In an effort to confront the issue of
campus violence at college and universities , the American College Health
Association (ACHA) has released a White Paper that chronicles the scope of the
problem, presents significant data, and recommends models for prevention.

crossdressing transgenderism

Witeck-Combs Communications /Harris Interactive Survey Suggests Gays More
Likely to Reinvest Assets and Remain More Wary of Financial Institutions

ROCHESTER, N.
Perhaps underscoring how gays believe trust plays a role in choosing a
financial vendor, if there is little difference on price, quality and function
of a product or a service, gays (48%) would prefer to bundle their financial
services and products from one financial institution or broker/representative
while one in four (25%) gay adults say they prefer different financial
institutions for each financial product (such as insurance, investing , general
banking, etc.
Known for The Harris Poll(R) and for pioneering Internet-based research
methods, Harris Interactive conducts proprietary and public research to help
its clients achieve clear, material and enduring results.com), and through an independent global network of
affiliate market research companies.0% of men reported being in a
sexually abusive relationship within that time frame.org/info_resources/guidelines.

relationships activism

Y.
In theory, with a probability sample of this size, one can say with 95
percent certainty that the results for the overall sample have a sampling
error of plus or minus 2 percentage points. Sampling error for the GLB sample
results is plus or minus 8 percentage points.
These statements conform to the principles of disclosure of the National
Council on Public Polls.com), Novatris in
Paris (http://www. Data from the Spring
2004 ACHA-National College Health Assessment (ACHA-NCHA) indicates that out of
a sample of 47 ,202 students, 15.

relationships genderqueer

S. That we have only six women left standing as CEOs in
the Fortune 500, and the pipeline behind them is still only a trickle, is a
big gender story indeed."

TABLE 1
LIKELY INVESTMENT DECISIONS WITH $100,000
"If you were to make $100,000 due to investing, how likely would you be to use
some part of that money for each of the following?
(Percentages of those who say very or somewhat likely)

Base: All Adults

Total GLB Heterosexual
% % %
Traveling for pleasure 75 80 75
Reinvest the money into tax -free
accounts (such as retirement
accounts/bonds) 73 82 73
Improving your home, or buying a
vacation or retirement home 69 67 70
Reinvest the money in checking,
savings, or money market accounts 68 80 68
Putting money aside for your children
or grandchildren 64 24 68
Making substantial contributions to
charities, institutions, or causes
you agree with 61 57 62
Reinvest in the stock market 53 59 53
Treating yourself to a luxury item
such as expensive jewelry, clothes,
or a car 45 55 44
Early retirement 39 48 39
Starting your own business 26 31 26

TABLE 2
AGREE WITH STATEMENTS ABOUT FINANCIAL HEALTH
"Please tell us how strongly you agree or disagree with the following
statements.com) is the
nation's premier strategic marketing communications firm , specializing in
reaching the gay and lesbian consumer market. Carr, PhD, chair of the ACHA Campus
Violence Committee.

transgendered relationships

National Survey Reveals Gay and Heterosexual Personal Financial Decisions May Differ

68% of non-gays).
To become a member of the Harris Poll Online(SM) and be invited to
participate in future online surveys, http://www.

Press Contacts:

Nancy Wong
Harris Interactive
585-214-7316

Kelly Gullo
Harris Interactive
585-214-7172

Bob Witeck
Witeck-Combs Communications
202-887-0500 ext. 19
bwiteck@witeckcombs.

relationships measure

WASHINGTON, Martha Burk, Chair of the National
Council of Women's Organizations, and author of Cult of Power: Sex
Discrimination in Corporate America and What Can Be Done About It
(forthcoming), said today that gender was indeed a factor in the dismissal of
Carly Fiorina as CEO of Hewlitt-Packard yesterday. That's because the business community has failed so miserably
in taking advantage of the talents of women, that the loss of even one at the
top is very big news.
The survey was conducted online between May 4 and 10, 2005 by Harris
Interactive (R) in conjunction with Witeck-Combs Communications, Inc. "These data provide
many insights financial institutions may use to successfully reach out to
their current and prospective gay customers in a direct manner that meets
their needs as individuals and families.
Witeck-Combs Communications , Inc.witeckcombs.

femininity male

It's the failure of corporate
America to live up to all of the hype about gender diversity and how they
value female employees.S. They include refusals to be
interviewed (non -response), question wording and question order and weighting.
It is impossible to quantify the errors that may result from these factors.

Additional Note: Previous research conducted by Harris Interactive in
conjunction with Witeck-Combs Communications, Inc. (http://www.com), the 15th
largest and fastest-growing market research firm in the world, is a Rochester,
NY-based global research company that blends premier strategic consulting with
innovative and efficient methods of investigation, analysis and application.novatris.