As Criswell shook
people's hands after the sermon, he must have sensed something special about
Warren.
At Southwestern Baptist Theological Seminary, Warren became a disciple of
Billie Hanks, Jr.

burgessville unbelievers

" Mr.

preaching stresses

While at California Baptist University , Warren
traveled over 300 miles to hear a sermon by Criswell.
Warren's path to success has not been easy.

understood kerken

"

Designer Appliances, Inc, a subsidiary, is leading the way in the
development of Anti.

reformed rooted

Nutmeg will continue to furnish financial
support, if and as needed.
Several leading religious figures helped form Warren's ideas and works,
particularly W., founder of the International Evangelism Association of Fort
Worth, Texas. Understanding Reverend Rick Warren's life -- who inspired him
and what he has overcome -- brings his followers closer to his appeal in A
Purpose-Driven Life(R): "It's not about you.

unbelievers reformed

We will
continue to extend our reach to other manufacturers but also start to reach
out directly to the mass market with our message.

kerken hnrc

The HRC, also known as the Heritage Netherlands Reformed Congregations, begin in America in the 1870's.

doctrinal kruis

Anti.

denomination hrc

Fatigue tools and technologies that seek to address
the hidden issues of fatigue so as to manage the impact that it is now
being understood to have upon computer users. NEW YORK, Ashley Smith reminded the nation last
Sunday, March 13th just how significantly Rick Warren's The Purpose-Driven
Life(R) has affected a nation.

kruis experiential

A. He also studied the works of three men who laid the groundwork
for the Church Growth Movement, which promoted the creation of "mega
churches": C."

pompton puritan

But what about the mysterious man behind this
revolutionary bestseller? A LIFE WITH PURPOSE (Berkley Hardcover; On sale
March 2005), by George Mair, is the first biography about Reverend Rick
Warren, revealing who and what influenced the man who has, in turn, influenced
the hearts of millions of Americans.

1870 experiential

, Rick's father , helped start at least three churches in the
Medocino, California area, and his entrepreneurial spirit for church building
left a legacy that his son has continued.

burgessville hnrc

Torbay Holdings, Inc, Mineola , NY (OTC BB: TRBY) announced The Nutmeg Group had exercised its first tier of warrants,
acquiring 3,000,000 shares of common stock pursuant to their warrant
agreement of December 16, 2004.D., CPA , of The Nutmeg Group, stated: "Our investment
in Torbay Holdings, Inc.

understood stresses

Warren
has taken McGavran 's philosophy to heart in his life's work: evangelists must
lead the "unchurched" into the arms of faith through inclusive language and
programs catered to people's everyday concerns.

kerken unbelievers

Jimmy Warren , Sr. Donald McGavran, Gilbert Bilezikian, and Robert Schuller.

understood believers

Unlike the kinetics which seem to drive other companies
on this board, Torbay is founded upon technology, has real products and is
focused on continuing the work that is required to make it the success we
believe it will become. The company now has in place those elements, both strategic and
practical, to capitalize upon what we believe is our grossly underestimated
position and potential in the computer input device marketplace. Warren graduated president of his
class from Ukiah High School, his passion for evangelizing already evident to
his classmates and teachers.

believers kerken

Criswell, who is widely considered the most revered American
pastor of the 20th century.

1870 congregations

Warren's parents drew him into the world of evangelism at an early age.

Criswell's comments to Warren, as described in A LIFE WITH PURPOSE,
were a turning point for Warren 's career. Yet even when faced with both
marital and financial challenges, he has adhered to his own three-part formula
for success: simplify your message, rely on your friends, and stay true to
your mission.

reformation understood

Fatigue design also
produces products that are more "Accessible and Assistive" to persons with
dexterity impairment or disability.

Safe Harbor Statement under the Private Securities Litigation Reform Act of
1995: The statements contained in this release that are not historical are
forward-looking statements that are subject to risks and uncertainties that
could cause results to differ materially from those expressed in the
forward-looking statements, including but not limited to, certain delays
and risks detailed from time to time in the company's filings with the
Securities and Exchange Commission.

First Biography Published About Author of A LIFE WITH PURPOSE

kruis understood

PRESS RELEASE Nutmeg Group/Torbay Holdings Inc: Exercise Warrants Independent of Terms

is founded upon our belief in the company and the
management team. As supporters and believers, we are therefore
demonstrating our commitment by ensuring that Torbay will continue to have
access to the financing it needs to more effectively promote its products
into the mainstream market. Whatever the motivation
is of the other market players, who could be either allies or competition,
the reality is that end-users who have heard our message and bought our
products have found the solution they seek.

hnrc reformed

Randall Goulding, J. He married his high school sweetheart, Kay, whom
he first met when he was sixteen.

evangelism congregations

Goulding added, "I was very pleased to see
the result of the shareholder vote, which was convincingly in favor of
increasing the authorized shares of the Company, providing us with further
evidence of shareholder confidence in the Torbay management team. We have
technology, government legislation, supporting legal opinions and clinical
indication on our side and millions of potential customers.

rooted doctrinal

"

Tom Large, President & CEO, stated, "We are delighted but not surprised by
this news as Randy and the Nutmeg group are what I refer to as 'old
fashioned' investors, who look to pick a winner and not play the market
odds.

reformation puritan

It is rooted in the tradition of the Dutch Reformed Churches Under the Cross (Gereformeerde Kerken onder het Kruis) (1838) and places a particular emphasis on experiential grace as understood by the Puritans and the Dutch Second Reformation.