Koenig, M.,
internationally recognized for his groundbreaking research on how religious
involvement is associated with better physical health, opens a window on
mental health in a new book, just released by Templeton Foundation Press.

Dr. He has published extensively in the fields of
mental health , geriatrics, and religion. CHERRY HILL, N.

Religion which recognized Mason Remey as the guardian who succeeded Shoghi Effendi in 1957.

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The Company will
open approximately 55 new branches in 2005 including its entry into the
Washington - Baltimore market this summer.

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PRESS RELEASE New Resource Examines Role of Faith in Mental Health



A unique combination of both the history and the current research of mental
health and religion, along with a thorough examination of faith-based
organizations operating in the field, "Faith and Mental Health" is a
resource for the healthcare community, including medical school
professionals and caregivers; for religious professionals from pastoral
counselors to chaplains; and for everyone concerned with the future of
mental health care. Commerce is maintaining an aggressive expansion pace, working toward
a total asset goal of $100 billion and a branch network of 700 offices by the
year 2009. The
following factors, among others, could cause the Company's financial
performance to differ materially from that expressed in such forward-looking
statements: the strength of the United States economy in general and the
strength of the local economies in which the company conducts operations; the
effects of, and changes in, trade, monetary and fiscal policies, including
interest rate policies of the Board of Governors of the Federal Reserve System
(the "FRB"); inflation; interest rates, market and monetary fluctuations; the
timely development of competitive new products and services by the Company and
the acceptance of such products and services by customers; the willingness of
customers to substitute competitors' products and services for the Company's
products and services and vice versa; the impact of changes in financial
services' law and regulations (including laws concerning taxes, banking,
securities and insurance); technological changes; future acquisitions; the
expense savings and revenue enhancements from acquisitions being less than
expected; the growth and profitability of the Company's non-interest or fee
income being less than expected; unanticipated regulatory or judicial
proceedings; changes in consumer spending and savings habits; and the success
of the Company at managing the risks involved in the foregoing.
The Company cautions that the foregoing list of important factors in not
exclusive. The Company does not undertake to update any forward-looking
statement, whether written or oral, that may be made from time to time by or
on behalf of the Company.

faith bupc

He examines ways of overcoming
these barriers, suggesting and detailing possible solutions that will
require the cooperation between government agencies and private and
faith-based groups .0
version of Noah's Web. This new product has
already opened up many new avenues of marketability to ZKid Network Co. (NYSE: CBH) today declared a two-for-one common stock split, payable
March 7 , 2005 to all shareholders of record on February 25, 2005.

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Harold G.95), he
provides an unprecedented source of practical information about the
relationship between religion and mental health.
(Logo: http://www.newscom.com/cgi-bin/prnh/20050112/PHW042LOGO )
The Company, with 319 stores , is actively continuing its build-out of the
Metropolitan Philadelphia and Metropolitan New York markets.

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In "Faith and Mental Health: Religious Resources for Healing" ($29. He is director and founder of Duke's
Center for the Study of Religion/Spirituality and Health; editor of the
International Journal of Psychiatry in Medicine, a medical research
journal; and editor-in-chief of Science and Theology News, a monthly
international newspaper.0 version of Noah's Web enhances our
marketability immensely. We have been in contact with major catholic charities
and faith based groups for the past three months.

shoghi lamb

Noah's Web is a one-of-a-kind Christian Web Browser
Suite that combines the wisdom of faith with the power of technology. Also portions of Noah's Web monthly subscription fee can be
donated back to the church or faith based charity.

Commerce Bancorp Declares Two-For-One Common Stock Split

, Commerce Bancorp,
Inc. The words "may," "could," "should,"
"would," "believe," "anticipate ," "estimate," "expect," "intend," "plan," and
similar expressions are indeed to identify forward -looking statements.

mason bahai







Templeton Foundation Press


He focuses on the role of clergy, religious organizations, and faith
communities in caring for those with emotional problems and severe mental
illness."
ZKid Network Company is a proprietary software company dedicated to
providing a totally safe environment for children .




Forward-Looking Statements
The company may from time to time make written or oral "forward-looking
statements," including statements contained in the Company's filings with the
Securities and Exchange Commission, in its reports to stockholders and in
other communications by the Company, which are made in good faith by the
Company pursuant to the "safe harbor" provisions of the Private Securities
Litigation Reform Act of 1995.

1957 bupc

Drawing on hundreds
of research studies and clinical trials that examine the effectiveness of
religious psychotherapies from Christian, Muslim , and Buddhist
perspectives, Dr.J.

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Based on this research, he offers an evaluation of whether
religious faith represents a resource or a liability in terms of mental
health.

interpreted remey

Board certified in general
psychiatry, geriatric psychiatry, and geriatric medicine, he is professor
of psychiatry and behavioral sciences and associate professor of medicine
at Duke University Medical Center.

ZKid Network Company Announces the Launch of the 7.0 Version of Noah's Web



Safe Harbor Provisions:
Safe Harbor Act Notice.

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Dr.
(OTC Bulletin Board: ZKID) is proud to announce its new product, the 7.

provisions bah

Dr. Noah's
Web exclusively offers users faith based themes, spirituality and words of
encouragement audibly spoken by the agent character, Noah. Noah's Web can be an
extremely attractive vehicle for faith based charities to use as a value added
premium product. Ron Gardner at
858-824-1940 or visit our new website at http://www.

scripture remey



These forward-looking statement include statements with respect to the
Company's beliefs, plans, objectives, goals, expectations , anticipations,
estimates and intentions, that are subject to significant risks and
uncertainties and are subject to change based on various factors (some of
which are beyond the Company's control ).

recognized prophecies

Koenig begins by examining the evolution of the relationship between
religion and mental health through the centuries. Historically, major
religious traditions have related to the mentally ill and emotionally
vulnerable in ways that range from positive to fearful to violent.

Even as faith-based groups strive to support the delivery of mental health
services, barriers remain to both research and implementation.

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Koenig describes the ways that religious faith can
contribute to mental health. Koenig
outlines these obstacles that stand in the way of scientific research on
the relationship between religion and mental health: methodological,
focus/priority, funding, and attitudinal.. This release may contain forward looking
statements that involve risks and uncertainties, including without limitation,
acceptance of the Company's products, increased levels of competition, product
and technological changes, the Company's dependence on financing and third
party suppliers, and other risks detailed from time to time in the Company's
federal filings, annual report, offering memorandum or prospectus.
Specifications are subject to change without notice.

1957 bahai

Koenig completed his undergraduate education at Stanford University,
his medical school training at the University of California at San
Francisco, and his geriatric medicine, psychiatry, and biostatistics
training at Duke University Medical Center.

CHICAGO, ZKid Network Co.
CEO Donald Weisberg said, "The new 7. Subscribers can
participate in a Virtual Private Network (VPN) specifically designed to
provide a totally safe environment for children.

Commerce Bank is one of the nation's fastest-growing financial services
retailers with deposits exceeding $27 billion and assets exceeding $30
billion.

troops faith

Today
there is a growing consensus that religious factors influence the mental
health and wellbeing of persons with mental illness.

provisions mason

Using scientific
methodology, he explores how religious beliefs and practices are related to
coping and positive emotions, as well as the use of religion for
psychiatric disorders, substance abuse disorders, and severe mental
illness.com.

remey bahai

He describes five categories of faith-based organizations (FBOs)
that deliver mental health services and provides details on their
organization and mission, along with examples that illustrate their
functions.
For investor information, contact Equitilink PR: Mr.zkidnetwork. For more information about Commerce, please visit the Company's
interactive financial resource center at commerceonline.

lamb lights

faith interpreted

Noah's Web has all
the same safety features as the ZKid Browser. ZKid's software provides
safe internet e-mail and chatroom capabilities as well as fully animated
education/entertainment content for children ages 4-10.

bupc 1957

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