Prior, Szeto held a series of positions with
increasing responsibilities in the Asian operations of Silicon
Graphics, Inc. He also has worked in Asian sales for Apollo Computer
and Data General.1% to only 0. Kamakura has world-wide distribution
alliances with IPS-Sendero (www.

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Companies with default
probabilities between 10% and 20% remained constant at 0. "Advanced Financial Risk Management" was
recently named best finance book of 2004 on
www. Kamakura is also the
first company in the world to develop and install a fully
integrated credit risk, market risk, asset and liability
management, and transfer pricing software system.
Professor Jarrow and Dr.com) and Unisys
(www.

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Prior
to Bridgewater Systems , Szeto was the vice president and general
manager of Convergys Corporation's Asian operations.3% in March to 4. The number of global companies with default
probabilities over 20% fell 0.

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The new office, headquartered in Singapore, will
support the company's rapidly developing Asian customer base and
extend its reach to wireless and broadband communications service
providers throughout the region.

About Kamakura Corporation

Kamakura Corporation is a leading provider of risk
management information, processing and software.

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Bridgewater Systems Opens Asia-Pacific Regional Office Expands Management Team With New Vice President Asia

Out of the box, Bridgewater 's solution offers the
industry's best products in terms of reliability, scalability,
flexibility , interoperability, and capability. The all time high of the
index was 28%, reached at the peak of the last recession in
September 2001. Kamakura
has been a provider of daily default probabilities and
default correlations for listed companies since November
2002. Kamakuras risk management products
are currently used in 19 countries, including the United
States, Canada, Germany, the Netherlands, France,
Switzerland, the United Kingdom, Eastern Europe , the Middle
East, Africa, Australia, Japan, China, Korea and many other
countries in Asia.

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"
Bridgewater Systems brings expertise as an established leader in
centralized policy management to wireless and wireline Asia-Pacific
service providers. For more information on Kamakuras free trial
offer please contact Kamakura at info@kamakuraco.com.

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The company is a leading contributor
to standards development in the IETF, 3GPP2, WiMAX and DSL Forum and
is an active member of 3GPP .0% of the universe.

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With Bridgewater's software, service
providers have an intelligent policy-decision point for the management
of subscribers, applications, and network resources.bridgewatersystems.

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Kamakura expanded the index beginning in
January to a global index covering 16,000 public companies
in 29 countries using the fourth generation version of
Kamakuras advanced credit models.com ). Kamakura launched its business mortality model for
unlisted companies in January 2004.unisys .

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"Network operators across the globe are investing in technology
that helps them more effectively manage network resources and launch
new applications that establish competitive differentiation, " said Ed
Ogonek, president and CEO of Bridgewater Systems.7% decline from February
2006 and improves on the March 1994 record of 5. The number of
companies with default probabilities between 1% and 5%
improved by 0. Kamakura
management has published twenty-one books and more than 100
publications on credit risk, market risk, and asset and
liability management.

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"We have received
very positive responses from our market development efforts in the
Asia-Pacific region , initially including the highly developed
broadband and wireless markets such as Korea and Japan and in the
high-growth markets such as China and India.

PRESS RELEASE Global Credit Quality Index Reaches Record Level for Best Credit Conditions

7% of the public
company universe represents a 0.9% of the universe.riskbook.ips-sendero.

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Steven Yat Ming Szeto, Bridgewater Systems' vice president,
Asia-Pacific, will lead the Singapore office, which will serve as the
regional headquarters for the company's Asia-Pacific business. Szeto
has more than two decades of experience selling telecommunications
technology solutions to network operators in the Asian market. The Bridgewater
Systems' product suite delivers high performance policy management via
its market-leading authentication, authorization and accounting (AAA)
and Dynamic Host Configuration Protocol (DHCP) systems.

Beginning in January, Kamakura has moved to a global index
covering 29 countries using the annualized one month default
probability produced by the best performing credit model of
the Kamakura Risk Information Services default and
correlation service.

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Its solutions help global service providers maximize profits and
launch new services faster.
Kamakura Corporation reported
today that its monthly global index of troubled companies
reached its lowest level since the index was begun in 1990.
Credit conditions in March were better than at any time in
the last 16 years.3% of the
universe. Kamakura
has clients ranging in size from $3 billion in assets to
$1.com ), making Kamakura products available in
almost every major city around the globe.

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www.

(Click here for details)
Never in the last 16 years have credit conditions been this
good , said Warren Sherman, Kamakura President and Chief
Operating Officer.kamakuraco.

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With Steven 's existing
relationships and proven experience selling technology to carriers in
the market, he will be invaluable in helping Bridgewater grow our
business in this critical area. Its carrier-grade
authentication, authorization and accounting (AAA) systems support
deployments with more than 50 million provisioned users and one
billion transactions per month.0%. The model used is the fourth
generation Jarrow-Chava reduced form default probability, a
formula that bases default predictions on a sophisticated
combination of financial ratios, stock price history, and
macro-economic factors. More
information can also be found on the Kamakura Corporation
web site www.

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9%.com and in "Advanced Financial Risk
Management" (John Wiley & Sons, 2004) by Kamakuras van
Deventer, Kenji Imai, and Mark Mesler (available on
www.amazon.

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There , he
significantly expanded the company's sales, partner and alliance
initiatives in the cable , wireless and wireline industries in
significant deployments throughout Indonesia, Thailand, Sri Lanka,
China and Korea. It also offers
a range of modular products for application support, mediation , and
dynamic broadband management. Bridgewater Systems' proven
carrier-class products deliver on-demand data services, extensive
revenue capture capabilities, and out-of-the-box value that can be
deployed in weeks -- instead of months.1% to 0.

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Kamakura
defines a troubled company as a company whose default
probability is in excess of 1%. Companies
with default probabilities between 5 and 10% improved by
0.

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About Bridgewater Systems

Bridgewater Systems develops the industry's most advanced
subscriber-centric policy management software for IP-based services . The new record of 5.

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The countries currently covered by
the index include Australia, Austria , Belgium, Brazil,
Canada, Denmark, Finland, France, Germany, Hong Kong, India,
Ireland, Israel , Italy, Japan, Luxemburg, Malaysia,
Netherlands, New Zealand, Norway, Singapore, South Africa ,
South Korea, Spain, Sweden, Switzerland, Taiwan, United
Kingdom, and the United States.

Kamakura is offering free trials of its KRIS default
probability and default correlation service to qualified
institutions.

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6%
of the universe.

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Business Editors/High-Tech Editors

OTTAWA----

New Customer Engagements, Rapid Build-out of Telecommunications
Infrastructure Drives Company's Expanding Presence

Bridgewater Systems(TM), a leading developer of subscriber-centric
policy management software for IP-based services, today announced it
has opened a regional office in Asia to address growing customer
opportunities.
More than 40 leading service providers from around the globe
(including: Verizon Wireless, Sprint PCS, Bell Mobility, Virgin Mobile
USA,) trust Bridgewater's technology and business insight to help them
deliver world -class services.

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Founded in 1997, Bridgewater Systems is
a privately held company.6 trillion in assets.

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In spite of the well-publicized
problems in the auto sector, global credit quality is such
that the number of troubled companies is less than half of
the 16 year average for the index: 14.com.

Kamakuras research effort is led by Professor Robert
Jarrow , who was named Financial Engineer of the Year in 1997
by the International Association of Financial Engineers.

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com

All companies and products listed herein are trademarks or
registered trademarks of their respective holders. van Deventer were both named to the
50 member RISK Hall of Fame in December 2002.

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- - kjjkjk

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