com/reports/c17278) has announced the addition
of Arabia Outlook Medical Market Intelligence Report to their offering."
Reish's white paper, along with a fiduciary guide produced by The
Principal(R) (both of which are available at www.

1377 hammad

com
Fax: +353 1 4100 980

In reality, ERISA
probably does apply and is actually beneficial to the plan. As an expert on ERISA matters, Mr., a
member of the Principal Financial Group.

cohesiveness kalb

As a leader in the retirement plan industry, we
often have 403(b) plan sponsors come to us for help who were not
advised appropriately by prior service providers.

empirically comte

principal.

About Fred Reish, ESQ.

thinkers ibn

The greatest danger is that they
will do nothing to fulfill their legal responsibilities to manage
their plan and its investments ," explains Reish. "Employers must be diligent in their selection of plan
service providers., CFO Magazine, New York Times, Washington Post,
Institutional Investor, and Pensions + Investments.

kilcullen citing

Research and Markets: Arabia Outlook Medical Market Intelligence Report

Saudi Arabia is an absolute Islamic monarchy, ruled by King
Fahd Ibn Abd Al-Aziz As-Sa'ud. Despite the growing awareness
of this issue , however, many tax- exempt employer sponsors of 403(b)
retirement plans mistakenly think they are not subject to ERISA
requirements--putting them at risk of significant fines, penalties or
even imprisonment. Assemble a broad lineup of investment options that satisfy
generally accepted investment selection criteria.

zayd empirically

comte abd

"
Reish and Friedman recommend employer sponsors of 403(b) plans to
look for a service provider that will:

1.

4.7 billion in
assets under management(2) and serves some 14.

zayd applicability

com/reports/c17278

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets.

The Principal Financial Group Provides White Paper from Noted ERISA Expert to Help Plan Sponsor Clients and Intermediaries Navigate Fiduciary Responsibilities

A member of the
Fortune 500, the Principal Financial Group has $168.com

(1) "The Principal Financial Group" and "The Principal" are
registered service marks of Principal Financial Services, Inc.

His magnum opus, the Muqaddamah (Introduction) of 1377, represents the earliest critical study of history.

rahman empirically

newscom. For more
information, visit www.

summarizing thinkers

It
provides an appropriate framework for running a responsible plan,"
says Aaron Friedman, national practice leader--non-profit consulting,
The Principal.

abd hammad

Ltd


For more information visit
http://www. Reish is frequently
quoted by both professional and public publications, including
Fortune, Forbes, Inc.

About the Principal Financial Group

The Principal Financial Group(R) (The Principal (R))(1) is a
leader in offering businesses, individuals and institutional clients a
wide range of financial products and services , including retirement
and investment services, life and health insurance and banking through
its diverse family of financial services companies.

comte thinkers

Under the Sixth Development Plan, the healthcare sector expanded rapidly
and the government hopes to sustain that growth by investing in construction
and other projects. is traded on the
New York Stock Exchange under the ticker symbol PFG.

rahman empirically

Fred Reish has practiced employee benefits law since 1973.

rahman khaldoun

Importantly, the
market can be seen in its global context with international market
comparisons. Ltd
- SPIMACO
- Samir Photographic Supplies Co.

3. Provide assistance with federal government-required tests and
reports, including monitoring contribution limits and preparing
Form 5500 Annual Reports.

comte khaldoun

Reish authors a monthly column on
401(k) fiduciary responsibility for Plan Sponsor magazine, as well as
a quarterly column on that subject for the Journal of Pension
Benefits.

arguably khaldun

The report provides a comprehensive
analysis of the Arabian market and, importantly, provides 5-year forecasts by
technology category, national data projections, outlook and key developments
such as regulation, health facilities and government policy.
Saudi Arabia occupies most of the Arabian Peninsula and is bordered by the
Red Sea, the Arabian Gulf, United Arab Emirates, Qatar, Iraq, Jordan, Kuwait,
Yemen and Oman .

Topics covered in the report include:

- Medical Device Market
- Current Size
- Projections
- Outlook
- Market Structure
- Medical Device Imports
- Domestic Production
- Domestic Producers
- Exports
- Market developments
- Specialist hospitals
- Seventh Development Plan
- Medical Equipment Leasing Fund
- Construction Projects
- Key National Data Projections
- International Market Comparisons
- Sources

Companies mentioned:

- Alshifa Medical Syringes Manufacturing Co.

2.

1332 1377

"We see that many not-for-profit organizations need help
understanding 403(b) and the applicability of ERISA. Provide managed investment options to offer to participants (for
example , lifestyle or lifecycle investment options). Principal Financial Group, Inc.

zahoor 1332

com/cgi-bin/prnh/20040820 /RESEARCH )
This Outlook Report is ideal for executives wanting to understand the key
drivers in medical markets worldwide. Mr.

In it, he explains how social cohesiveness binds societies together; and maintains that the rise, change, and fall of societies follow natural laws that can be empirically discovered.

historiography kalb

(Logo: http://www.

Business Editors

DES MOINES, Iowa----

Employer Sponsors of 403(b) Plans May Unknowingly
Risk ERISA Violations

Employers today are more concerned than ever about their fiduciary
responsibilities for retirement plans. Provide information to assist fiduciaries in monitoring the
performance of the investment options against commonly accepted
benchmarks.principal.

Arguably the greatest of the medieval Arab scholars, his thinking has impacted the fields of cultural history, historiography, sociology, political science, philosophy of history, and education.

applicability khaldoun

researchandmarkets.9 million customers
worldwide from offices in Asia, Australia, Europe, Latin America and
the United States.

(2) As of December 31, 2004

impacted summarizing

"The easiest breach
for a lawyer to prove is the failure to consider the needs of the plan
and the participants.

kilcullen arguably

To help educate not-for-profit employers and their
advisors on the particulars of ERISA obligations, the Principal
Financial Group(R) is releasing a white paper written by leading ERISA
expert Fred Reish, partner and managing director of the law firm of
Reish Luftman Reicher + Cohen.
"The greatest risk for 403(b) decision-makers is if they do not
realize that they are fiduciaries.com) help
educate employer sponsors of 403(b) plans and intermediaries about key
fiduciary concerns, including selection and monitoring of plan
investment options, evaluation of plan expenses and reporting
requirements. He has
written four books and over 200 articles on ERISA, IRS and DOL audits
and pension plan disputes.

arguably rahman

researchandmarkets.

Abu Zayd Abd-Al-Rahman Ibn Khaldn was born in Tunis in 1332 of a Spanish Arab family.

empirically ibn

DUBLIN, Ireland, Research and Markets
(http://www.

khaldun 1332

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- - kjjkjk

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