, vice president of
Academic Affairs; William E. We are
especially proud that all of our campus residence halls and buildings
will soon be ready for incoming students in eight months.
The Bank's deposits are insured up to the maximum legal amount by the Federal
Deposit Insurance Corporation.

theologica mediaeval

"
As vice president of Academic Affairs, Mr. Earlier, he served more than 21 years as
executive director of three American Red Cross chapters in Virginia
and Florida., Southern Catholic will offer small classes and a
learning environment grounded in values and the Catholic intellectual
tradition ."
Irwin Bank and Trust Company is a state chartered commercial bank that
conducts its business from its main office located in Irwin, Pennsylvania,
seven branch offices, a loan center, a trust department and five supermarket
branches located in the Pennsylvania counties of Westmoreland and Allegheny.

mediaeval routledge

Bowring will be responsible for
the spiritual outreach program and the Theology program at Southern
Catholic College. The college plans to open in the Fall 2005. For additional
information , call 706-216-8860, or visit www. The
recent multi-billion dollar issuance of Fannie Mae fixed-rate preferred stock
with a substantially different market structure and the ongoing negative
publicity concerning Fannie Mae and Freddie Mac have negatively impacted the
market value of these investments .

scotus longeway

There, he worked as associate dean of the College of Computing, acting
associate director of the School of Information and Computer Science,
and a member of the Computing faculty. At Barry,
Mr. The Company's common stock is traded on the
American Stock Exchange under the symbol "IRW ".

ontological routledge

Southern Catholic College Makes Key Executive Appointments as it Prepares for September Opening; Southern Catholic Completes Purchase of New Facilities for Daw

Fenton completed a $100 million capital campaign , exceeding their
goal by $20 million. Located
in Dawsonville, Ga.myirwinbank.

longeway spade

Roy joins Southern Catholic after a 25 year career in Finance
with colleges in the southeast.

terminorum aristotelian

LeBlanc, Jr.

The medieval period in philosophy dates from the end of the Roman empire (5th century CE) to the European Renaissance (14th century CE), and is largely defined by Neoplatonic, Aristotelian, and Scholastic philosophies .

summa modality

Fenton, Jr. Most recently, he was vice president for
Institutional Advancement at Barry University in Miami, FL. While these securities continue to carry
investment grades, current accounting rules and SEC guidance require us to
make this determination.

analogical fourteenth

----Southern Catholic
College, a regional private Catholic college in formation, today
announced four key executive appointments and the completion of its
purchase of a 100 acre site in Gold Creek Resort in Dawsonville, GA,
as it prepares for its opening on Sept. Earlier, she
served as comptroller at Rollins College in Winter Park, FL.org

President and CEO Charles G.

simo ockham

Fenton's responsibilities as vice president of Institutional
Advancement will include the capital fund campaign and annual fund
campaign for the college.

Southern Catholic College is a private, co-educational liberal
arts college dedicated to preparing moral and ethical leaders.

theologica duns

Urtin stated, "We do not believe this
impairment is related to credit quality but rather to interest rates.

spade fourteenth

Prospective students can tour the campus and meet the faculty and
staff at Southern Catholic College during its next scheduled open
house on Feb.
Mr. Previously , he was associate professor of Sacred
Theology at St. Roy
holds a MBA from Rollins College and a bachelor's from Grove City
College in western Pennsylvania.southerncatholic.

pasnau mediaeval

"We are excited to welcome four of the finest professionals in the
academic community to our college," said Jeremiah Ashcroft, president
of Southern Catholic.

ashworth summa

Business Editors

DAWSONVILLE, Ga. The site features nine buildings
that are ready to be used as residence halls and a conference center
which is being converted to an educational center with classrooms,
administrative offices, library, fitness center and a dining hall,
until the next phase in its expansion. "Their valuable expertise and exemplary track
record in the college community will make significant contributions as
we approach the opening of Southern Catholic College this Fall and to
its future success. Thomas
Aquinas in Rome, Italy , a master's degree in Theology from Franciscan
University of Steubenville in Ohio and is licensed in Sacred Theology
from the Dominican House of Studies and John Paul II Institute in
Washington D.
Ms.com
Statements contained in this news release which are not historical facts
are forward-looking statements as the term is defined in the Private
Securities Litigation Reform Act of 1995.

simo analogical

He
holds a doctorate in Sacred Theology from the University of St. Ms.80 per fully diluted share charge to earnings as a result of
an other than temporary impairment in the value of certain Federal Home Loan
Mortgage Corporation (Freddie Mac) and Federal National Mortgage Corporation
(Fannie Mae) adjustable rate preferred stocks it holds in its investment
portfolio.

analogy celano

analogy celano

pasnau terminorum

LeBlanc joins Southern
Catholic after serving more than 27 years in a variety of faculty and
executive positions at Georgia Institute of Technology in Atlanta. Mary's College of Ave Maria University in Michigan.C . Most recently, she was associate vice
president for Finance at Agnes Scott College in Atlanta.

analogical duns

Southern Catholic College also closed on a 100 acre site located
at Gold Creek Resort in Dawsonville. LeBlanc holds a doctorate
and master's degree in Computer Sciences from the University of
Wisconsin and a bachelor's in Physics from Louisiana State University.
As dean of Spiritual Mission, Mr.

pasnau duns

For more information please
visit http://www.

brower theologica

8., vice president of
Institutional Advancement; Kelly Bowring , dean of Spiritual Mission;
and Karen Roy, vice president of Fiscal Affairs. He holds a master's degree in Education from Stanford
University and a bachelor's degree in Sociology from the University of
Notre Dame., the holding company of Irwin Bank + Trust Company, today announced that
in connection with the preparation of its financial statements for the quarter
and year ended December 31, 2004 , it determined to take a non-cash after tax
$2. Such forward-looking statements are
subject to risks and uncertainties which could cause actual results to differ
materially from those currently anticipated due to a number of factors, which
include, but are not limited to, factors discussed in documents filed by the
Company with the Securities and Exchange Commission from time to time.

duns analogy

IRWIN, Pa.

ashworth aristotelian

The appointments are: Richard J.

IBT Bancorp Inc. Announces Fourth Quarter Charge on Fannie Mae and Freddie Mac Preferred Stock

analogical simo

27. Mr., (Amex: IRW) IBT Bancorp,
Inc.

analogy scholasticism

We are very thankful for all the support we have
received in bringing the opening of our college to reality.

4 million or $.

scotus fourteenth

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- - kjjkjk

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