"Hunger can be life-threatening," said NCOA President and CEO James
Firman.

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4 million reports identifying benefits
programs have been completed. The NCOA president and CEO is
James Firman.

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Reversing the Social Security Crisis; Reverse Mortgages Supplement Social Security Income

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For more information go to
http://www.

This category is reserved for general information and websites about retirement for retirees, and for specific retirement issues for specific groups.

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"Since an estimated 80 percent of seniors own their own homes
representing some $2 trillion in equity, the reverse mortgage has
tremendous potential in stabilizing the finances of those dependent on
an unstable Social Security system," says Peskin. This means
future retirees will have to adjust their financial plans accordingly.

About NCOA
Founded in 1950, The National Council on the Aging is a national network
of organizations and individuals dedicated to improving the health and
independence of older persons, and to increasing their continuing
contributions to communities , society and future generations.

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"The reverse mortgage is
a viable option providing income that can supplement Social Security
benefits for millions of retiring Americans," says Peskin, a leading
consumer advocate of reverse mortgages.

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S.
Fortunately, there are federal and state programs to help.

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"
BenefitsCheckUp can also help seniors find health care programs,
prescription drug assistance , in-home services, energy assistance, financial
assistance, legal services, housing assistance and property tax programs, as
well as employment programs and volunteer opportunities.

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The latest estimates are that Social Security will pay out more
than it takes in by 2018 and reach depletion by 2042. But, about
60 percent of those who qualify for federal and state programs like these have
not enrolled.

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Business Editors/Financial Editors

NEW YORK----As the Bush
Administration today announces solutions for a troubled Social
Security system, many seniors are discovering a way to reverse the
crisis on their own.

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benefitscheckup.

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It
allows seniors age 62 and older to tap into their home's equity in a
loan that becomes due upon their death or relocation. They include
the Food Stamp Program, the Elderly Nutrition Program - Congregate or Group
Meals, and the Elderly Nutrition Program - Home Delivered Meals.

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Proper Nutrition for Seniors is Essential for Good Health and Only a Click Away on The National Council on the Aging's Free Online 'BenefitsCheckUp'

You or someone you know can find out quickly if you qualify for nutrition
programs by using BenefitsCheckUp (R) at http://www.
BenefitsCheckUp is a quick and easy way to see if you or someone you know
qualifies for programs that can save lives as well as hundreds or even
thousands of dollars a year.com, for the National
Council on the Aging; or Scott Parking of the National Council on the Aging,
+1-202 -479-6975, Scott.

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"Factor in rising household debt, which has nearly tripled for
America's elderly population since 1992, and the need for alternate
financial tools is self-evident," says Peskin.

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is growing rapidly, according to The National Council on the Aging
(NCOA).

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Created and backed by the Federal government, the reverse mortgage
is a well-established financial tool with a new sense of purpose. It is
the first of its kind, free, confidential, Web-based service designed to
identify benefits and help people over 55 determine how to claim them. "Seniors who experience hunger are at risk for serious health
problems. For more
information on NCOA, visit http://www.

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About the Senior Lending Network

Founded in 2003, the Senior Lending Network, a program by Mortgage
Warehouse, was created to inform, educate and assist seniors aged 62
and older about the powerful benefits of reverse mortgages. Since the service
was launched in 2001, more than 1.

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By
supplying interested seniors with an educational video and access to a
qualified Reverse Mortgage expert in their area, the Senior Lending
Network has to date helped thousands of seniors obtain the means to
living a better life.com

According to the USDA, more than three quarters of a million Americans
over 65 and living alone have difficulty providing themselves with a steady
supply of food and experience some degree of hunger. Hunger increases the risk for stroke, exacerbates pre -existing ill
health conditions, limits the efficiency of many prescription drugs, and may
affect brain chemistry increasing the incidence of depression and isolation.

CONTACT: Robert Deigh , +1-703-401-6339, rdeigh1@aol.Parkin@ncoa.

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WASHINGTON, Despite living in the world's most
bountiful food-producing country, the number of seniors who suffer from hunger
in the U.

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seniorlendingnetwork . Last
year alone, more than 275,000 people used BenefitsCheckUp and, among users,
about 100,400 found they were eligible for nutrition benefits they were not
yet receiving.ncoa.

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"The rules of retirement are changing as impending Social Security
shortfalls create a huge need for new retirement tools," says David
Peskin, President of Senior Lending Network.

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