Kato earned her BS in Health Sciences and MA
in Education and Counseling from San Jose State University. In addition, she
has served as a guest lecturer at Stanford University and Santa Clara
University. WASHINGTON, One Economy Corporation and E*TRADE
FINANCIAL have joined forces to help low to moderate-income people build their
assets and raise their standard of living through improved access to and
knowledge of banking , investing and borrowing opportunities. The tools and resources
will be housed on One Economy's consumer portal, "the beehive"
(http://www.org), a bi-lingual self-help website that offers
national and local information and resources to help low to moderate-income
people better their lives."
According to a 2005 Pew Internet Project Report, 53 million people, or 44%
of internet users, say they use online banking."

About E*TRADE FINANCIAL
The E*TRADE FINANCIAL family of companies provides financial services
including trading, investing, banking and lending for retail and institutional
customers. One Economy's strategy is to bring
technology into the home, provide online multilingual content through the
Beehive website (http://www.one-economy."
Huyler has spent his entire career in human resource management,
most recently as Senior Vice President of Human Resources at NCO
Financial Systems, Inc. His responsibilities
included HR and payroll servicing for employees and sites, both
domestic and international. With an experienced management team
and top-tier investors , IRMC is a fast-growing company with expansion
plans in North America, Europe and Asia.

offers expatriates

"Nancy will make a terrific addition to TiVo's executive team," said David
Courtney, CFO and EVP of Worldwide Operations + Administration at TiVo. By contrast, only
32% of people who earn less than $30K are using the internet to manage their
money.
Research shows that online banking is on the rise rapidly , and access at home
only boosts that growth.
"The backbone of our industry is our employee base ," said Vikas
Kapoor, President and CEO.
I am up for the challenge because the roadmap IRMC has developed is an
exciting one. Ltd.

resources offers

TiVo Names Nancy Kato as Company's Vice President Human Resources

Kato will be responsible for
developing and managing all processes and policies in regard to employee
relations, recruiting and hiring, performance assessment and compensation as
well as employee and organizational development. She is active in numerous charitable causes for area children and
the elderly.thebeehive.
"E*TRADE FINANCIAL is proud to collaborate with One Economy to develop and
deliver online banking and investing tools and resources to underserved
individuals via the internet," said Arlen Gelbard, Chief Administrative
Officer, E*TRADE FINANCIAL Corporation.
"We understand that online banking is a phenomenon reaching unprecedented
numbers of Americans," said Rey Ramsey, One Economy CEO.

expatriates individuals

Kato joins TiVo from Hewlett-Packard, where she served as Vice
President of Global Compensation.
Prior to her role at HP, Ms.

One Economy Corporation and E*TRADE FINANCIAL Join Forces to Provide Bi-lingual Education and Access to Financial Opportunities for Low to Moderate-Income Amer

The first two tools "How to Bank Online" and "How to Pay Bills Online"
were released this quarter. "One Economy's efforts to bridge the
digital divide will help an audience that is repeatedly and systematically
isolated from the economic mainstream. Of people with broadband at home, fully 63% have used online banking.

Business Editors

NEW YORK----George M. in the Philippines; and IntelliRisk Management India
Pvt.

this living

NOTE: TiVo and the TiVo Logo are registered trademarks of TiVo Inc.org and are available in both English and Spanish .thebeehive.

George Huyler Joins IRMC as Top HR Officer; Industry Veteran to Focus on Compliance Global Workforce

And we
need to bring these standards to our 6,000 employees across the globe.
Huyler is a member of the American Society of Training and
Development and the Society for Human Resource Management and has been
an industry speaker at a number of relevant conferences on human
resource trends and issues.

expatriates abroad

In this role, Ms. Kato developed strategic
compensation and planning for the company 's 150,000 worldwide employee base.
She has also held senior roles at Compaq and Tandem. Today, the company continues to revolutionize the way
consumers watch and access home entertainment by making TiVo the focal point
of the digital living room, a center for sharing and experiencing television ,
music, photos and other content. All rights reserved. The organization has youth and
on-the-ground programs in a dozen cities in the United States, as well as
South Africa and the Middle East. For more information, please visit
http://www. "And no one knows the dynamics of a
well-trained, motivated workforce in the new global environment better
than George Huyler. George will bring a high level of professionalism
and experience to IRMC as we grow the company in the United States and
abroad . in India.

resources french

, TiVo Inc."
A Silicon Valley native, Ms.

About TiVo Inc. The company is based in
Alviso, Calif.thebeehive. This number has nearly doubled
since 2002, growing faster than any other internet activity."
In addition to his industry experience in customer management and
call centers, Huyler also has professional HR experience in the
financial and industrial sectors.
IRMC provides client solutions through its global operations
network of nearly 6,000 employees.

category expatriates

Ms. TiVo connects consumers to the digital
entertainment they want, where and when they want it . The tools can be accessed free, nationwide
at http://www. Bank and lending products and services are offered by
E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries.com.com.
"The team IRMC has assembled is world-class, which is a big
attraction as the company undergoes a significant overhaul of its
operations and aims for a high-performance culture," said Huyler.
The IRMC family of companies are united in a corporate vision and
mission, while maintaining unique company names, including: Allied
Interstate and First Contact in the United States; CBCL in Canada;
Legal + Trade Collections, Legal + Trade Financial Services, Reachflow
and Revenues Management Services in the United Kingdom; IntelliRisk
Philippines, Inc.

individuals this

ALVISO, Calif.

The three-year
agreement includes the development of financial tools and resources that teach
people how to bank , pay bills and invest online, as well as how to take better
advantage of the Earned Income Tax Credit (EITC). The multimedia-rich tools, written at a sixth-
grade literacy level, employ audio and visual elements to break down the
basics of managing money online. "It is our belief
that low to moderate -income individuals and families should benefit from the
same opportunities afforded to those with greater means.

About One Economy Corporation
One Economy Corporation is a national nonprofit organization that helps
bring access to technology into affordable housing around the United States,
and uses that technology to connect low-income people to information and tools
that help them improve their lives.org), and help people gain the comfort
and training needed to use technology to raise their standard of living.
Through its Bring IT Home campaign, One Economy has helped bring broadband
into the homes of 200,000 low-income people. Huyler, a
leading human resources expert , has been appointed Executive Vice
President, Chief Personnel Officer at IRMC, a premier provider of
customer management solutions specializing in collections, accounts
receivable management, and customer retention services.

resources abroad

(Nasdaq: TIVO) announced today that Nancy Kato has joined the company as Vice
President of Human Resources.
Founded in 1997, TiVo, a pioneer in home entertainment , created a brand
new category of products with the development of the first digital video
recorder (DVR). in
the United States and other jurisdictions.

CONTACT: Liz Sarachek Blacker of One Economy Corporation,
+1-202-393-0406, lblacker@one-economy. At NCO, Huyler was a senior human resources
officer for one of the largest accounts receivable management and
business process outsourcing firms in the world.

This category offers resources for French individuals living abroad.

individuals french

She will report to David
Courtney, TiVo's Chief Financial Officer and EVP, Worldwide Operations +
Administration . At HP, Ms. Kato was Senior Vice President of Human Resources
for Ariba where she developed Human Resources initiatives for a wide range of
issues from workforce management to recruiting and employee benefit programs. "Her
broad depth and range of experience in all aspects of employee and
organizational development will serve the company well as TiVo continues to
revolutionize the way consumers watch and access home entertainment. Securities products and services are offered by E*TRADE Securities
LLC (Member NASD/SIPC). "We
aspire to the highest levels of client satisfaction across the board,
and it starts with knowledgeable and well-trained employees. He also holds the professional designation
of "Professional in Human Resources," from the Human Resource
Certification Institute of the Society for Human Resource Management
and has taught HR professionals for the Cornell School of Labor
Relations .