XN Holdings is headquartered in Boca Raton, Florida, with
the Global Service Center in Montreal, Canada.

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XN offers both corporate- and
association-sponsored expatriate employees "24/7" access to
personalized insurance and financial information from any location in
the world, through both the Web and a multilingual call center. A full range
of corporate upgrades and service options are offered at extra
charge.

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To date Nokia
has over 45 PoC references globally.

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About Fujian MCC
Fujian Mobile Communications Corporation Ltd.com

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The operator serves Fujian province in east
China with over 7. Anber,
Chief Executive Officer of XN Holdings.

About XN Holdings

XN Holdings is a leading online provider of insurance and
financial products designed specifically for the needs of expatriates
and internationally mobile employees. FGIworld's integrated delivery of services continues to
redefine workplace health.

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The 'always on' connection offers
a direct and convenient voice connection with the press of a button. Nokia connects people to
each other and the information that matters to them with easy-to-use and
innovative products like mobile phones , devices and solutions for imaging,
games, media and businesses.

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For an in-depth look at
XN, please visit www. For more than 20 years, FGIworld has been helping
organizations address their health and productivity issues by
supporting the physical, psychological and social health of their
employees .

putting acquired

Nokia to Supply Push to Talk to Fujian MCC in China

by XN Holdings

BOCA RATON, Fla. XN enables expatriates to access customized
products and information designed to ease common concerns about
security issues, health care, travel arrangements, relocation and tax
planning.

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The Nokia
PoC solution is compatible with the IP multimedia subsystem (IMS) as
standardized in 3GPP. "Offering expatriates resources to
ensure peace of mind while abroad is critical to the success of their
international assignments. in the United States, and other
countries.

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Over the years, Fujian MCC has been piloting many new mobile services
including China's first GPRS commercial trial network and China's first
mobile multimedia service trial network using Nokia mobile solutions.
About Nokia
Nokia is a world leader in mobile communications, driving the growth and
sustainability of the broader mobility industry.

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"We are pleased to continue our good cooperation with Fujian MCC and
support them in getting the most out of their network resources," says James
Lin, Vice President, Networks , Nokia China.

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FGIworld is a leader in Employee Assistance Programs, Workplace Health
+ Wellness , Absence Management + Prevention and Cross-Cultural
Solutions.

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CORRECTING AND REPLACING XN Holdings Forms Alliance with FGIworld; Partnership Gives XN Members Access to Leading International Employee Assistance Program

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Nokia has been the main GSM network supplier of Fujian MCC since 1995 .5 million mobile subscribers. Nokia provides equipment, solutions and services
for network operators and corporations.

Business Editors/Insurance Writers
Correction.

Manager/supervisor and appropriate personnel consultation for
expatriates with difficult problems. "The breadth and quality of
the FGIworld offering is unparalleled in the international mobility
marketplace , and this relationship is yet another means by which XN
aggregates and continues to deliver the services expats and employers
need most."
"We are extremely pleased that XN Holdings has chosen FGIworld to
provide EAP information and services to their growing number of
expatriate members worldwide ," said Allon Bross, Chairman and Chief
Executive Officer of FGIworld. FGIworld touches the lives of more than four million
people, serving 2,200 companies in more than 100 countries around the
world .

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is one of the wholly owned
subsidiaries of China Mobile (HK) Limited and was listed in Hong Kong and New
York Stock Exchanges in 1999.
This partnership grants XN members access to FGIworld's services,
which include

Confidential counseling sessions when required for expatriates
and their families; 3 sessions and up to three hours of
counseling is provided in this program.

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Multilingual support
is available telephonically with access to face-to -face
counseling in more than 100 locations worldwide.

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differences overseas

.

Quarterly Expatriate/Family Outreach Program and access to
FGI's "Members' Only Website" containing articles, wellness
information and resources for expatriate assignees and their
families.

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In addition to the PoC platform, the contract includes Systems
Integration (SI) services to Fujian MCC's provisioning and billing platforms.."
In addition to Employee Assistance Programs, FGIworld specializes
in expatriate selection and preparation, cross-cultural business
training, destination services, repatriation, disaster management and
recovery, and critical incident (trauma) support .

putting australians

ESPOO, Finland, Fujian Mobile
Communications of China has chosen Nokia's Push to Talk over Cellular (PoC)
platform to provide a new, instant communication service to enterprises in
Fujian province , and plans to later expand the service to consumers.nokia.----In BW5472 issued
May 31, 2005: Please replace the release with the following corrected
version due to the last graph being replaced.

Access to other important FGIworld services designed to
enhance personal and family adaptation and maximize the
probability of assignment success. XN offers both corporate- and
association -sponsored employees "24/7" global access to personalized
insurance and financial information through both the Web and a
multilingual call center.

For the listing of sites pertaining to expatriate life for Australians.

jul expat

http://www.com

XN Holdings, XN Risk and XN Financial Services are registered
trademarks of XN Holdings, Inc.

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The deal underlines Nokia's strength in the dynamic Chinese mobile
market, as well as its leadership in Push to Talk technology.xn.

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Nokia's
end-to-end PoC solution will be compliant with the OMA standard.

The corrected release reads:

XN HOLDINGS FORMS ALLIANCE WITH FGIWORLD

PARTNERSHIP GIVES XN MEMBERS ACCESS TO LEADING INTERNATIONAL
EMPLOYEE ASSISTANCE PROGRAM

XN Holdings, parent company of XN Financial Services and XN Risk
Insurance Services, today announced a strategic partnership with
FGIworld to provide members with access to a comprehensive global
Employee Assistance Program.

"FGIworld is a proven and reputed organization that XN is
delighted to welcome as an alliance partner," said Daniel M.

About FGIworld

FGIworld is a leader in Employee Assistance Programs, Workplace
Health + Wellness, Absence Management + Prevention and Cross-Cultural
Solutions.

aussie vasa

putting differences

Nokia SI services integrate complex service platforms and related IT systems
to work as a one seamless entity in the customer environment. "The Nokia PoC service attracts
new subscribers, and can help operators increase their average revenue per
user ."
Nokia's PoC solution offers a direct one-to-one and one-to-many voice
communication service in cellular networks.

acquired qingtian

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- - kjjkjk

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