Levy is President of the
Freeman-Spicer Finance Group.

C in Buckhannon, West Virginia.

Frank received a Bachelors of Science in Marketing and an MBA in
Finance from San Diego State University.

i society

Hums earlier this month. Marien will serve as the Chairman of MFB
Corp. He graduated from West Virginia University in 1971. Wallace, past president , State Bar Association;
Charles Godwin, retired minister, United Methodist Church; Dale Woody, timber
industry executive; Dr. Williams, Jr. A total of more than $3 million had been pledged as of 9:00 pm last
night and meaningful collections should be received within a week.

Business Editors

SAN DIEGO----Frank E.

i top

Mr. He has been
employed with Illinois Tool Works for 36 years and is a graduate of
Ball State University with a bachelor's degree in business. Nestor is a
Partner of Toothman Rice, P.L. Wilbur L.,
mining engineer. Such statements are subject to a number of risks ,
uncertainties and assumptions.

society i

His firm provides leasing and related
services to local businesses.
Ross, Chairman of ICG said, "We are grateful to West Virginia Governor Manchin
for his suggestion of Mr. Nestor. Don is a lifelong resident of West
Virginia, is a former president of the West Virginia Society of CPAs and of
the Buckhannon Upshur Chamber of Commerce.
The mandate of the Fund is very broad and the definition of families is
very broad. Frank is currently the
chairman of the Armed Services Task Force for the Carlsbad Chamber of
Commerce.
Rancho Bernardo Community Bank serves all of San Diego County and
specializes in business loans, lines of credit, SBA loans and
construction loans.

rotary i

MFB Corp. Announces Election of Chairman of the Board and New Director

Mr.

Wilbur Ross Names Donald Nestor Administrator of Sago Mine Fund

The other
members are: Robert J.

society top

----MFB Corp. Mr. Mr. He is President Elect of the
Buckhannon Rotary Club and serves as moderator of the First Baptist Church of
Buckhannon. Nestor also will serve as Chairman of the Grant Committee. The Administrator will be making disbursements as soon as
possible. Hutchins joins
Rancho Bernardo Community Bank (OTCBB:RBCB) as a Vice President and
Commercial Lender with over 18 years of Community business banking
experience, including Commercial Lending, Regional Branch Management,
Marketing and Business Development. Carlsbad residents for
8 years, Frank and Susan , his wife of 34 years, have two sons, 19 and
21, currently in college.
This news release may contain certain forward-looking statements
that reflect the current views and/or expectations of Rancho Bernardo
Community Bank with respect to its performance, business and future
events.

organizations rotary

Marien, has been elected Chairman of board of directors following
the retirement of Thomas F. Marien has
been a member of the board of directors since 1980. He
volunteers his time with several charitable organizations including
the Mishawaka Kiwanis. Levy is very active in the
Michiana community in a number of charitable organizations including
the YMCA, Camp Eberhart and Rotary Club. NEW YORK, The Sago Mine Fund established by
International Coal Group for the benefit of families affected by the Sago Mine
accident with an initial $2,000,000 pledge has announced the appointment of
Donald B.L.

Frank E. Hutchins Joins Rancho Bernardo Community Bank

In his leisure, Frank enjoys playing golf
and boating.

service organizations

Business Editors

MISHAWAKA, Ind.
MFB Corp. also announced the election of Mr. Mr. Nestor, CPA (56) as the Administrator of the Fund. Joseph Reed, family physician; Linda Feola , Red Cross
disaster relief Chairperson for Upshur County; and Frank E. Additionally, Frank has extensive
small business experience as the general manager of a $70MM, 13-unit
gas/convenience store/car wash company located in North San Diego
County and as a project manager in the mechanical contracting
industry.

organizations interact

(Nasdaq:MFBC), parent company of MFB Financial, announces that Michael
J. and MFB Financial. Edward Levy to the
board of directors of both companies. Levy completed his undergraduate
work at Hillsdale College, Hillsdale Michigan, and holds a Master's
Degree from Indiana University .

Mr."
Mr. He is active in Rotary International and serves as the
Interact Club advisor at the local high school. Actual results and events may vary
significantly.