Additional details of the agreement will not
be announced until after the union's leadership meets to review and consider
approval of the contractual changes.unitedafa.

"We would like to encourage the state Insurance Commissioner
to conduct similar studies of other industries.

Saks Cosmetics and Fragrance Sales Associates and Make-Up Artists Approve First Contract between RWDSU Local 1102 and Upscale Fifth Avenue Store

Saks Cosmetics Associate Francis Giordano, who is also a member of the
negotiating committee said , "The new contract not only protects the workers
from unjust discipline and discharge, it guarantees that fairness will prevail
in how they are treated by this company through the process of binding
arbitration.

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We feel certain such studies
would only add credibility to the case for comprehensive tort reform in the
state of Washington. Common
sense reforms will help businesses and charities to continue to offer goods
and services to the citizens of Washington. The report also indicates that tort costs exceed the overall economic
growth."
RWDSU President Stuart Appelbaum said , "This contract shows that by
sticking together retail workers can secure wage gains and protect their
benefits.

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Contract Changes Are Subject to Leadership Approval and Membership
Ratification

CHICAGO, The Association of Flight Attendants-CWA
today announced that the union has reached a tentative agreement with United
Airlines.
"This report validates what we've been saying about the need for tort
reform," said Dana Childers , executive director of the Liability Reform
Coalition (LRC). For example, these escalating
liability costs have driven up the cost of housing construction, forced
charities to curtail services and impacted the availability of high-risk
medical practitioners, such as those doctors who deliver babies.5 million of a loss.
With the new agreement the Saks employees have won a number of benefits
including union security, a comprehensive grievance and arbitration procedure,
seniority during layoff and recalls, guaranteed commission rates for sales
associates, and wage increases for make-up artists .

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org."
The LRC is a broad coalition of more than 70 businesses, charities and
health care entities committed to ending lawsuit abuse. Every year school
districts face significant cost increases in liability insurance premiums and
things seem to be getting worse. The following year the figure
jumped to $2. LARA provides a
mechanism for the judicial system to effectively police lawyers who file
frivolous claims.8 percent,
and that this escalation is a contributing factor in increased health care
costs.

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Childers.

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The strength and
unity of a union made it possible for them to win a contract that protects
their interests and gives voice to their concerns.

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"While a consensual agreement avoids the destructive potential for court
rejection of the flight attendant contract, no one should minimize the
decision our members face in considering additional sacrifices," Davidowitch
stated.

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"Soaring malpractice rates for health care providers have challenged
access to quality medical care throughout Washington," said Ms.

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She
indicated that many independent studies have shown that ever-increasing jury
awards have caused insurance premiums to rise for all doctors, even for those
who have never been sued.
"The Insurance Commissioner 's report mirrors the other reports," said Ms. Such legislation would be welcome relief to small businesses
that incur tremendous costs in defending against a lawsuit, even when a
complaint is completely baseless.

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"Everyone feels the impact of rising health care costs," said Ms.
Childers, "but other sectors of the economy are in crisis mode as well. This is perhaps the most important benefit that union membership
brings.

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The AFA United Master Executive Council will meet in Chicago for a special
closed session on Tuesday, January 11, 2005, to discuss the agreement.

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The agreement for contract changes is
now subject to approval by the flight attendants' Master Executive Council and
ratification by the union's membership.

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The explosive growth of lawsuits against
builders of homes and condominiums has a direct impact on the availability and
cost of housing. A leading medical
malpractice insurer in Texas just announced a major reduction for
policyholders, a direct result of comprehensive tort reform enacted in that
state in 2003. Bail hailed the newly ratified
contract saying, "We congratulate and thank our newest members in the Saks
Cosmetics and Fragrance Department for the strength and support they
demonstrated during the past two-and-a-half years.

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AFA is part
of the 700,000 member strong Communications Workers of America, AFL-CIO. SEATTLE, Tort reform proponents were not surprised
that a report issued Tuesday by the Office of the Insurance Commissioner (OIC)
showed continued escalation in both the frequency and the cost of medical
malpractice lawsuits. Liability costs cut
directly into the services and resources schools can offer.4 million , and this was for an excess policy that didn't pay
until after $1."
RWDSU Local 1102 President Frank S. Without a union they would have had no choice but to accept whatever
wages and conditions management wanted to impose or quit.

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"
This newest agreement for concessions does not include changes in the area
of pensions, and AFA continues to forcefully oppose the elimination of the
flight attendants' pension plan."
Contractors from around the state have found themselves unable to find or
afford liability insurance, even those who have never had a claim against
them, according to Ms.
Other states, including Texas, Nevada and Georgia, recognize the effect
that liability costs impose on society as a whole.

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"We have fought
management every step of the way to ensure that this agreement would not
provide a penny more from flight attendants than is legally necessary. We
sought to ensure that any contractual change would be shaped in a way that
avoids destruction of our career. Childers.
The liability crisis affects school districts, too.
Important tort reform legislation has been introduced in Congress, too.
"They never gave up and their hard work paid off.

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The state of Nevada also reports that insurance rates are
stabilizing following the passage of a 2004 initiative that capped
pain-and-suffering awards.
The Lawsuit Abuse Reduction Act of 2005 (LARA) addresses two principal causes
of lawsuit abuse-frivolous lawsuits and forum shopping .

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United management had sought additional concessions as the airline
continues to reorganize in bankruptcy. Bringing balance back to the judicial system
will benefit everyone, especially the consumer. Childers. In 2003 a pool of 80 school districts paid
$900,000 in liability insurance premiums .
Charitable organizations and nursing homes are facing the sting of
liability insurance and are making tough decisions about the services they can
offer in the face of these skyrocketing costs . The Georgia legislature, recognizing the time had
come to restore balance to that state's judicial system, just passed sweeping
legal reforms. LARA also will reign in plaintiff lawyers'
habit of filing lawsuits in courts that consistently show a bias against
defendants, whether their client has a connection to the jurisdiction or not.

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"Under the onerous realities of the bankruptcy process , flight attendants
are faced with difficult decisions about our future," said Greg Davidowitch,
President of the AFA's United Master Executive Council. Visit
us at http://www.
The two-year contract was ratified by the membership on Friday, January 21,
2005. Despite numerous
obstacles, including a long and tough fight from Saks management, they voted
to join RWDSU Local 1102 and they won a fair and just contract.S. and Canada
including 40,000 in New York.

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More than 46,000 flight attendants, including 21,000 at United, join
together to form AFA, the world's largest flight attendant union.
A recent analysis by Tillinghast-Towers Perrin indicates that nationwide
medical malpractice costs have increased at an annual rate of 11.

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"
Rising liability costs have put pressure on industries across the state,
limiting businesses' ability to be competitive.

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Wage Increases, Guaranteed Commission Rates, and Other Benefits
Part of the Deal

NEW YORK, 160 Cosmetics and Fragrance Sales
Associates and Make-up Artists at Saks Department Store have achieved their
first contract after nearly two years of bargaining and two NLRB elections.

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United Airlines Flight Attendants Reach Agreement

"We hope legislators will now recognize the need for comprehensive
reform of our liability system."
The RWDSU represents 100,000 members throughout the U.

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OIC Med-Mal Study Validates Need for Tort Reform; LRC Calls for Similar Studies for Other Industries

The costs of medical malpractice insurance and the
fear of being sued have compelled doctors to curtail their practices to less
risky patient care, to practice defensive medicine and even to shutter their
practices.