On its way from stops in Rio de Janeiro and Mexico City, the worldwide
youth soccer tournament will stop in Los Angeles on February 25 and 26,
pitting more than 30 teams against each other in a two-day tournament.
"As a former host city for the World Cup final, Los Angeles is the perfect
location for the U. both Saturday and Sunday at
18th Street and Ocean Front Walk, near the Venice Beach basketball courts. For more information visit
http: //www. The Destiny Health Plan is currently marketed
by The Guardian Life Insurance Company of America in Illinois, Virginia,
Washington, D.

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Youth Soccer Stars to Compete for Team USA Title, Trip to Global Finals at
FIFA World Cup in Berlin

PORTLAND, Ore.

"Caring is Good. Of the 20 regions included in that study, Milwaukee and
Madison rank first and fifth respectively in terms of high HMO premiums. Comprehensive coverage is provided for
uncontrollable costs, like medications for chronic diseases, but the plan also
includes consumer-controlled savings accounts, such as Health Savings Accounts
or Health Reimbursement Arrangements, for discretionary and less costly
services.

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S. With a different format than most tournaments, the
+Challenge will test players' skills in 5-on-5, 3-on-3 and 1-on -1 games.


* PacifiCare Celebrates Momentous Member Mark on March 18 With Special Guest
Phoenix Mayor Phil Gordon

* $10,000 donation made to City of Phoenix Front Porch Bench Initiative

PHOENIX, In Arizona, the nation's
fastest-growing Medicare Advantage health plan in 2004 is celebrating its
100,000 members. (NYSE: PHS). Twenty years later , Secure Horizons remains one of the nation's
largest Medicare Advantage plans, offering competitive health care coverage
and additional benefits to more than 705,000 members in eight Western states ., June 2 - Illinois-based Destiny Health, a
provider of consumer-driven healthcare plans (CDHP) , today announced the
opening of a Wisconsin office in Brookfield and its plans to extend sales of
its health plan to companies with 50 or fewer employees.

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and Maryland.

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The
winning team will go on to represent the United States at the global finals in
Berlin in July during the 2006 FIFA World Cup.
The +Challenge will consist of players from two youth brackets of 13-to-14 and
15-to -16-years old."
PacifiCare will celebrate its 100,000-member mark by hosting an event
Friday , March 18, at Camelback Inn, 5402 E.
"A unique feature of our plan is Vitality, a wellness and incentive
program that offers monetary, merchandise and vacation/recreation rewards for
healthy behaviors, such as seeking preventive care, losing weight and opting
for generic drugs," Spiker said .

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as its only U. Spectators can test
their abilities in an interactive skill zone, and the Xbox 360 Dome will offer
gaming stations with the new EA Sports FIFA 06: Road to the FIFA World Cup on
the Xbox 360. Doing Something is Better.'"

PacifiCare Health Systems is one of the nation 's largest consumer health
organizations with more than 3 million health plan members and approximately
10 million specialty plan members nationwide."
Spiker said Destiny Health's more sustainable model confronts this issue
by encouraging individual plan members to get engaged in the challenge of
cutting healthcare spending.8 million members in its medical plan since 1992.

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Today we have more than 103,000 members enrolled.
In 1985, PacifiCare's Secure Horizons became one of the first Medicare
health plans to be awarded a Medicare Advantage contract by the federal
government.C .

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For more information please visit http://www. We are committed to carrying this momentum
through 2005.
"Traditional healthcare insurance providers have imposed double-digit
premium increases for six straight years and small- to medium-sized
organizations have been hit the hardest," Spiker said., this
consumer-focused strategy is modeled after Destiny Health's parent company,
Discovery, an international life and health insurance company that has
successfully enrolled over 1.

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m. "It has reached a
point where the Wisconsin Manufacturers + Commerce Association estimates that
today, less than 50 percent of Wisconsin companies with 50 or fewer employers
are able to offer coverage.

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, Today, adidas announced Venice
Beach, Calif.
After the Los Angeles tournament , the adidas +Challenge will head to
Tokyo, Beijing, Madrid, Milan, Moscow and London, before the global finals in
Berlin from July 1-4.
With the +Challenge, adidas presents yet another unique and truly global
grassroots program celebrating the wonderful sport of soccer. Some of the world 's top
players such as David Beckham, Michael Ballack, Steven Gerrard, Kaka, Juninho,
Nigel de Jong, Zinedine Zidane, Patrick Vieira, Raul, Juan Roman Riquelme,
Alessandro Nesta as well as recently signed player Lionel Messi will play in
adidas footwear during the 2006 FIFA World Cup(TM).com/football .

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m. Integrated in
the concept of +10, the biggest soccer marketing campaign in the history of
the brand that celebrates what the individual can do for the team and what the
team can do for the individual stars, the adidas +Challenge is a massive
grassroots program that brings the passion and inspiration of adidas to young
soccer players around the world.

adidas is the Official Partner, Official Supplier and Official Licensee of
the 2006 FIFA World Cup(TM).


It is also available in Massachusetts through
a partnership with Tufts Health Plans and in Wisconsin through affiliated
insurance brokers.

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Fans can also get involved through interactive areas where they can try
the latest gear from adidas, including the revolutionary F50+ TUNIT soccer
cleat and the +TEAMGEIST Official World Cup Match Ball.
"We are thrilled with the tremendous results our Medicare Advantage plan
has achieved in Arizona the past 15 months," said Kathy Feeny, executive vice
president of Secure Horizons Senior Solutions for PacifiCare Health Systems
Inc.
"PacifiCare has the expertise and experience to provide the kind of health
care coverage that Arizona seniors demand," Feeny added ."
Destiny Health is a subsidiary of Discovery International, the largest CDH
company in the world covering more than 1.
Combined, Destiny Health and Discovery are the largest providers of consumer -
driven healthcare in the world.

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Extends Plan Offering to Companies With 50 or Fewer Employees

BROOKFIELD, Wis.

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"
The tournament will run from 9 a. to 6 p. The plan, available
through independent brokers in the state since 2002, was previously offered
only to larger organizations . With more than 50,000 members enrolled in the U.destinyhealth.

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adidas. The
celebration will begin at 5 p.
As part of the celebration, PacifiCare will award a $10,000 grant to the
City of Phoenix 's Front Porch Bench Initiative to provide for benches at the
17 City of Phoenix senior centers.

Consumer -Driven Healthcare Provider Destiny Health Opens Wisconsin Office in Brookfield

"By encouraging smarter healthcare spending
habits, this popular program helps us keep our policy renewal increases below
those of traditional insurers.

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S. "Bringing kids together from across the country to show
off their talent and compete in this tournament is great way to celebrate the
upcoming FIFA World Cup in Germany.

Fastest-Growing Medicare Advantage Plan in U.S. in 2004: 100 000 Seniors in Arizona Choose Secure Horizons as Their Medicare Advantage Health Plan


PacifiCare's specialty operations include behavioral health, dental and vision,
and complete pharmacy benefit management through its wholly owned subsidiary,
Prescription Solutions.

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com .

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adidas +Challenge, with its diverse population and
two Major League Soccer teams," said Chris McGuire, adidas soccer Sports
Marketing Director. The
combined result of these three formats will determine the final winner per
game.

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Currently , more than 99 percent of PacifiCare's
commercial health plan members are enrolled in plans that have received
Excellent Accreditation by the National Committee for Quality Assurance (NCQA).com.S.

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adidas will supply the tournament's Official
Match ball as well as team apparel for Argentina, France, Japan , Spain,
Trinidad + Tobago, and for the host country, Germany. "We started off last year with approximately 85,000 members
and ended with more than 100,000. Established in April 2004 by Mayor Phil
Gordon , the initiative provides benches to members of the community in order
to improve the quality of life in Phoenix neighborhoods by encouraging
residents to get to know their neighbors and actively participate in community
crime-watch efforts.
Destiny Health CEO Scott Spiker said the move in part was prompted by a
Lawrence University study showing that metropolitan areas in Wisconsin have
been hit worse by rising healthcare costs than similar regions in other mid-
western states.

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stop in its global +Challenge soccer
tournament, where some of America's best youth soccer stars will compete for a
trip to the +Challenge global finals at the 2006 FIFA World Cup in Berlin.m.pacificare. Doing Something is Better. Unspent money accumulates from year to year, and the accounts
remain in the members' control when they change jobs.

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"In the wake of the
most sweeping legislation in Medicare 's 40-year history, we have the
opportunity to better deliver on our brand promise to all Medicare
beneficiaries that 'Caring is Good.

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Lincoln Dive in Scottsdale. PacifiCare offers individuals,
employers and Medicare beneficiaries a variety of consumer-driven health care
and life insurance products.
More information on PacifiCare Health Systems is
available at http://www." is a service mark of
PacifiCare Health Systems Inc.6 million lives.

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Los Angeles Welcomes adidas Global Soccer Tournament to U.S.

and include remarks from PacifiCare
executives and Phoenix Mayor Phil Gordon as well as a special appearance from
two familiar faces that are featured in PacifiCare's distinctive "Charlie and
Frank" ads.

About Destiny Health
Destiny Health's innovative consumer-driven health plan is designed to
make people healthier and enhance and protect their lives, by balancing
comprehensive health insurance coverage with incentives that motivate active
participation in healthcare and rewards member behavior change necessary for a
healthier lifestyle.

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