, Senator Conrad Burns
(R-MT), Neighborhood Housing Services (NHS) of Great Falls, Little Shell
Chippewa Tribe, Wells Fargo and Freddie Mac (NYSE: FRE) today announced the
creation of the Urban Native American Homeownership Initiative, a new
financial literacy campaign designed to expand homeownership opportunity by
helping Native American families in Great Falls, Montana. CreditSmart is the kind of public-private partnership that
will help these families realize the dream of homeownership," said Senator
Burns.
Native American Montana residents who want to take advantage of the new
Freddie Mac initiative should contact NHS at 406-761-5861 or email:
nhs@nhsgf. Previously, she was vice
president of finance for Ancora Capital and Management.

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CreditSmart provides important information about credit and credit management,
insight into how lenders assess credit histories, and how credit plays a
profound role in achieving one's financial goals, like renting an apartment,
buying a car or home, or getting a job. "Teaming up with Senator Burns and the NHS to make CreditSmart
classes available in Great Falls, and eventually throughout all of Montana,
will help more Native American families build strong credit on a bedrock of
sound information about personal financial management, banking, and
homeownership.

Minshall has more than ten years of experience in the private equity
industry.
A native of Charlotte, N.C.

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"Freddie Mac puts its mission to expand homeownership first," said Craig
Nickerson, Freddie Mac vice president for Community Development Programs and
Services."

Minshall, who holds a BS in accounting from the University of the Pacific,
is also a Certified Public Accountant.jpfinancial.

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We are delighted to join with Senator
Burns to make this effective program work in Montana.
Since 2000, Freddie Mac has invested more than $5.com.

Minshall will be responsible for finance, tax, administration and investor
relations.

About De Novo Ventures

De Novo Ventures is a six-year-old, Menlo Park-based life sciences venture
capital firm with $350 million under management.newscom.

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Once the potential homeowner has completed CreditSmart counseling, home
mortgage consultants at Wells Fargo are able to help the prospective buyer
find the correct home loan for their financial situation. "We're proud to be one of the nation's top
mortgage lenders to Native Americans, and honored to have a role in this
important financial education program that will enable even more Native
Americans to buy a home." Houle
is an NHS board member and will be instrumental in rolling out this program. and Ruddick Corporation, and has
served on the boards of numerous civic and educational institutions , including
Davidson College, the Woodruff Arts Center in Atlanta and the Southern
Education Foundation .

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Minshall began her career with
PricewaterhouseCoopers in Los Angeles.newscom. He
began his career with Wachovia in 1972 and held a variety of management
positions in accounting, loan administration and bank management.
His experience in the financial services industry and financial acumen would
provide valuable insight and perspective to our Board," Chairman David A.

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PRESS RELEASE De Novo Ventures Augments Finance Team

Cathy Minshall has joined De Novo Ventures
as chief financial officer , the life sciences venture capital firm
announced today.denovovc. He and his wife, Hellena, currently reside in
Atlanta.

Jefferson-Pilot Corporation, a holding company, is one of the nation 's
largest shareholder-owned life insurance companies.

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"I applaud Freddie Mac, the Neighborhood Housing Services of Great
Falls, Little Shell Chippewa Tribe and Wells Fargo for working together to
ensure that families are better positioned to become successful homeowners. Before joining De Novo, she was the controller for Kleiner
Perkins Caufield & Byers for more than five years.

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Native American families in Montana have only a 33 percent homeownership
rate, compared to a 68 percent homeownership rate for all households,
according to the Little Shell Chippewa Tribe. I
really appreciate the help NHS offered me in buying my home, and I am excited
that we may be able to do the same thing for other Native Americans., Tidwell is a graduate of North Carolina
Central University and holds a master's degree in business administration from
Wake Forest University. Jefferson Pilot's life
insurance and annuity companies, principally Jefferson-Pilot Life Insurance
Company, Jefferson Pilot Financial Insurance Company, and Jefferson Pilot
LifeAmerica Insurance Company, together known as Jefferson Pilot Financial,
offer full lines of individual and group life insurance products as well as
annuity and investment products.

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Sen. Burns NHS of Great Falls Little Shell Chippewa Tribe Wells Fargo and Freddie Mac Launch Campaign to Boost Homeownership Among Native Americans in Mont

Ultimately, the Initiative
seeks to increase the homeownership rate among Native Americans statewide . CreditSmart has helped more than 57,000 individuals across the
nation down the path to homeownership .

"We are delighted to have Cathy join De Novo Ventures as an important
member of our team ," said Fred Dotzler, a managing director.com.

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They
use their extensive networks, as well as diversified experience, to help
start-up founders and management teams build promising companies.

Tidwell Nominated to Jefferson-Pilot Corporation's Board of Directors

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freddiemac., Jefferson-Pilot
Corporation 's (NYSE: JP) Board of Directors has nominated Isaiah Tidwell to
serve a three-year term as a director , subject to shareholder approval at the
company's annual meeting of shareholders on May 2. until his retirement last month.

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The goals of the
Initiative are to educate the Native American populations in Great Falls on
the importance of financial fitness while increasing awareness of and
accessibility to homebuyer education and services. In Great Falls, the
homeownership rate for Native Americans is even lower at only 28 percent. We greatly appreciate Senator Burns' support of
homebuyer education services," said James Parker Shield, vice chairman of
Little Shell Chippewa Tribe. (For more
information about Freddie Mac, visit http://www.

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"
As part of the initiative, NHS of Great Falls will bring homeownership
information directly to Native American families in Great Falls by offering
Freddie Mac's CreditSmart(R) financial literacy workshops. Freddie Mac fulfills its mission
by purchasing residential mortgages and mortgage-related securities, which it
finances primarily by issuing mortgage-related securities and debt instruments
in the capital markets. She will also help support De Novo's early stage portfolio
companies. The fund invests in
medical device and bio /pharmaceutical companies.
Stonecipher said.

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org. The NHS offices are located at 509 1st Avenue South , Great
Falls, Montana 59401.A.

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"The New Urban Indian Homeownership Initiative has been created to
increase the homeownership rate for Native Americans families throughout the
state of Montana . The CreditSmart
curriculum is offered through free workshops, and is designed to help increase
consumers ' financial literacy by providing life-long money management skills.
Karen Nebel, a homebuyer educator and manager at NHS, said, "This is an
exciting new initiative with the Little Shell Tribe and Freddie Mac that will
reach an underserved portion of our population, the Native Americans.

Freddie Mac is a stockholder-owned company established by Congress in 1970
to support homeownership and rental housing. "With her
extensive experience in all aspects of private equity with stellar venture
capital partnerships, she will be a big contributor to our evolution. De Novo has invested in 37
start-ups, primarily in the western United States.
(Photo: http://www. He served
as an Executive Vice President at Wachovia since 1996.

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This will lead to home ownership opportunities for members of the
Little Shell Chippewa. We are
looking forward to working with them and helping them find their way to
homeownership.

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Jefferson-Pilot Communications Company owns
and operates three network television stations and 18 radio stations, and
produces and syndicates sports programming .

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"We are pleased that our Board has nominated Isaiah Tidwell as a director.

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"
"This is a historic occasion for the Little Shell Chippewa and we look
forward to working with our teammates , Neighborhood Housing Services and
Freddie Mac, in bringing the Urban Indian Home Ownership Initiative to Great
Falls.com/cgi-bin/prnh/20040601/JPFLOGO )
Tidwell, 60, served as Georgia Wealth Management Director and Executive
Vice President of Wachovia Bank, N.
Tidwell is a director of Lance , Inc.

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GREAT FALLS, Mont.
CreditSmart is the latest Freddie Mac effort to expand and preserve
homeownership opportunities in Montana and across the nation.
"Wells Fargo is committed to helping Native Americans achieve the dream of
homeownership," said Michael Elliott, branch sales manager with Wells Fargo
Home Mortgage in Great Falls."
Lee Houle, a member of the Chippewa -Cree Tribe who has been a Great Falls
homeowner since 1992 said, "I have deep roots on the lower southside of town,
where I used to play with the other neighborhood kids when I was little. Over the years, Freddie Mac has made home possible for
one in six homebuyers and nearly four million renters in America.)

com/cgi-bin/prnh/20050324/DATH024
Logo: http://www. Additional information on
Jefferson-Pilot can be found at http://www.

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"
A Freddie Mac study found that pre-homeownership counseling is extremely
effective in helping borrowers make their mortgage payments on time, reducing
mortgage delinquencies by as much as 34 percent. GREENSBORO, N.C.

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7 billion in mortgages
across Montana, making homeownership possible for more than 49,000 families .com .

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Before that, she
was the controller for Mayfield Fund. She has also held various financial
positions at operating companies. The fund's managing
directors have been successful entrepreneurs , executives and previous
investors in early-stage medical device and pharmaceutical companies. For
additional information, visit www.