"There is great potential for new business development among the
tribes here in Southern California," said Bill Bryan, vice president,
SCE business customer division.
Since 2000, Freddie Mac has invested more than $5.
Native American Montana residents who want to take advantage of the new
Freddie Mac initiative should contact NHS at 406-761-5861 or email:
nhs@nhsgf.

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Novo Nordisk Supports Diabetes Prevention Camp for Native American youth

Additionally , complications from diabetes are major
causes of death in Native American communities.com.

Karen Nebel, a homebuyer educator and manager at NHS, said, "This is an
exciting new initiative with the Little Shell Tribe and Freddie Mac that will
reach an underserved portion of our population , the Native Americans.

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Martin Soeters, president of Novo Nordisk Inc. "Through our participation in this
partnership, we seek to help foster business opportunity and growth
for the benefit of the tribes.

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Campers will attend classes on diabetes prevention,
nutrition and behavioral health, and participate in activities including
swimming, horseback riding and outdoor games. In addition , Novo Nordisk has a leading position within areas such as
hemostasis management, growth hormone therapy , and hormone therapy for women.

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Campers will be selected based on criteria set forth by each
participating tribe.
An Edison International (NYSE:EIX) company, Southern California
Edison is one of the nation 's largest electric utilities, serving a
population of more than 13 million via 4.
CreditSmart is the latest Freddie Mac effort to expand and preserve
homeownership opportunities in Montana and across the nation.

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Business Editors/Energy Writers

TEMECULA, Calif. The NHS offices are located at 509 1st Avenue South, Great
Falls, Montana 59401. Over the years, Freddie Mac has made home possible for
one in six homebuyers and nearly four million renters in America.)

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While that workshop focused on ways Native Americans can
better determine their future, exercise self-governing power
effectively, and build sustainable economies, next week's conference
will highlight success stories and challenges to growth and
development., Senator Conrad Burns
(R -MT), Neighborhood Housing Services (NHS) of Great Falls, Little Shell
Chippewa Tribe, Wells Fargo and Freddie Mac (NYSE: FRE) today announced the
creation of the Urban Native American Homeownership Initiative, a new
financial literacy campaign designed to expand homeownership opportunity by
helping Native American families in Great Falls, Montana. Freddie Mac fulfills its mission
by purchasing residential mortgages and mortgage-related securities, which it
finances primarily by issuing mortgage -related securities and debt instruments
in the capital markets.

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CreditSmart provides important information about credit and credit management,
insight into how lenders assess credit histories , and how credit plays a
profound role in achieving one's financial goals, like renting an apartment ,
buying a car or home, or getting a job. We are delighted to join with Senator
Burns to make this effective program work in Montana. We greatly appreciate Senator Burns' support of
homebuyer education services," said James Parker Shield, vice chairman of
Little Shell Chippewa Tribe." Houle
is an NHS board member and will be instrumental in rolling out this program.

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, a
world leader in diabetes care, announced today that it will donate $15,000 to
the Native Youth Preventing Diabetes program. In addition to the camp, the program will provide extension
opportunities to after-school programs to encourage healthy living and disease
prevention. For global information, visit
http: //www. 11/16/04.
SCE's economic and business development group helps foster
business growth within the company's 50,000-square-mile service area. In Great Falls, the
homeownership rate for Native Americans is even lower at only 28 percent.

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, said, "Diabetes is the
most pressing health concern among Native Americans today."
Created in 1995 to safeguard tribal sovereignty, tribal government
rights, and cultural identity, the tribal alliance includes 13 tribes
in California, primarily in Riverside and San Bernardino counties. "Teaming up with Senator Burns and the NHS to make CreditSmart
classes available in Great Falls, and eventually throughout all of Montana,
will help more Native American families build strong credit on a bedrock of
sound information about personal financial management, banking, and
homeownership.
Once the potential homeowner has completed CreditSmart counseling, home
mortgage consultants at Wells Fargo are able to help the prospective buyer
find the correct home loan for their financial situation.

Freddie Mac is a stockholder-owned company established by Congress in 1970
to support homeownership and rental housing.

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PRINCETON, N., Novo Nordisk Inc. GREAT FALLS, Mont. "I applaud Freddie Mac, the Neighborhood Housing Services of Great
Falls, Little Shell Chippewa Tribe and Wells Fargo for working together to
ensure that families are better positioned to become successful homeowners."
As part of the initiative, NHS of Great Falls will bring homeownership
information directly to Native American families in Great Falls by offering
Freddie Mac's CreditSmart(R) financial literacy workshops. The CreditSmart
curriculum is offered through free workshops, and is designed to help increase
consumers' financial literacy by providing life-long money management skills. This will lead to home ownership opportunities for members of the
Little Shell Chippewa.

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Native Youth Preventing
Diabetes will use the donation to expand their diabetes prevention camp for
Native American youth and will invite children to attend from the eight tribes
which comprise the program -- Absentee Shawnee, Citizen Potawatomi, Kickapoo,
Iowa , Sac and Fox, Cheyenne-Arapaho, Chickasaw, and Pawnee. Novo Nordisk's support
expands the program 's capability to share important health management
information with young Native Americans, and also enables camp organizers to
include programs relevant to campers' native roots," said Michelle
Dennison -Farris of the Native Youth Preventing Diabetes program.novonordisk.org/diabetes-statistics/native-americans ."
A Freddie Mac study found that pre-homeownership counseling is extremely
effective in helping borrowers make their mortgage payments on time, reducing
mortgage delinquencies by as much as 34 percent.

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2 times more likely to have diabetes than
non-Hispanic whites. (1)

Novo Nordisk is a healthcare company and a world leader in diabetes care.

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Novo Nordisk manufactures and markets pharmaceutical products and services
that make a significant difference to patients, the medical profession and
society. Novo Nordisk's B shares are listed on the stock exchanges in
Copenhagen and London. CreditSmart has helped more than 57,000 individuals across the
nation down the path to homeownership.

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With headquarters in Denmark, Novo Nordisk employs approximately
20,000 full-time employees in 69 countries, and markets its products in 179
countries. CreditSmart is the kind of public-private partnership that
will help these families realize the dream of homeownership ," said Senator
Burns.
"Freddie Mac puts its mission to expand homeownership first," said Craig
Nickerson, Freddie Mac vice president for Community Development Programs and
Services. "We're proud to be one of the nation's top
mortgage lenders to Native Americans, and honored to have a role in this
important financial education program that will enable even more Native
Americans to buy a home."
"This is a historic occasion for the Little Shell Chippewa and we look
forward to working with our teammates, Neighborhood Housing Services and
Freddie Mac, in bringing the Urban Indian Home Ownership Initiative to Great
Falls. We are
looking forward to working with them and helping them find their way to
homeownership.

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Camp events during the evening will include Native
American cultural activities.

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Over 150 young Native Americans ranging in age from 8-13 years from the
eight tribes are expected to participate in the diabetes prevention camp from
June 13 -17, which will be held at Camp Cimarron, a Campfire USA site, in
Coyle, OK.
The company has the broadest diabetes product portfolio in the industry,
including the most advanced products within the area of insulin delivery
systems.

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J. Campers will also be tested for
diabetes and other health issues, and receive health management advice from
staff physicians, nurses, dieticians, exercise specialists, and behavioral
health counselors.

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"
The Native Youth Preventing Diabetes program was established in 2002 by
five Native American tribes to address the growing epidemic of diabetes among
the Native American population and aid in disease prevention through awareness
and education . Ultimately, the Initiative
seeks to increase the homeownership rate among Native Americans statewide .
"The New Urban Indian Homeownership Initiative has been created to
increase the homeownership rate for Native Americans families throughout the
state of Montana. I
really appreciate the help NHS offered me in buying my home, and I am excited
that we may be able to do the same thing for other Native Americans.

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----Southern
California Edison (SCE) and the Tribal Alliance of Sovereign Nations
will sponsor a workshop on economic development and tribal governance
next week on Tuesday and Wednesday, May 17 and 18, at the Pechanga
Resort and Casino here.
The "Native Nations" summit will build on the work done at a 2003
workshop held in the Owens Valley and sponsored by SCE and the Bishop
Paiute Tribe.7 billion in mortgages
across Montana, making homeownership possible for more than 49,000 families.

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Its ADRs are listed on the New York Stock Exchange
under the symbol 'NVO '.diabetes.6 million customer accounts
in a 50,000-square-mile service area within central, coastal and
Southern California.
"Wells Fargo is committed to helping Native Americans achieve the dream of
homeownership," said Michael Elliott, branch sales manager with Wells Fargo
Home Mortgage in Great Falls."
Lee Houle, a member of the Chippewa-Cree Tribe who has been a Great Falls
homeowner since 1992 said, "I have deep roots on the lower southside of town,
where I used to play with the other neighborhood kids when I was little.freddiemac.

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(1) American Diabetes Association.

com.

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"Novo Nordisk's generous donation will allow our Native Youth Preventing
Diabetes camp to not only continue, but to flourish.
With Novo Nordisk's donation, Native Youth Preventing Diabetes has been
able to extend the camp from a day camp experience to a residential camp for
five days and four nights.
According to the American Diabetes Association, over 107,000 Native
Americans and Alaska Natives receiving care from Indian Health Services (IHS)
have diabetes and moreover, are 2.novonordisk-us.jsp.

Sen. Burns NHS of Great Falls Little Shell Chippewa Tribe Wells Fargo and Freddie Mac Launch Campaign to Boost Homeownership Among Native Americans in Mont

org.

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By supporting
programs such as Native Youth Preventing Diabetes that educate young Native
Americans on diabetes prevention , Novo Nordisk hopes to help change the course
of diabetes for future generations in this community . (For more
information about Freddie Mac, visit http://www.

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com; for United States information, visit
http://www.
http://www.

SCE to Cosponsor Workshop on Native American Economic Development

The goals of the
Initiative are to educate the Native American populations in Great Falls on
the importance of financial fitness while increasing awareness of and
accessibility to homebuyer education and services.
Native American families in Montana have only a 33 percent homeownership
rate , compared to a 68 percent homeownership rate for all households,
according to the Little Shell Chippewa Tribe.