For more information on older driver safety, please point your web browser
to -- http://www. The main
themes are "Water and Waste Water Management " and "Novel Processes for
Refining, SynFuels and Petrochemistry".

able audience

Hopelink is a 501(c)3 nonprofit organization."
HSBC also today announced financial education grants totaling more than
$1 million to 11 community organizations in Arizona, the District of Columbia,
Ohio, South Carolina , Texas and Washington.

considering disabled

"My work as an occupational therapist gives me special insight into the
aging process," said McCumber. "So much of our lives -- from the interest we pay on
our mortgages to our ability to get a job -- depends on our understanding of
personal finance and the way we manage our money.
The program is managed by the HSBC Center for Consumer Advocacy, which was
established in 2003 to direct the company's broad range of financial education
and housing programs and community outreach initiatives. and Canadian businesses,
including the former Household businesses.30 p.

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Because
occupational therapists take the time to understand the role that driving
plays in your life, they are able to help individuals make a smoother
transition from driving to using other forms of transportation.
The grant will enable Hopelink to provide a series of six in-depth, free
financial management classes offered to homeless and low-income families on a
quarterly basis, as well as intensive one-on-one counseling sessions that help
families create and manage a budget.

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"My Mother would often drive from her home on
Long Island to visit me, but the aging process was making the drive more
difficult .

-- Help the older adult identify alternate forms of transportation,
such as public transportation, if it becomes clear that the client
should no longer drive or should modify when they drive. The center also funds
grants to educational institutions and maintains the personal financial
education Web site http://www.com . The
oil industry and the chemical process industries are the cornerstones
of Mexico's future development.

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Occupational therapists have the science-based knowledge to understand
progressive conditions and life changes that can affect driving. Business meetings and
partnering workshops particularly address enterprises to promote
cooperations with Mexico.

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"This provides them with the
appropriate and necessary tools they need to effectively manage their money
and create a financially healthy future.hope-link.

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In doing so,
they help people maintain their autonomy, independence, and sense of worth.

-- Conduct an on-the -road driving test to determine how problems
identified in the evaluation affect a person 's ability to drive
safely.

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aota.

About Occupational Therapy
Occupational therapy is a proven, recognized therapy that enables people
to overcome the disabling effects of mental, physical, developmental, and
emotional conditions by helping improve their ability to perform tasks in
their living and working environments. Grant to fund financial literacy training for homeless and low-income
families in east and north King County

SEATTLE and PROSPECT HEIGHTS, Ill.

Business Editors/Chemicals Writers/Music Editors/Manufacturing
Writers
AchemAmerica 2005

FRANKFURT AM MAIN, Germany + MEXICO CITY----AchemAmerica 2005, International Exhibition on Process
Technologies, opens for the second time in the World Trade Center in
Mexico City from 12 to 15 April 2005. ACHEMA - the major
international event on process industries in Frankfurt am Main/Germany
attracts over 4,000 exhibitors and 200,000 visitors from more than 100
different countries every three years.

World Trade Center, Mexico City, Filadelfia S/N, Col.

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S.
Mexico 's Minister of the Economy, Fernando Jesus Canales Clariond,
emphasized the significance of this AchemAmerica for the international
economic relations of his country and he characterized Mexico with its
worldwide network of free trade agreements as one of the best
locations in the world for investments and economic cooperation. Furthermore there is a tremendous
demand for technologies and know-how for the food , pharma,
biotechnology and environmental sectors.

Key themes of the exhibition profile

The exhibition profile of AchemAmerica comprises all the target
groups that play an important part in and around Mexico's process
industry:
chemical equipment and plant engineering, process engineering,
petrochemistry, maintenance and quality assurance, environmental
protection, water treatment, pharmaceutical technology, biotechnology,
food technology, agrochemistry, laboratory and analytical techniques,
and packaging and storage techniques.

trainings disabled

Albany OT and Her Mother Discuss Ways They Have Addressed Driver Safety

BETHESDA, Md.org/olderdriver

About the American Occupational Therapy Association
Founded in 1917, the American Occupational Therapy Association (AOTA) is
the nationally recognized professional association of approximately 35,000
occupational therapists, occupational therapy assistants, and students of
occupational therapy . 200 international exhibitors and
over 5,000 professionals are expected to attend.

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NBC TODAY Show Highlights Older Driver Safety

Hopelink HSBC - North America Announce Grant for Hopelink's Adult Literacy Program

"
Through its Financial Education Grant program, now in its fourth year,
HSBC funds financial literacy initiatives provided by local organizations to
meet the financial and credit education needs of their constituents. Hopelink's mission is to promote self-sufficiency
for all members of our community; we help people make lasting change.com .

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They are
working together to address the proper actions that will enable Alma to keep
driving safely as she gets older.

-- Consult with friends and family of an older driver about his or her
abilities and how they can ensure the older adult is able to
continue participating in activities that give meaning to his or her
life.

About HSBC - North America
HSBC - North America comprises all of HSBC's U. The largest
contingents of exhibitors come from Mexico , Germany and the USA.

universal disabilities

org., HSBC - North
America announced today it has awarded a $90,000 grant to Seattle-based
Hopelink to fund financial education workshops and financial planning
counseling for 1,450 homeless and low-income individuals in the north and east
King County area over the next year. Individual grants range from
$60,000 to $125,000.

International conferences and business meetings

The Conferences accompanying the exhibition will feature current
developments on all issues concerning process technologies.

disability displayed

, The top-rated morning news show
TODAY performed an important public service, highlighting the issue of older
driver safety.

-- Assist the older adult who is no longer able to drive to identify
meaningful activities that do not require driving. For
more information on Hopelink and its services, call (425) 869-6000 or visit
http://www. For more information, visit:
http://www.de

Conferences on general disability themes.

mobility kats

Child care is
available.

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I knew that there were steps we could take that would enable her
to continue driving safely.aota. The financial management classes will be
held at the Hopelink site at 14812 Main Street in Bellevue. We applaud Hopelink for the
great work they're doing to help individuals and families throughout the
area.

About Hopelink
Since 1971, Hopelink has served homeless and low-income families,
children, seniors and people with disabilities in north and east King County. The company's businesses serve
nearly 60 million customers in five key areas: personal financial services,
consumer finance, commercial banking, private banking and corporate investment
banking and markets.hsbcusa. With
a total of 21 countries represented there is a perceptible increase in
the internationality of the exhibitors.
AchemAmerica is organized by DECHEMA - Society for Chemical
Engineering and Biotechnology, Frankfurt am Main, whose ACHEMA
worldwide concept provides a platform in the three foremost economic
regions, the EU, the Far East and North America .

elderly kats

For more information, visit us on the
Web at http://www.
"The importance of financial education can not be overstated," said
Loretta Abrams, HSBC - North America's vice president of community development
and consumer advocacy. Hopelink
is a substantial part of the Eastside's community safety net , serving over
6,600 individuals a week.

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org

Participants can register for classes by calling 425-943-7577.
Hopelink's services include food, shelter, homelessness prevention, child
development , family development, transportation and adult literacy.org . Financial products and services are offered under the
HSBC, HFC and Beneficial brands. Approx.

afb elderly

AOTA advances the quality, availability, use and
support of occupational therapy through advocacy, education and research on
behalf of its members and the public.

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-- Provide training to drivers that improves their ability to drive
safely.

-- Recommend adaptive equipment and train older drivers how to use the
equipment to help them continue to drive and get around safely and
appropriately.

CONTACT: Rob Black of American Occupational Therapy Association ,
+1-301-652-6611, x 2963, cell: +1-202-288-3702 or praota@aota.
"For many of the families we serve at Hopelink, this financial planning
and coaching will dramatically change how they think about money," said Doreen
Marchione, executive director of Hopelink. Napoles,
Sala de Prensa

More information: presse@dechema.

expo dnd

Target groups include individuals in low-income areas
and those in need of credit and homeownership counseling.

disabled universal

The report featured Linda McCumber, an occupational therapist
from Albany, New York and her Mother, Alma Raab from Long Island. The goal of occupational therapy
is to help individuals lead independent, productive and satisfying lives
through participation . HSBC - North America
operates three HFC and Beneficial consumer lending branches in Seattle.

AchemAmerica 2005: A Strategic Incentive for Mexico's Process Industries; International Exhibition and Conferences Target Current Challenges

It is the biggest international
event for the supplier branches in chemistry and process engineering
in Mexico and Latin America.

inclusion dnd

"
The American Occupational Therapy Association (AOTA) in conjunction with
National Highway Transportation Safety Administration and the Centers for
Disease Control has been promoting the use of OT as an intervention for older
drivers. Practitioners work with individuals to
improve their basic motor functions and reasoning abilities, and also to
compensate for permanent loss of function.m.

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Occupational therapists can help families address safety for older drivers
by taking the following steps:

-- Evaluate older adults to determine any physical, visual, or
cognitive limitations that could affect how he or she is able to
drive a car.yourcreditcounts.

Please note:

Opening Press Conference, April 12, 2005, 12.