According to The Privacy Rights
Clearinghouse, a non-profit group in San Diego, Calif.com .

Larceny is simple theft, such as shoplifting from a store, or pickpocketing .

depriving robber

This is important because all a thief really needs is a name
and address to steal an identity -- the fewer times it's printed, the
better. Children aren't
safe either -- 500,000 children had their identities stolen.
Identity theft occurs when someone uses another person 's information, such
as a social security number, credit card number, bank account or other
personal identifier to commit fraud., A new study focusing on
identity theft in the state of New York reveals just how seriously this crime
threatens New York residents.5%) in the state were victimized in 2004 . "Our customers told us that they were concerned about
this growing threat, and this coverage will provide them with additional peace
of mind.

vandalism burglary

6 percent of the adult population
discovered they were victims of some form of identity theft.com/ and allows users to proactively manage their
identity and potentially avert identity crimes.
Harold Kraft, CEO of MyPublicInfo. MPI sells the most comprehensive consumer products available through
http://www.

About Affinion Group
Affinion Group is a leading affinity direct marketer of value-added
membership, insurance and package enhancement programs and services to
consumers.

looting robbery

"Identity theft is part of our lives. We've been working very hard for years to perfect a system that could
protect consumers and businesses from one of the fastest-growing crimes ever.
Last year, nearly 10 million people or 4. Costs associated with identity theft
don't stop with what was taken from a bank account, phone card or credit card. IdentitySweep includes a leading-edge identity fraud detection
technology that scans billions of public records for suspicious activity
associated with identity fraud, including attempts to create a synthetic
identity.com .

Some businesses, recognizing the severe impact of identity theft on
individual consumers, are stepping up to help them deal with this threat.

depriving pickpocketing

LifeLock, a provider of identity
theft protection services, today launched the nation's first and only
proactive identity theft solution designed to prevent the crime from happening
before it occurs. The company will also resolve any credit issues,
no matter the cost or hours, at LifeLock's expense.com or by calling (877) 543-3565.MyPublicInfo.affiniongroup.
The new services, which include one-on-one, start-to-finish identity theft
victim resolution as well as ongoing proactive education, are provided by
Identity Theft 911. "Americans need help from
their trusted institutions to deal with this very serious risk . Online
Banking Report named Identity Theft 911 one of "the 10 most significant
innovations and developments of 2003," including the company on its list of
"10 industry developments that provide the best glimpse at the future of
online financial services delivery.

When force or intimidation against the victim is used to effect the theft, as in a mugging or carjacking, the charge is robbery .

Embezzlement is the misappropriation of property which has been entrusted with an indivual, by that individual, for his or her own use.

commit robbers

-- LifeLock drastically reduces the amount of junk mail received --
LifeLock notifies the companies that sell names to junk mailers to
have its client's names omitted from their list to stop the junk
mail.IdentitySweep . With more than 30 years of experience, Affinion Group currently
offers its programs and services worldwide through more than 4,500 affinity
partners.com/ud_public. The credit union is partnering with Identity Theft 911 to deliver the
groundbreaking program.

looting construed

Most victims of identity theft have to
pay an average of $1108 and spend 160 hours over two years trying to fix the
financial damage and it still takes years to repair damaged credit. (MPI) was founded in Arlington, Virginia in 2004 and is
the leading provider of consumer identity and public records management
services. For more information or orders, please go
to http://www.prnewswire.

mugging construed

But, once a LifeLock client,
consumers don't have to worry because they are protected," said Todd Davis,
president and chief executive officer of LifeLock.95 per month service can be accessed at
http://www.IdentitySweep.
"IdentitySweep is the consumers' best chance at avoiding identity-related
criminal abuse," said Frank Abagnale, an Affinion Group spokesperson and one
of the world's most respected authorities on the subjects of forgery,
embezzlement and secure documents, who inspired Steven Spielberg's film Catch
Me if You Can."
IdentitySweep protects consumer identities in three ways:

1.

Available Topic Expert(s): For information on the listed expert(s), click
appropriate link.
-- One in nine households (11. MetLife Auto + Home rolled out the policy enhancement to
New York policyholders on June 1.identitytheft911.

larceny robberies

"LifeLock's answer to
identity theft isn't reactive -- it's proactive . There is an additional $10 per month
per household member for regular monitoring and maintenance . IdentitySweep scans the online directories that list a consumer's
information and requests removal of that information to prevent abuse by
telemarketers and identity thieves.
Based in Norwalk , Conn. The study, "Analysis of Significant Identity
Theft + Crime Patterns in the State of New York ," was authored by Identity
Theft 911 (http://www.

entrusted embezzlement

According to the
Federal Trade Commission (FTC), identity theft is the fastest-growing crime in
America. It often takes longer to undo the damage a
thief has done than it took them to do the crime. "Punishment for fraud and recovery of stolen funds are so rare,
prevention is the only viable course of action and IdentitySweep's multiple
features provide unsurpassed prevention. It instantly notifies consumers by email of any
suspicious activity related to their personal information before the
consumer is victimized. For more
information , please go to http://www.

commit pickpocketing

, MyPublicInfo
(http://www. IdentitySweep searches Internet newsgroups , search engines, blogs, and
hundreds of thousands of chat rooms and websites looking for personal and
financial information.
"IdentitySweep combined with MyPublicInfo and Affinion's other protection
products marks a new era of identity fraud protection and the creation of a
new, one -of-a-kind product that will benefit Affinion's over 4,500 marketing
partners and their customers across multiple industries.

carjacking commit

"After personally seeing the horrendous impact
identity theft has had on the lives of real people, LifeLock will surely prove
to be an invaluable solution for protection against identity theft.

3. "The increase in availability of public
information combined with easy Internet access has left consumers vulnerable
to multiple identity threats."

About MyPublicInfo
MyPublicInfo, Inc. Its diversified base of affinity partners includes leading companies
in a wide variety of industries, including financial services, retail, travel,
telecommunications , utilities and Internet.com/cgi-bin/prnh/20031122/SFSA001LOGO )

Among the alarming facts called out in the New York study:

-- Identity theft in New York increased by 39% over the past two years
(FTC).
-- Identity theft cost New York enterprises and victims nearly $6 billion
and more than 42 million hours in victim resolution in 2004.
"Identity theft is financial terrorism, and individual consumers can't
fight it alone," said Identity Theft 911 Chairman Adam Levin, former Director
of the New Jersey Division of Consumer Affairs.

theft kleptomania

Consumers can enroll for the LifeLock identity theft protection service
either online at: http://www.

-- LifeLock monitors its client's credit -- clients receive free copies
of credit reports when alerts are placed on their accounts. Losses to
victims and businesses last year exceeded $50 billion and almost one-third was
due to credit card fraud., it's estimated that
some four million people's identities were compromised just since mid-February
2005.com), the leader in credit monitoring and identity
theft protection since 1992, IdentitySweep is more proactive than any other
service available to consumers, businesses, or government agencies.
MetLife Auto + Home has responded to the crisis by becoming the first
homeowners insurer in the U.

deprivation robberies

These alerts ensure that if anyone attempts to obtain a LifeLock
client's credit report, apply for new credit, change an address,
expand credit lines, open a checking account, get insurance or
utilities -- clients will be notified by LifeLock to verify approval
on the transaction. As a result , a person may be
declined or placed in a pending status.
The costs accumulate when legal bills, restoring one's credit and damage to
one's reputation are considered.com, partner web
sites , and other marketing channels. SCOTTSDALE, Ariz.

About Identity Theft 911
Identity Theft 911 (http://www."

rogues mugging

Our goal is to help
consumers protect their identities and avoid becoming a victim in the first
place.
LifeLock guarantees the effectiveness of its system by offering up to
$25,000 in reimbursement for any cash losses if an identity is compromised
while a LifeLock customer., LifeLock developed the nation's first and only proactive
identity theft solution designed to prevent the crimes before they occur. MetLife Auto + Home and Nassau Educators Federal
Credit Union are doing the right thing for their people, and they deserve our
praise.5 million
households currently included in its retainer-based RB421 program.

entrusted deprivation

Identity Thieves Beware: LifeLock Introduces Nation's First Guaranteed Proactive Solution to Identity Theft Protection

The LifeLock identity theft protection service comes at a time where
consumers are growing increasingly wary about their potential exposure to
identity theft. After major data security breaches that include ChoicePoint ,
Bank of America, LexisNexis, DSW Shoes, Polo Ralph Lauren and Ameritrade, the
personal information of more than two million Americans including politicians
and celebrities, have been lost or stolen . Based in
Scottsdale, Ariz.MyPublicInfo. The service analyzes the suspicious activity to provide a 'risk
score' that indicates how much and for how long a consumer's identity has
been compromised. This technology works much faster than the credit
card and credit bureau monitoring services, which alert a consumer after
they become a victim. Affinion Group also has a growing
loyalty solutions operation which administers points-based loyalty programs., Affinion Group has approximately 3,600 employees
throughout the United States and in 13 countries across Europe.newscom .
-- Identity theft losses in the state are 9.S.
"The truth is that we can't afford to wait for individual consumers to come to
grips with this extremely serious threat," said Christenson.

Identity Theft 911 is the recognized leader in identity
theft victim resolution, defense, and education , with over 2.

This ODP category therefore focuses on criminal larceny and its near-cousins.

robbery entrusted

affiniongroup .jsp?userid=482579

com). to include identity theft resolution services
on its renters, condominium, and homeowners policies at no additional charge. People count on their
insurers and financial institutions to weigh these risks and take appropriate
action on their behalf.

embezzlement robbers

The LifeLock process includes six critical steps to ensuring one's
identity is protected:

-- LifeLock blocks a person's credit so only they can use it -- alerts
are placed on the credit report with all FOUR major credit bureaus. This $4.

"IdentitySweep is the answer to a pressing consumer need," explains Dr. Abagnale
http://profnet.

(Photo: http://www.

larceny pickpocketing

"

The LifeLock Process
Locking one's identity takes time, attention to detail, deep knowledge of
the ways in which thieves penetrate the lives of consumers, how banks issue
credit , as well as the laws, procedures and regulations which govern how
personal information is released , sold, shared and compromised.

2% of the population) were
victimized in 2004.
-- The most heavily victimized New York metropolitan areas include
New York-Northern New Jersey-Long Island, Rochester, and Buffalo-Niagra
Falls.
"As a leading personal lines insurer, our goal is to be there when our
customers need us most, whether during a natural disaster , fire, auto accident
or when they are victimized by identity theft," said Bill Mullaney, president
of MetLife Auto + Home.

extortion larceny

- New Identity Theft System 'Locks' Thieves Out and Helps Consumers Prevent
Unauthorized Transactions -

SCOTTSDALE, Ariz.

-- LifeLock stops pre-approved credit offers -- LifeLock alerts every
company that sends out pre-approved credit offers with instructions
to stop sending them."
In the financial services arena, Nassau Educators Federal Credit Union
will be the state's first financial institution to provide identity theft
education and victim resolution at no charge to every one of its 100,000 -plus
members.com) provides enterprise-level
fraud solutions to Fortune 500 companies, a wide spectrum of financial
institutions, and many of America's largest insurance companies and corporate
benefits providers.

indivual deprivation

-- LifeLock ensures that everything goes smoothly when applying for
credit -- because the credit-granting process stops until a person
from the company accessing a credit report contacts a customer, it
can be difficult to identify the right person to talk to, especially
when applying for instant credit.Unique Service Identifies Earliest Signs of Financial Identity Theft, Manages
Consumers' Public Information on the Internet and Monitors Credit Cards

ARLINGTON, Va.
-- Nationwide, New York ranked seventh per capita and third in absolute
terms for identity theft in 2004 (FTC).3 times higher than aggregate
losses from burglary, larceny theft, and motor vehicle theft.

robbery rogues

lifelock. More than
two billion pre-approved credit offers are sent out every year.

About LifeLock
LifeLock is a provider of identity theft protection services."
"As the leader in credit monitoring and identity theft protection, we are
excited to incorporate IdentitySweep in our suite of solutions that includes
PrivacyGuard, PC Safety Plus, HotLine, and the Personal Information Profile,"
adds Tom Rusin, Chief Revenue Officer and General Manager of Affinion."
Identity Theft 911 CEO Sheryl Christenson lauded MetLife Auto + Home and
Nassau Educators Federal Credit Union for providing an identity theft safety
net to policyholders, members, and their families at no additional charge.

Burglary, on the other hand, entails the breaking and entering a structure, usually by stealth and usually to commit a theft or other crime.

robber mugging

The cost for
the LifeLock service is a $99 set up fee for the first household member and
$49 setup for each member thereafter. Clients
are notified immediately if anything on the credit report changes.com), a leader in consumer identity protection , today
announced the launch of IdentitySweep, the first real-time identity management
service for consumers.

2. IdentitySweep is the first service that
proactively defends a consumer 's identity by continuously monitoring his or
her public information for early signs of manipulation .
Frank W.

New Study by Identity Theft 911 Shows Severe Impact of Identity Theft on New York State Residents

identitytheft911.
-- An estimated 800,000 New York residents (4.
New York legislators and law enforcement officials have also recognized
the serious threat identity theft presents for state residents. Manhattan District Attorney Robert
Morgenthau has 66 prosecutors assigned to identity theft cases, who handled
1,052 prosecutions in the past six months.

kleptomania pickpocketing

, Until now, the only way
consumers could protect themselves from becoming a victim of identity theft
was to shred documents, wait by their mailboxes, monitor credit card
statements and avoid credit card offers.

Unlike all other identity theft solutions offered by credit bureaus,
financial institutions or credit card companies, LifeLock provides a
preventative, cost-effective service with comprehensive features and benefits
typically not offered by one provider.
"LifeLock is a service that consumers desperately need to protect
themselves -- it's a comprehensive and proactive solution to a devastating
crime," said Luke Helms, former vice chairman for Bank of America and LifeLock
chairman of the board. This is a critical step because it's one of the
biggest opportunities ID thieves use to steal identities. Correcting the damages from identity theft is a
long, tedious and expensive process. Many consumers don't
realize their identity has been stolen until they start receiving collection
notices in the mail.

MyPublicInfo and Affinion Group Launch the First Proactive Consumer Identity Management Service IdentitySweep

"What bank
robbery was to the Depression Era, identity theft is to the Information Age,"
declared Senator Charles Schumer of New York at a March 2005 Senate Banking
Committee hearing on identity theft. "As this new
study makes clear, this is not a wait -and-see situation."
Organizations or journalists wishing to receive a copy of the new study
should contact Identity Theft 911 by telephone at 480-355-8500.

As all crimes are acts of deprivation, a wide variety of acts including arson, fraud, plagiarism, kidnapping, looting, piracy, extortion, counterfeiting , or vandalism could be construed as forms of theft.

rightful shoplifting

A credit report, bank or credit card statement is a document that should never
be used by an identity thief as a weapon against a consumer," added Davis. As a LifeLock client, the
company gets you to the right person right away to make sure that
everything happens quickly, efficiently and with the least amount of
delay.

LifeLock Identity Theft Service Features and Benefits

-- Credit monitoring through TransUnion
-- Placement and maintenance of victim's alerts on all four major credit
bureaus
-- Cessation of pre-approved credit card applications and most junk mail
-- Creditor relations
-- Full-service remediation in the event a client's identity is
compromised while a client
-- Insurance against all direct monetary loss incurred by the client up
to $25,000
-- Guaranteed effectiveness

A National Epidemic
There is legislation providing tougher safeguards against it; major
initiatives being launched by the nation's largest credit card and financial
institutions; entire police task forces to manage the number of complaints;
and thousands of prosecuted cases just on identity theft.
Developed in partnership with Affinion Group
(http://www.