Endaya, President and CEO of
the Los Angeles Police Federal Credit Union.

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"We are extremely proud to have this
opportunity to help provide peace of mind to the members of the Los Angeles
Police Federal Credit Union and their families.identitytheft911.

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Judd Rousseau, Identity Theft 911 COO and Director of Fraud Operations,
emphasized the importance to LAPFCU members of the consumer education provided
by Identity Theft 911.

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com) provides
enterprise-level fraud solutions to Fortune 500 companies, a wide spectrum of
financial institutions, and many of America's largest insurance companies and
corporate benefits providers.

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Many AIDS patients receive the drug through
state-federal Medicaid programs that include the medication in their drug
formularies."
"Identity Theft 911 was built from the ground up with a single mission: to
create effective, affordable solutions to the identity theft crisis," said
Sheryl Christenson, CEO of Identity Theft 911 and Vice President of the
Northern California Chapter of the IAFCI.

ABOUT IDENTITY THEFT 911
Identity Theft 911 (http://www. Online Banking
Report named Identity Theft 911 one of "the 10 most significant innovations
and developments of 2003," including the company on its list of "10 industry
developments that provide the best glimpse at the future of online financial
services delivery.

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D.

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"As law enforcement professionals, our members are well aware of the
damage identity theft can do," said Stephen M.

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As Justice Department Indicts Four Former Executives of Swiss Biotech Company,
US' Largest AIDS Group Says Company Itself Must Also be Held Accountable

LOS ANGELES, As four former executives for the
Swiss biotechnology company, Serono, were indicted by the United States
Department of Justice on charges of bribing doctors to write prescriptions for
the company's AIDS wasting drug, Serostim, AIDS Healthcare Foundation (AHF),
the nation's largest AIDS organization, is urging that the company itself also
be held accountable over the bribery scandal involving its pricey AIDS wasting
drug. "The best defense
against this crime is prevention .

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LAPFCU members will be provided
identity theft victim assistance and consumer education at no cost to them
under the innovative new program.

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Los Angeles Police Federal Credit Union to Provide Identity Theft 911 Victim Assistance and Consumer Education at No Charge to All Its Members

The Identity Theft 911 program will be a
significant step forward in protecting them against the damage this crime can
inflict. Members will also have access to the nation's premier consumer
education program on identity theft risks and defenses."

ABOUT LAPFCU
The Los Angeles Police Federal Credit Union is a single sponsor credit
union, proudly serving the financial needs of the sworn and civilian employees
of the Los Angeles Police Department and their families. Since 1936, LAPFCU has
been serving its members and is committed to its mission statement: LAPFCU is
an organization of PARTNERS WHO CARE and is guided by four critical values:
Commitment, Assurance, Respect, and Excellence .

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"

Protecting the Protectors
Under the program, Identity Theft 911's industry-leading victim resolution
services will be available to every Los Angeles Police Federal Credit Union
member. Currently with over
$630 million in assets and more than 41,000 members , LAPFCU is dedicated to
maintaining the financial stability, strength, and credibility that are
necessary to secure and protect its members' assets.

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(Photo: http://www."

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com/cgi-bin/prnh /20031122/SFSA001LOGO )
In recognition of National Consumer Protection Week, the two organizations
also urged consumers to be vigilant in protecting their personal and financial
information to avoid being victimized."
"The Los Angeles Police Federal Credit Union was founded for one reason:
to serve the sworn and civilian employees of the L.P. With strategic alliances that include
myFICO /Fair Isaac, TransUnion, and AIG, Identity Theft 911 is the recognized
leader in identity theft resolution , defense, and education.

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"

com ), the Los Angeles Police Federal Credit
Union and Identity Theft 911 announced today. That means giving LAPFCU members the
information they need to protect their identities from would-be scammers.

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attorney's office in Boston subpoenaed from
Serono nearly 10 years' worth of documents pertaining to Serostim as part of
an ongoing grand jury investigation into the company's practices. Identity theft was the nation's top
consumer complaint for the fifth year in a row in 2004, according to a new
report from the Federal Trade Commission (FTC).

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"We are glad to finally see some accountability in the scandal involving
the sales and marketing of this expensive AIDS wasting drug," said AIDS
Healthcare Foundation (AHF) President Michael Weinstein ."
According to the Kaiser Family Foundation's Daily HIV/AIDS Update,
"Serostim, which is a growth hormone, is prescribed to HIV-positive patients
to treat AIDS-related wasting.

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"We wanted to make world-class identity theft protection
available to our members and their families, at no cost to them and without
compromising their privacy.

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AHF Says Serono Must be Held Accountable Over Bribery Scandal Involving AIDS Wasting Drug Serostim

LOS ANGELES, The Los Angeles Police Federal Credit
Union (LAPFCU) will provide the nation's premier identity theft services for
its entire membership through Identity Theft 911
(http://www.identitytheft911. According to the FTC report,
"National and State Trends in Fraud and Identity Theft," identity theft
accounted for 39 percent of the consumer fraud complaints filed with the FTC
last year, more than any other category. and their families,"
continued Endaya.

The Identity Theft 911 victim resolution service provides:

-- A personal advocate who works with the victim one-on-one until the
crisis has been resolved
-- Systematic notification of agencies, businesses, and institutions
-- Comprehensive case file creation for insurance and police
-- Preparation of all needed documents
-- Credit reports from all three credit bureaus
-- Emailed fraud alerts and consumer education
-- One year of credit monitoring and fraud monitoring
-- A full year of follow-up alerts , phone calls, and status checks to
avoid recurrence

In addition, the consumer education component will provide all Los Angeles
Police Federal Credit Union members with ongoing emailed fraud alerts, a
monthly newsletter, and a dedicated web site with articles, interviews, and
white papers covering every aspect of identity theft. "Education is the consumer's single most powerful
proactive weapon against identity theft," said Rousseau, who also serves as
Vice President of the Southern California Chapter of the International
Association of Financial Crimes Investigators (IAFCI).

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"Consequently, the Los Angeles
Police Federal Credit Union has always taken a proactive approach to
protecting our members' privacy as well as their assets .A.

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In 2001, the U.

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"The indictment of
these four former Serono executives is a good first step , however, we also
want to urge government officials and the Department of Justice to make
certain that the company itself be held accountable for its role in illegally
promoting the use of Serostim .

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