com ).

About Spectrem Group
Spectrem Group is a strategic consulting firm specializing in the affluent
and retirement markets. Through a
collaborative process, they create and implement practical and profitable
strategies that fit the cultures of client firms. SAN DIEGO, Ruling that the scientific evidence
failed to support claims against the Company , the United States Court of
Appeals for the Eleventh Circuit reversed a verdict in excess of
four million dollars entered against Metabolife in the case of McClain v.

Forty years later, the case is still used as an example of the failure of social responsibility.

kew reprint

saying fates

Trust, which ranked as the top reason for loyalty among
investors who are reliant upon advisors, was in the bottom half of the list at
just 8%.

conscience handled

In order to clarify the level of anthrax protection in the SNS, I would
appreciate you providing me with the following information:

1.

watchmen didn

McBreen,
managing director of Spectrem Group. Indeed,
it has been reported that not a single anthrax vaccine dose has been added to
the SNS since September 11, 2001. The Court noted that the
case should not have been allowed to proceed to trial given the total lack of
credible scientific evidence to support claims that Metabolife 356 caused the
harm of which the Plaintiffs complained., and by
Chris Kimble and Mark Tindal with the Birmingham firm of Balch + Bingham,
L.P.

saying shocked

Spectrem professionals have
held senior management positions at leading global companies.

navigator perceived

. I know that Project
BioShield's purpose is to develop vaccines from an experimental stage, and I
support efforts to develop new anthrax vaccines such as those offered by this
unique technology. What are the number of anthrax vaccine doses ordered from each
manufacturer for the SNS, and what number have been delivered?

3.

shocked navigator

Even if a waiver of FDA approval was given due to a national
emergency, it is unclear how quickly this new vaccine could be manufactured.

murdered conscience

witnesses parole

More than one-fifth (21%) of self-directed affluent investors cited "no
reason " when asked why they stay with their primary financial services
providers, according to the Spectrem Market Insights(TM) report "Future Trends
in Financial Services," released today. Next were service (17%) and personnel
(15%).

perceived failed

Sincerely,

Bennie G.

The reports of witnesses saying 'I didn't want to get involved,' shocked the nation into examining its conscience, and changing the way crime reports are handled.

moseley handled

Affluent households are
defined as those with more than $500,000 in investable assets.

Congressman Thompson: Three and One-Half Years Is Too Long for America to Wait for Anthrax Vaccines

However, I am concerned about the possibility that if this
new technology is not ultimately successful, or does not receive FDA approval,
the SNS may be left without an adequate supply of anthrax vaccine in the case
of an emergency. In the event of an emergency, how quickly and in what number of doses
can the manufacturer of the new anthrax vaccine supply the SNS?

6.

failed witnesses

WASHINGTON, a number that falls far
short of being able to cover the threat to the American civilian population --
because a new type of anthrax vaccine under development as part of Project
BioShield has not yet completed the development and approval process.
On appeal, after a two-week trial in Birmingham, Alabama in November 2002,
the Eleventh Circuit Court of Appeals held that expert testimony offered in
support of the Plaintiffs' claims was unreliable and lacked any foundation in
accepted scientific principles or methodology.

Kitty Genovese was murdered in March of 1964, in Kew Gardens, Brooklyn, New York.

watchmen screaming

"Future Trends in Financial Services" is part of the Spectrem Market
Insights(TM) series. If the FDA does not ultimately approve the new anthrax vaccine, does
HHS intend to continue relying on that vaccine to meet the SNS' needs in
the event of an emergency?

7.

parole navigator

Suggests Significant Opportunity for Competing Firms

In Contrast, Investors Who Rely on Advisors Cite Trust, Service and Personnel
as Top Reasons for Staying With Their Providers

CHICAGO, For those affluent investors who make
their own investment decisions, the No .
"Self-directed investors are a sizable and important segment of the
affluent market and the apathy expressed about their primary financial
services providers is very significant. Financial services firms catering to self-directed investors should
take note -- their client bases are at risk," said Catherine S.
When self-directed affluent investors were asked about the one thing they
would like to change about their primary providers, 47% chose "nothing. Just 10% selected "no reason. Lake Street, Suite 402, Chicago, IL 60661,
(312) 382-8284 ( http://www.
A contract was just announced on May 6, 2005 to deliver approximately 5
million doses of an older version of the anthrax vaccine that is already
successfully developed, but it is unclear when this delivery will be made or
why this number of doses was all that was requested.

reprint witnesses

Service (19%) and low fees (13%) were the next highest-scoring reasons for
provider loyalty. The survey
data were gathered via telephone interviews conducted in October and November
of 2004 and have a margin of error of plus or minus 4 percentage points. What is the current progress of the development of the new anthrax
vaccine in Project BioShield? For example, what is the status of the
clinical trial testing and FDA approval of this vaccine?

5. Thompson
Ranking Member
House Committee on Homeland Security

genovese citing

" This
appears to underscore their overall sense of apathy.
Among the affluent market segments that are reliant upon advisors --
advisor dependent and advisor assisted -- taken together, 22% cited trust as
the top reason for provider loyalty. Additionally, a
memorandum of understanding (MOU ) with the Department of Defense permits use
of its stockpile of anthrax vaccine in the event of a domestic national
emergency, but it is unclear how this arrangement would work if the military
required the vaccine for its own use.

screaming didn

Nothing.
Advisor assisted 50% Regularly consult with advisor but make
most final decisions on their own. What is the reason you contracted for the purchase of 5 million doses
of the older type of anthrax vaccine for the SNS, and why did it take so
long before the need for these doses was recognized?

I would appreciate a timely response to my inquiries no later than June 1,
2005 .L.

As reported by the New York Times, 38 witnesses did nothing while she was stabbed three times over a half-hour period, screaming for help.

kew imprisonment

1 reason for staying with their
primary financial services providers is ." Similar to the self-directed segment,
however, 54% said they would change nothing about their primary providers.

Appellate Court Throws Out Verdict Against Metabolife

Metabolife was represented at trial and on appeal by Ed Bowron and John
Kavanagh, with the Mobile, Alabama firm Bowron, Latta + Wadsen, P.C.

imprisonment saying

It integrates proprietary research with expertise in
building business, marketing and M+A strategies. The Eleventh Circuit rejected
arguments advanced by the Plaintiffs that Metabolife 356, a popular herbal
dietary supplement that contained ephedra and caffeine, caused them to suffer
various injuries including strokes and heart attack.

genovese rebuts

Apathy Is No. 1 Reason Self-Directed Affluent Investors Stay With Financial Services Providers

This finding is surprising given that
48% of these investors have been with their primary providers for more than
10 years and another 18% between 6 and 10 years.

Survey Respondents by Market Segment

Segment Percentage Attributes
Self-directed 33% Make investment decisions without
assistance of an advisor.
The new type of anthrax vaccine under development in Project BioShield has
some unique benefits, but is offered by only one manufacturer and is not yet
approved by the Food and Drug Administration (FDA). What steps has HHS taken to contract for the purchase of anthrax
vaccine doses for the SNS?

2.

genovese kew

citing navigator

It suggests competing firms with
stronger capabilities are in a position to poach these clients with relative
ease.
Advisor dependent 17% Rely upon investment advisor to make
most, if not all , investment decisions.
Metabolife International, Inc.

kitty rebuts

.

The report, "Future Trends in Financial Services," is based on survey
responses from more than 500 affluent households. Those interested in purchasing the report should contact
Spectrem Group at 641 W.

murdered shocked

spectrem. What is the maximum number of anthrax vaccine doses of any type
immediately available in the case of an emergency -either in the SNS or
through outside agreements with other agencies or manufacturers?

4.