RepayMe is the 100% Web-based software solution that provides an
integrated real-time debit card option, online Participant Claim Entry,
Employee Self Service, Employer Self Service, and a Business Processing
Outsource (BPO) option for FSA/HRA/HSA management.800.5237 or visit the company's Web site at www .

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WASHINGTON, Aon (NYSE: AOC) has
announced that it will integrate BenSoft's RepayMe(R) into its global, end-to-
end human resource solutions provided to clients by Aon Human Resource
Outsourcing (Aon HRO), a division of Aon Consulting. By offering the RepayMe technology, Aon clients will
benefit from the addition of a fully automated, web-based solution to manage
reimbursement accounts, such as Flexible Spending Accounts (FSA), Health
Reimbursement Accounts (HRA) and Transportation and Parking Accounts (S132). A multinational
payroll outsourcing engagement with Ceridian helps ensure that employers
achieve full local compliance so that each country's payroll is completed
according to the highest payroll standards and in compliance with local
legislation.225.

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Gary Budzinski, president of Aon HRO, said, "With the combination of
skyrocketing healthcare benefit costs and the heightened emphasis on
attracting and retaining a high-performance workforce, employers need next
generation benefit services to grow their business. "This study enables them to assess and evaluate the health and
welfare administration solutions available in order to determine the best
approach to meet their needs.

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com

Additional findings from the study include:

-- The average annual total cost of ownership for in-house benefit
administration is $199 per employee, compared to $165 per employee when
outsourced to ADP. The first
study measured the total cost of payroll and HR administration and the
second focused on time and labor management.

verifications ceridian

newscom. Further information concerning the Company and its
business, including factors that potentially could materially affect the
Company's financial results, is contained in the Company's filings with the
Securities and Exchange Commission.myceridian.
Depending on how their solution is designed, Ceridian customers can
interact at a local level in either their local language or in English, or
centrally through Ceridian's Multinational Services Centre in London, in nine
languages (English, French, German, Spanish , Italian, Portuguese, Flemish,
Catalan and Japanese). With
Ceridian's multinational reporting solution, complex global organizations can
monitor and control labor costs and access the data needed to make strategic
workforce decisions.

"As a client of ADP, we have experienced cost savings and efficiencies that
mirror the results provided by the study respondents.5 billion in revenues and
approximately 590,000 clients worldwide, is one of the largest providers of
a broad range of premier, mission-critical, cost-effective transaction
processing and information-based business solutions.

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866.com

This press release contains certain statements related to future results ,
or states our intentions, beliefs and expectations or predictions for the
future which are forward -looking statements as that term is defined in the
Private Securities Litigation Reform Act of 1995 .

chernoff fmla

Aon HRO Selects BenSoft to Deliver Web-based Flexible Spending Account Administration for its Human Capital Consulting Clients

We are
looking forward to supporting Aon, a market leader in Benefits and HRO
Services with a long tradition of offering the highest quality outsourcing
solutions.

, +1. All studies have revealed
significant savings achieved through outsourcing.

tpa outsourcer

com/cgi-bin/prnh /20041215/CGW049LOGO )
Aon HRO provides clients with comprehensive outsourced health and welfare
services, defined benefit and defined contribution solutions, performance
measurement and improvement services, hiring and training expertise,
leadership, learning and human resources best practices and payroll
administration.

-- The cost savings achieved through outsourcing were true for all
organizations that participated in the study with a range of approximately
1,000 to 15,000 employees.
These companies represented a broad range of industries, and had an average
number of 4,155 benefits-eligible employees., with $8.adp.

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Contact:
Dana Sohn, Aon Consulting, +1."
Ceridian provides customers with the confidence that they are working with
local people, responsible for in-country local processing, who are conversant
with cultural issues, legislation, tax and statutory reporting requirements.myceridian.
ADP National Account Services (NYSE: ADP),
part of the Employer Services (ES) division, a leading provider of
integrated outsourced payroll and human resource services, today announced
the results of the first-ever comprehensive study on the Total Cost of
Ownership (TCO) for health and welfare benefit administration.
-- Companies outsourcing benefit administration to ADP reported low or no
costs related to Sarbanes-Oxley compliance. "They can go on
the ADP-hosted Web site at any time to get up-to-date benefits information
and manage personal selections. More than
518,000 companies trust ADP ES for unparalleled service and compliance
expertise, which allows them to focus on other core activities.

remuneration confluent

Aon Consulting delivers integrated consulting solutions
to help clients with employee benefits, human resources outsourcing,
compensation, communication and management consulting., an
independent consulting firm specializing in the evaluation of HR service
delivery, demonstrated that organizations that outsource benefit
administration to ADP experience a 17 percent lower TCO than those that
keep the responsibility in-house.

This includes wages, medical insurance, leave plans, retirement plans, 401(k)plans, cafeteria plans and other related information.

trinet 5500

com ) is a leading provider of risk
management services, insurance and reinsurance brokerage, human capital and
management consulting, and specialty insurance underwriting.
Ceridian Multinational Payroll Solutions enable global employers to
contract with a single provider for all of its payroll needs, lessening the
need to keep up-to-date with payroll regulations - as well as the cost and
responsibility of employing payroll experts - in each country.

About Ceridian
Ceridian is changing the world of work by enabling companies to be free to
succeed in their core business through its suite of innovative managed human
resource solutions that include payroll and compensation, staffing,
compliance, HR administration and employee effectiveness. Web-based benefits
give employees the tools for managing their health and welfare benefits,
significantly reducing administrative burdens for internal payroll and HR
departments.

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247 billion and 7,500 professionals in 120 offices
throughout the world.484 .
"Without doing the proper preparation to work with employees in different
countries, organizations will most likely endure a partnership full of
miscommunication, ineffective solutions and noncompliance issues - which can
add up to a costly headache," said Bill Thomas, president of Ceridian
Multinational Services.

The study found that through outsourcing, employers are able to offer
employees a more comprehensive benefits program with additional service
options.

enrollments fmla

The announcement was made
at the Employers Council on Flexible Compensation in Washington, DC.
A multinational company may also have fragmented systems, inconsistent
processes and a wide array of suppliers as a result of rapid expansion - an
approach that makes it burdensome to track people and costs. As a single point
of contact, Ceridian Multinational Payroll Solutions provides a standardized,
consistent process across all locations, and also enables growing
organizations to consolidate their payroll information.com or call (800) 729-7655.

ebri verifications

The study,
commissioned by ADP and conducted by Sourcing Analytics Inc."

Sourcing Analytics also discovered an additional cost savings for
organizations that utilize multiple services from a single outsourcing
provider.

Sourcing Analytics developed and administered the surveys to calculate the
total costs for health and welfare benefits including medical, dental,
vision/hearing, basic life insurance, short- and long-term disability,
personal liability, accidental death and dismemberment, flexible spending
accounts, commuter benefits, long -term care, supplemental insurances, and
voluntary benefits.

remuneration qdro

2650 ext. For example, companies outsourcing to ADP are more than four times
more likely to offer Web-based annual benefits enrollment, and more than 18
times more likely to offer Web-based enrollment on an ongoing basis to
manage status changes and year-round benefit options.com/files/TCO_benefits.

enrollments balser

The alliance between Aon
and BenSoft will give our customers the ability to offer employees attractive
benefit programs while eliminating the burden of back-office functionality and
dramatically reducing the costs associated with manual administration and
reimbursement."
RepayMe enables customers to simplify benefit administration processes
with an easy to use interface. Clarifying calls were made to review and normalize
against other responses based on many factors including company size,
operating environment, and benefit process complexity.

trinet ceridian

(Logo: http://www.
Aon Consulting is among the top global human resources consulting firms,
with 2004 revenues of $1. 110, tomhoran@bensoft. Potential factors that could impact
results include: general economic conditions in different countries in which
we do business around the world, changes in global equity and fixed income
markets that could affect the return on invested assets, fluctuations in
exchange and interest rates that could influence revenue and expense, rating
agency actions that could affect our ability to borrow funds, funding of our
various pension plans , changes in the competitive environment, changes in
commercial property and casualty markets and commercial premium rates that
could impact revenues, changes in revenues and earnings due to the elimination
of contingent commissions, other uncertainties surrounding a new compensation
model , the impact of regulatory investigations brought by state attorneys
general and state insurance regulators related to our compensation
arrangements with underwriters and related issues, the impact of class actions
and individual lawsuits including derivative actions and claims under ERISA,
the cost of resolution of other contingent liabilities and loss contingencies,
and the difference in ultimate paid claims in our underwriting companies from
actuarial estimates.

http://adp."

This is the third TCO outsourcing study commissioned by ADP.

peo 5500

"
Tom Horan, BenSoft's president and CEO, stated, "We are very pleased to
work with Aon and to integrate RepayMe into their HRO services.aon.381. We're proud to offer our clients the widest
range of benefit administration solutions, from employee call centers to
Web -based enrollment, in a cost-effective manner.

About ADP

Automatic Data Processing, Inc . For more
information about ADP ES or to contact a local ADP sales office, reach us
at 1.

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Backed by broad resources, industry knowledge and technical
expertise, Aon professionals help a wide range of clients develop effective
risk management and workforce productivity solutions. These forward -looking
statements are subject to certain risks and uncertainties that could cause
actual results to differ materially from either historical or anticipated
results depending on a variety of factors . "With the implementation of Ceridian Multinational
Payroll, organizations can achieve centralized oversight, but still provide
local services in different countries. Ceridian provides English-speaking contacts, both
commercially and from a service perspective, so that communication is quick,
consistent and accurate. For more information about
Ceridian's comprehensive array of human resource solutions , visit
http://www.

TCO was defined as both direct and
indirect costs related to the design and ongoing management of health and
welfare benefit administration. ADP's solution has been a cost- and
time-effective way to manage our health and welfare, and retirement
administration .adp.

401 balser

The company
employs approximately 48,000 professionals in its 500 offices in more than 120
countries . BenSoft provides innovative
benefits solutions to companies ranging in size from 250 to over 250 ,000
employees.

Ceridian Continues to Expand International Business Through Multinational Payroll Outsourcing Solutions

pdf. ADP Employer Services
(ES), a division of ADP, Inc.

401 outsourcer

RepayMe is a web-based reimbursement account administration service
offered through BenSoft. Key features include:

-- Automatically emailing participants with claim status updates and
reimbursement notifications
-- Automatically sending alerts and reminders to participants to make use
of account balances prior to the end of the plan year
-- Customizable web and e-mail communications
-- Personalized debit cards that eliminate out of pocket expenses for plan
participants and speeds claims processing

About Aon
Aon Corporation ( http://www. The study found that when employers integrate call center
support within their benefit outsourcing arrangement , the TCO decreases
further to become 24 percent less than in-house administration.

peo enrollments

Global HR Outsourcing Solutions Provider Now Can Provide Services
to Businesses in More Than 35 Countries

MINNEAPOLIS, Ceridian
(http://www.
"With the vigorous expansion of our multinational payroll solution,
Ceridian continues to demonstrate its ability to anticipate workplace trends
and respond with the resources that enable our customers to meet challenges
both today and in the future," concluded Thomas.

"Many organizations are required to make a business case to support
purchasing decisions," said Regina Lee, President, ADP National Account
Services .

Additional survey results and a white paper prepared by Sourcing Analytics
entitled, "Benefits Administration -- The Impact of Outsourcing on the
Total Cost of Ownership" are available by visiting ,
http://nas.

For the purposes of this study, the TCO of health and welfare benefit
administration was defined as the processes of: determining eligibility for
a set of benefit plan types; communicating eligibility and plan options to
employees; managing enrollment for benefits at hire, during open enrollment
and upon a status change; managing the flow of data to the network of
carriers/benefit providers; and, managing the flow of benefit deduction
information to the payroll system(s). Built with more than
50-years of industry experience, ADP ES' cost-effective, easy-to-use
solutions provide superior value to companies of all sizes.

ceridian remuneration

The global HR outsourcing solutions provider offers a common service
framework, as well as process and performance indicators, and a multilingual
service center to help maneuver through the cultural and compliance nuances,
enhancing a multinational customer 's visibility into its local operations. This consolidation of
information enables the employer to better understand true labor costs, and
make strategic workforce decisions, no matter the currency or location.

About the Study

More than 35 companies participated in the study between July and August
2005.com.

401 fmla

312.4786, dana_sohn@aon.com
Tom Horan, BenSoft, Inc. Ceridian Corporation
(NYSE: CEN) is an information services company serving businesses and
employees in the United States, Canada and Europe.

PRESS RELEASE Study Confirms That Employers Save Money and Increase Efficiencies Through Benefit Outsourcing

Not only are we able to provide conveniences to our
associates, but our HR staff now has more time to focus on core
initiatives instead of administrative tasks.

This subcategory contains information pertaining to employee compensation and benefits.

balser verifications

About BenSoft
Founded in 1991 and headquartered in San Diego, CA, BenSoft has developed
RepayMe , an ASP-based benefits administration software solution designed
specifically for Third party Benefits Administrators or self-administrating
employers seeking a cost-effective reimbursement account administration
solution.com), a leader in managed HR outsourcing solutions that
maximize the value of people , announced today that it has expanded its
multinational payroll outsourcing solutions to serve workforces in more than
35 countries, with plans to exceed 50 countries by the end of the year. Ceridian's offerings are well suited to businesses with at least
100 employees operating in a combination of three or more countries. Since making the
decision to outsource benefit administration, our 25,000 associates are
receiving new plan and service options that we would never have been able
to offer internally without extensive capital and ongoing expense," said
Kimberly Dwyer, Benefits Director, Advocate Health Care. Approximately half of the companies were administering benefits
in-house, and the other half were in an outsourcing relationship with ADP., offers the widest range of HR, payroll and
benefit administration solutions from a single source, to meet the
extensive business needs of employers worldwide.