----CreditPipe
(Pty) Ltd. Once the transaction is logged, a response is transmitted
back to the sales person, indicating whether it is approved or
declined. This
eliminates the need for any web-based banking service or Wireless
Application Protocol (WAP). Together with Online Resources Banking and eCommerce
Services, the Company powers Internet financial services for 700 firms
nationwide.

merchant transactions

The company
undertakes no obligation to update or revise forward-looking
statements to reflect changed assumptions, the occurrence of
unanticipated events or changes to future operating results.
"PA Early Stage played a critical role in helping us build our business
into one of the premier web-based services for the credit card industry," said
David J.

offers online

)
Online Resources Card + Credit Services division was founded in 1997 and
is now among the most widely adopted credit card banking systems. Founded in 1989, Online Resources (Nasdaq: ORCC, Website:
http://www.

escrow accounts


Some of the benefits to be had by Tupperware, its salespeople and
customers are:

Avoiding the safety risk of carrying large amounts of cash;

Reducing cash shrinkage;

Reducing instances of bad debt;

Avoiding the need to visit the bank to make cash and cheque
deposits;

Customers can pay on budget terms;

There is no need to visit a bank or ATM to make withdrawals;

Customers get 30 day plus payment terms with their bank when
using a credit card; and

Customers can earn points with loyalty programmes such as
Voyager Miles and E -Bucks

About Knight Fuller

Knight Fuller is a U., PayCell, Inc. Prospective
investors are cautioned that any such forward-looking statements are
not guarantees of future performance and involve risks and
uncertainties, and that actual results may differ materially from
those contemplated by such forward-looking statements.

accounts provides


A pilot project kicked off and was concluded in September 2003 in
which seven of Tupperware's 28 distributors were involved, which had
salespeople subscribe to CreditPipe's MobileCredit service through
MTN. The services and solutions provided by PayCell
and CreditPipe are targeted at businesses that require the convenience
of fixed-point-of-business tools, within a mobile environment. Its
services include Internet and mobile-based credit card acquiring ,
e-commerce websites, transaction switching, and mobile application
development. and Knight
Fuller , Inc.


paearlystage.

layaway internet

The firm has concluded an agreement
with CreditPipe and service partner MTN to use Credit Pipe's
MobileCredit, a service that enables credit card payments to be
processed securely via a cellular telephone.

PA Early Stage's Incurrent Solutions Acquired by Online Resources Corp.

Online Resources is a
leading outsourcer of Internet banking and payment services to banks , credit
unions and payment acquirers.

About PA Early Stage Partners
Founded in 1997, PA Early Stage Partners is an experienced venture capital
fund that seeks portfolio companies located in the corridor from New York to
Washington, D.

credit offers


Knight Fuller will be adding a number of new services to its
mobile payment platform. Those statements
include statements regarding the intent, belief or current
expectations of CreditPipe (Pty) Ltd. WAYNE, Pa. The
management team just recently announced the close of PA Early Stage III, an
$86 million fund, raising its total under management to $237. The fund can be found on the Web at
http://www.

services those


"The combination of Online Resources proprietary services to the financial
industry and Incurrent's technology and strength in the credit card services
industry will be very powerful," said Dean Miller, a partner at PA Early Stage
and a former member of Incurrent Solutions board of directors.5 million under management across three
venture funds, and is actively making new investments from PA Early Stage III,
an $86 million fund.


com escrow

3 million.com) through which the fund will focus on Pittsburgh-based
life sciences investments.

financial layaway

"There are multiple layers of
security that have been verified by VISA, Mastercard , Nedbank and
PricewaterhouseCoopers," says Deon Botes, Marketing and Sales Director
at CreditPipe .
MobileCredit service utilizes Wireless Internet Gateway (WIG)
technology that resides on a GSM Cellular phone's SIM card.

This press release contains statements, which may constitute
"forward -looking statements" within the meaning of the Securities Act
of 1933 and the Securities Exchange Act of 1934, as amended by the
Private Securities Litigation Reform Act of 1995. PA Early Stage currently has approximately 30
active portfolio companies and $237.

card services

Knight Fuller's CreditPipe Subsidiary Announces Tupperware Goes Live with MobileCredit Credit Card Processing Via Cell Phones

Using the service, all credit card transactions are sent to the
bank for authorization and an accepted or declined transaction status
message is sent back to the cellphone verifying the success or failure
of the transactions.J.
PA Early Stage has a strong record of successful portfolio company
liquidations , including AANetcom, a fabless semiconductor company, which was
acquired by PMC-Sierra in a transaction valued at approximately $900 million;
OraSure Technologies, a leader in oral fluid diagnostics, which merged with a
publicly-traded company in a stock deal valued at approximately $255 million;
and Half.C., with a primary focus on companies located in Pennsylvania.
PA Early Stage invests in early stage technology and life sciences companies,
typically as a lead or co-lead investor.

card merchant

"This is a new avenue
for the Tupperware sales teams to grow their business and take
advantage of far more spontaneous shopping while delivering the
service that customers expect," she added.
Tupperware 's distributors have multiple cell phones linked to a
single merchant account, allowing entire teams to transact. The
distributors can manage the facility online with Credit-admin, a
website that tracks and manages all transactions.
To process a payment, Tupperware salespeople enter the necessary
credit card and transaction details via cell phone, which is
transmitted to the bank via an encrypted SMS for verification and
processing. Hickey, former chief executive officer of Incurrent Solutions and now
president of Online Resources Card + Credit Services division. The Fund also has a strategic
relationship with the Pittsburgh Life Sciences Greenhouse
(http://www.

merchant com


"It's the new age and people pay with cards today as they no
longer wish to carry cash," says Samantha Clark, integrated direct
access manager at Tupperware Southern Africa.-based telecommunications service provider
with two subsidiaries, PayCell, Inc.5 million consumer end-users and processes over $10 billion in
payments annually.plsg.

merchant offers

Users receive immediate transaction
settlement in their bank account and confirmation is received in
seconds via short messaging system (SMS) protocol. Important
factors currently known to management that could cause actual results
to differ materially from those in forward-statements include
fluctuation of operating results, the ability to compete successfully
and the ability to complete before-mentioned transactions.

layaway transactions

The money is immediately debited from the
consumer's account , ensuring guaranteed payment of the authorized
transaction value to the supplier. "During the pilot
project we discovered that teams selling in the northern suburbs in
Johannesburg experienced a marked increase in sales, as did
salespeople selling to younger people," said Clark. Both companies
offer the MobileCredit payment transaction system using cellular
telephone technology. Customers are
protected from fraud by the Mail Order Telephone Order (MOTO) rule,
which gives them the right to dispute a transaction that takes place
in the absence of traditional credit card validation.
PriceWaterhouseCoopers has audited the architecture of the system and
verified that the transactions are both valid and secure. Businesses will be far better positioned
in the e-commerce and mobile commerce debit and credit card acquiring
arenas, due in part to the addition of these new services, as well as
the price competitiveness of having a direct bank link rather than
using intermediary switching partners ., PA Early Stage announced that one of
its portfolio companies, Incurrent Solutions, located in Parsippany, N. (Nasdaq: ORCC). The purchase price
consisted of $8 million in cash and 1 million shares of Online Resources
common stock valued at $7.

merchant those

PayCell
operates in the U.S. The Company 's proprietary account presentation, payment and
relationship management services are branded to its client banks, credit
unions, card issuers and processors, and payment acquirers.

over business

, a subsidiary of Knight Fuller (OTCBB:KNTF) announced today
that Tupperware Southern Africa can now accept credit card payments at
its parties and showcases, continuing the company's trend of
convenience and efficiency by showcasing targeted products in the
convenience of people's homes.
Founded in 1997, Incurrent Solutions, now the Card + Credit Services
division of Online Resources, develops and operates web-based services for the
global credit card industry, including issuers of consumer , small business,
corporate T+E, purchasing and private label cards. PA Early Stage
participated in the company's second round of funding in 2001. Online
Resources Card + Credit Services develops and operates advanced online
products for financial institutions in the global payment card industry ,
including issuers of consumer, small business, purchasing card, corporate T+E,
and private label cards. The Company
serves over 2.com) has been widely recognized as one of the nation's fastest
growing technology firms.com.

accounts purchasing



Business Editors

BEVERLY HILLS, Calif.S. and CreditPipe operates in Africa. The technology was recently acquired from Orbtech
Holdings Ltd, a subsidiary of Celtron International., and members of their respective management as well as
the assumptions on which such statements are based., has
been acquired by Online Resources Corp.5 million.

About Online Resources Card + Credit Services (formerly Incurrent
Solutions, Inc.orcc.

provides without

For additional security purposes, an imprint of the
customer's card is taken, which the customer signs and onto which the
bank authorization number is written. and CreditPipe (Pty) Ltd. These services include EFT payments, debit
order facilities, POS terminal switching, person-to-person payments,
and 3DSecure authentication.com, a leading exchange that connects buyers and sellers, which was
acquired by eBay in a transaction valued at approximately $300 million.

financial conducting


Tupperware, which turns 40 this year, is in the process of
launching the service to its sales force of more than 34,000 people in
South Africa , Swaziland, Mauritius, Zimbabwe and Botswana.3 million on the December 22, 2004 closing date, for
a total transaction price of $15.

internet merchant

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