CTW specializes in customized prepaid telecom solutions for the
convenience store industry. The program is powered
by customized software that delivers award points to customers through
a magnetic stripe card that is branded with a retailer 's name and
logo.

ach recurring

com/cgi-bin/prnh/20010221/ATW031LOGO )
"Tony is a proven leader with an exceptional track record in the payments'
industry and we are very fortunate to have him join our team," said Senior
Vice President of Strategic Planning, Jeffery B.

payments checks

origination insta

mcneill@globalpay."
"ECHO's Visa POS Check service is the first truly new check
processing solution in over a decade," said Mark Rubenstein , CEO of
CTW Prepaid. "We are committed to bring the best solutions to our
customers and look forward to working with ECHO on implementing Visa
POS Check services.

encircle merchants

CTW currently has over 1,000 terminals installed.

electronically accept

com.

debit checks

ATLANTA, Global Payments Inc. Baker. In addition, under Abruzzio's leadership,
GO Software developed RiTA(C), a highly successful JAVA-based, enterprise-
level payment processing solution. In addition to prepaid products, CTW,
through its sister company, EZ Rewards, LLC, provides a point-based
loyalty program designed to drive repeat traffic, increase sales and
build customer loyalty for all-size retailers.

verification checks

Under the agreement, ECHO will provide CTW with check processing
services, including check verification, Automated Clearing House
processing, check return processing and collection.

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Abruzzio most recently served as Senior Vice President and General Manager
for VeriFone, Inc.
"We are very excited about partnering with CTW Prepaid and adding
our Visa POS Check service to their suite of prepaid and customer
loyalty programs," said Joel M.com) provides a complete solution to the
payment processing needs of merchants, banks and collection agencies.

origination eft

Business Editors

CAMARILLO, Calif. We believe that CTW's retailers will enjoy tremendous
savings due to reduced fraud, elimination of paper processing and
check returns.

chek bankcard

(Logo: http://www. Global Payments offers a comprehensive line of processing
solutions for credit and debit cards, business-to-business purchasing cards,
gift cards, check guarantee, verification and recovery including electronic
check and gaming services, as well as terminal management. and Europe to
destinations in Latin America, Morocco, and the Philippines."

About Electronic Clearing House, Inc.

chek verification

(NYSE: GPN) is a high volume payment processor of
electronic transactions which enables merchants, Independent Sales
Organizations (ISOs), financial institutions, government agencies multi-
national corporations , and money transfer customers located throughout the
United States, Canada, Latin America and Europe to facilitate the purchase of
goods or services.

Please only submit sites that deal with check processing services such as check collection, online check processing or electronic check conversion.

checks web2b

Contact: Phyllis McNeill
Phone: 770 829-8245
Fax: 770 829-8264
phyllis.

payments nsf

Previously, he spent six years as Executive Vice
President and General Manager with GO Software, where he was responsible for
developing its PCCharge(C) product line into the industry-leading Windows -
based payment processing solution. (Nasdaq:ECHO), a leading provider of electronic
payment and transaction processing services, announced today that it
has signed an agreement with CTW Prepaid , LLC (CTW) to provide Visa
Point-of-Sale (POS) Check services to CTW's customers. Potential risks and
uncertainties that may cause actual results to differ materially
include, but are not limited to, such factors as fluctuations in
demand for the Company's products and services, the introduction of
new products and services, the Company's ability to maintain customer
and strategic business relationships, technological advancements,
impact of competitive products and services and pricing , growth in
targeted markets, the adequacy of the Company's liquidity and
financial strength to support its growth, and other information
detailed from time to time in the Company's filings with the United
States Securities and Exchange Commission.

web2b deposit

(NYSE: GPN), a leading payment processing company, today announced the
appointment of Tony Abruzzio as Vice President of U. "His experience in
the development arena brings a new and unique perspective to Global Payments
and better positions the company and its partners to capitalize on new market
opportunities evolving in the industry, " Baker said.globalpaymentsinc.----Electronic
Clearing House, Inc.

encircle authorization

(ECHO)

ECHO (www.

crosscheck recurring

S. Abruzzio holds an MBA from Auburn
University and a BBA, Information Systems from Armstrong Atlantic State
University in Savannah, Georgia.

origination offs

The company also
provides consumer money transfer services from the U. This will allow
CTW's customers to receive immediate, on-line authorization for paper
checks , and the conversion of the checks into electronic transactions
at the point of sale for verification that funds are available in the
check writer's account. Barry, Chairman and CEO of Electronic
Clearing House, Inc.

Software that aids in these services may also submit their sites here.

lml checks

Electronic Clearing House Inc. to Provide Visa Point-of-Sale Check Services to CTW Prepaid

echo-inc.

origination accept

In his new position , Abruzzio will be responsible for the
oversight and direction of Global Payments' terminal-based , Certified
Application Provider (CAP) and related merchant product initiatives to meet
the ever -changing needs of the market.

merchants financials

Global Payments Announces Appointment of Tony Abruzzio to Vice President U.S. Merchant Product Solutions

Merchant Product
Solutions. The Company undertakes no obligation to revise any
of these statements to reflect future circumstances or the occurrence of
unanticipated events.
ECHO's services include debit and credit card processing, check
guarantee , check verification, check conversion, check re-presentment,
and check collection.

accept recurring

He currently serves as Chairman of the
Technology Committee for the Electronic Transactions Association and is a
member of the Green Sheet Advisory Council.

Safe Harbor Statement under the Private Securities Litigation
Reform Act of 1995: Any statements set forth above that are not
historical facts are forward-looking statements that involve risks and
uncertainties that could cause actual results to differ materially
from those in the forward-looking statements.

checks web2b

S. These forward looking statements involve risks and uncertainties such
as product demand, market and customer acceptance, the effect of economic
conditions, competition, pricing, development difficulties, foreign currency
risks , costs of capital, continued certification by credit card associations,
the ability to consummate and integrate acquisitions, and other risks detailed
in the Company's SEC filings, including the most recently filed Form 10-Q or
Form 10K, as applicable. Examples of
forward-looking statements included in this press release include the
potential for expansion of ECHO's check guarantee business and the
continued strong demand for ECHO's check products.

nsf authorization

For additional
information about the company and its services, visit
http://www.

This announcement may contain forward-looking statements pursuant to the
"safe-harbor" provisions of the Private Securities Litigation Reform Act of
1995.com

"No other service allows the retailer to directly
access the consumer 's checking account and settle a check in a single
transaction.

insta offs

newscom. and is credited with the integration of GO Software into
their product line.
Global Payments Inc.

crosscheck authorization

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- - kjjkjk

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