"

About ACE Cash Express
ACE Cash Express, Inc. ACE focuses on serving consumers, many of whom
seek alternatives to traditional banking relationships in order to gain
convenient and immediate access to check cashing services and short-term
consumer loans. These statements are
generally identified by the use of words such as "expect," "anticipate,"
"estimate," "believe," "intend," "plan," "target," "goal," "should ," "would,"
and terms with similar meanings. Payday loan and
check-cashing revenues for this year are now estimated at $6.
The company's annual fiscal results will be announced January
2006.

lender deposit

Pursuant to a three-year marketing and servicing agreement
between ACE and First Bank of Delaware , a Delaware bank, ACE customers at
these stores who exceed the maximum allowable loans according to the Federal
Deposit Insurance Corporation's Guidelines for Payday Lending will now have
access to a 20-week installment loan product offered by First Bank of
Delaware. Plus it eliminates manual underwriting,
which allows the staff to focus on verification - making sure
customers work where they claim to work and bank where they claim to
bank. Profit Guide
magazine recently ranked the Cash Now Group 10th in its list of the 50
fastest growing and most promising emerging companies.

lending payday

"
An important feature of the loan will be an unconditional customer
satisfaction guarantee .
"We are excited about the opportunity to reach new customers through ACE's
stores in Texas , Pennsylvania and Arkansas," said Alonzo J.

ACE expressly disclaims any obligation to update or revise any of these
forward-looking statements, whether because of future events, new information ,
a change in ACE's views or expectations, or otherwise.5
million, according to Zecevic. Investors are cautioned that
such forward-looking statements involve risks and uncertainties,
including , without limitation, risks relating to the ability to close
transactions being contemplated, risks related to sales, continued
acceptance of Cash Now's products, increased levels of competition,
technological changes, dependence on intellectual property rights and
other risks detailed from time to time in Cash Now's periodic reports
filed with the United States Securities and Exchange Commission and
other regulatory authorities.

advance paychecks

"Adding new
products that give our customers greater access to credit and more flexibility
is a key component of our product strategy.

PRESS RELEASE Payday Loan Leader Cash Now Strengthens Infrastructure to Handle Increase in Business -- 'Scaling for the Future'

O."

CASH NOW BACKGROUND

Cash Now Corporation, a pioneer in the payday loan and check cashing
industry , is developing the most comprehensive menu of services in the cash
advance industry, all centered on the Cash Now brand.

deferred loot

"

"Basically," Price continued, "We're scaling for the future -- a great
future.

lending regardless

ACE Cash Express Announces New Small Loan Product; ACE Enters into a New Agreement with First Bank of Delaware

----Cash Now
Corporation (Pink Sheets:CHNW), a pioneer and continuing leader in the
payday loan and check-cashing industry, today announced it is
experiencing stronger-than -expected licensing sales in 2005.

"There were two issues here," said Kevin Price, Cash Now's President and
C.

For more information about CASH NOW CORPORATION and opportunities
associated with Cash Now see http://www.

deposit quikpayday


Cash Now also recently announced higher-than-expected revenues
from its own payday loan and check cashing activities. And second, we wanted all our franchise owners and
customers, future and present, to know that our back office is ready for
anything they can throw at us.com

loan lender

Primus, Executive
Vice President of National Consumer Lending for FBD.
"Entrepreneurs are starting to recognize that what we offer is a
no-hassle, low-cost way to get into a business that can generate a lot
of income," said Andrea Zecevic, Cash Now President. Additionally, Cash Now 's website is one of the most advanced
payday lending portals in existence, offering key insights to clients
and potential clients alike - as well as the ability to complete
payday loans on-line , via a phone call or in person.cashnow.

paycheck cashback



Forward-Looking Statements
This release contains certain "forward-looking statements" within the
meaning of Section 27A of the Securities Act of 1933 , as amended, and Section
21E of the Securities Exchange Act of 1934, as amended."
So far this year, Cash Now has sold 17 licenses to entrepreneurs
in the United States and Canada, said Zecevic .cashnow.

cashback deposit


"This new installment loan product gives our best customers, who have
demonstrated credit worthiness with shorter term loans, a longer term loan
solution," said Jay B.

lender quikpayday



ABOUT CASH NOW

Cash Now Corporation (Pink Sheets:CHNW), a pioneer in the payday
loan and check cashing industry, is developing the most comprehensive
menu of services in the cash advance industry, all centered on the
Cash Now brand. Additionally, Cash Now's Web site is
the most advanced payday -lending portal, offering key insight to clients
and potential clients alike -- along with the ability to complete payday
loans online, via a phone call or in person.

cic lending

Shipowitz, President and CEO of ACE . "We have created a
product that meets the needs of a growing segment of consumers who are looking
for the financial flexibility of a small, installment loan. Our technology is state
of the art , so our customer experience is fast and accurate, and
that's good for our operators as well as our customers.
The basic booking engine can process up to 100 loans a day - ideal
for smaller operations .

Forward-looking statements in this news release are made pursuant to the
"Safe Harbor" provisions of the United States Private Securities Litigation
Reform Act of 1995.

asap loan




What this amounts to is a series of spot-checks by Licensees,
which is very important to their financial well-being .

payday quikpayday

"Once they see
how 'turnkey' our operation is, they're eager to get started, and
that's exactly what is happening.
"Business is good because we're good at what we do," said Zecevic.E.

Cash Now offers a payday loan license program, Payday Express; and a payday
loan and check-cashing license known as Check Express.

loot quik

S. "First, we're seeing a steady increase in usage of our Web site, and
we wanted to be able to support our projected increases -- which we believe
will be substantial.

Safe Harbor statement

Information in this press release contains "forward-looking statements .

lender borrow


(Nasdaq: AACE) today announced the launch of a new credit product in
approximately 400 of its company-owned stores located in Texas, Pennsylvania
and Arkansas. Any borrower may return the loan proceeds, for any
reason, within two business days and pay no fees or penalties. "Giving
consumers the benefit to reconsider their decision to borrow and return to ACE
within two business days and pay nothing for the loan, strengthens ACE's
ongoing commitment to quality products and superior customer service," said
Shipowitz. The Enterprise
solution with the booking engine can process over 1000 loan requests a
day. Cash Now offers a
Payday Loan License program, Payday Express; a Payday Loan and Check
Cashing License known as Check Express; and a host of related
financial services for small and medium-size businesses."
Statements describing objectives or goals or the Company's future plans are
also forward-looking statements and are subject to risks and uncertainties,
including the financial performance of the Company and market valuations of
its stock, which could cause actual results to differ materially from those
anticipated.

advance borrow

"
As an example of Cash Now's state-of-the -art technology, the
company recently installed a new Web-based booking engine that assures
faster -than-ever service for Cash Now customers while opening the
possibility of more profits for Cash Now Licensees.

Safe Harbor Statement

Information in this press release may contain "forward -looking
statements. Investors are cautioned that such forward-looking
statements involve risks and uncertainties, including, without limitation,
risks relating to the ability to close transactions being contemplated,
risks related to sales, continued acceptance of Cash Now's products,
increased levels of competition, technological changes, dependence on
intellectual property rights and other risks detailed from time to time in
Cash Now's periodic reports filed with the United States Securities and
Exchange Commission and other regulatory authorities.

advance deposit




Although ACE believes that the current views and expectations reflected in
these forward-looking statements are reasonable, these views and expectations,
and the related statements, are inherently subject to risks, uncertainties ,
and other factors, many of which are not under ACE's control and may not even
be predictable . LAUDERDALE, Fla." Statements describing objectives or goals or the
Company's future plans are also forward-looking statements and are
subject to risks and uncertainties, including the financial
performance of the Company and market valuations of its stock, which
could cause actual results to differ materially from those
anticipated.
Cash Now Corporation (OTC: CHNW), a pioneer and
continuing leader in the payday loan and check-cashing industry, announced
today the completion of a $300,000 upgrade to its network infrastructure.

payday reasonably


For more information about Cash Now visit www.


advances cic

acecashexpress .

Payday Loan Leader Cash Now Announces Better-Than-Expected Sales of Its Exclusive 'Turnkey' Licensing Packages



Business Editors/Technology Editors

FT. For a licensee looking for a robust call
center operation, the ultimate answer is Cash Now's Enterprise
Solution with a fully integrated booking engine. The company's proven
business model includes licensing to corporately operated joint venture
locations across the U.S.

borrow advances

Any inaccuracy in the assumptions, as well as those risks,
uncertainties and other factors could cause the actual results to differ
materially from these in the forward-looking statements.

advance loans

DALLAS, ACE Cash Express, Inc. is a leading retailer of financial services,
including check cashing, short-term consumer loans and bill payment services,
and the largest owner, operator and franchisor of check cashing stores in the
United States. ACE's website is found at http://www . ACE makes no
prediction or statement about the performance of its common stock.com or call
1 -866-778-2996. Profit Guide
magazine recently ranked the Cash Now Group 10th in its list of the 50
fastest growing and most promising emerging companies. We do a tremendous amount of business
through the Internet, and there can be no doubt now that we've got a great
infrastructure foundation. and Canada.

745 cash

These risks,
uncertainties, and factors include, but are not limited to, matters described
in ACE's reports filed with the Securities and Exchange Commission, such as:
* ACE's relationships with Republic Bank + Trust Company, First Bank of
Delaware, Travelers Express and its affiliates , and its bank lenders;
* ACE's relationships with providers of services or products offered by
ACE or property used in its operations;
* federal and state governmental regulation of check cashing, short-term
consumer lending and related financial services businesses;
* any impact on the loans offered by each of Republic Bank + Trust
Company and First Bank of Delaware at ACE's stores in Texas,
Pennsylvania and Arkansas from the implementation of the revised
Guidelines for Payday Lending announced on March 1, 2005 by the
Federal Deposit Insurance Corporation, which revised Guidelines
provide guidance to banks that engage in payday lending, and include a
requirement that such banks develop procedures to ensure that a payday
loan is not provided to any customer with payday loans outstanding
from any lender for more than 3 months in the previous 12 months;
* any litigation regarding ACE's short-term consumer lending activities;
* theft and employee errors;
* the availability of adequate financing, suitable locations,
acquisition opportunities and experienced management employees to
implement ACE's growth strategy;
* increases in interest rates, which would increase ACE's borrowing
costs;
* the fragmentation of the check cashing industry and competition from
various other sources, such as banks, savings and loans, short-term
consumer lenders, and other similar financial services entities , as
well as retail businesses that offer services offered by ACE;
* the terms and performance of third-party services offered at ACE's
stores; and
* customer demand and response to services offered at ACE's stores.
"In good economies or bad, there is always a need for quick cash and
check cashing - and we serve those needs well. The speed and
automation can dramatically increase conversion rates for Cash Now
Licensees, Zecevic has said. Forward-looking statements in this news release are made
pursuant to the "Safe Harbor" provisions of the United States Private
Securities Litigation Reform Act of 1995.

cashback cash

com . That's above internal
projections, and she said the company expects sales to be above plan
for the remainder of the year. The company's proven business model includes licensing
to corporately operated joint venture locations across the U.

advance regardless

As of June 30, 2005, ACE had a network of 1,371 stores in 37
states and the District of Columbia , consisting of 1,142 company-owned stores
and 229 franchised stores. and
Canada.

presentment deferred

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