----Health Net
Federal Services (HNFS), the government operations division of Health
Net, Inc.

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The Company has 300 health centers located in 40 states.

This category is for managed care organizations, including health maintenance organizations (HMOs), preferred provider organizations (PPOs), and other managed care arrangements.

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The ISO 9001:2000 Standard is an international reference for
quality management requirements in business-to-business dealings.healthnet. Concentra
provides its services to approximately 136,000 employer locations and 3,700
insurance companies, group health plans, third-party administrators and other
healthcare payors.

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Texas Star Network(SM) case managers will
work with injured workers, employers, and health care providers to facilitate
appropriate and cost-effective healthcare and return-to-work treatment plans. We look
forward to working closely with the Texas Mutual Insurance Company to deliver
positive injured-employee outcomes for their policyholders .
It also operates the Beech Street and FOCUS networks. This network is designed to reduce
over -utilization, shorten case durations, promote accelerated return-to-work
and decrease the total cost of workers' compensation claims.

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9 million beneficiaries in 23 east coast and heartland
states, including the District of Columbia.com

Passed by the Texas
Legislature in 2005, House Bill 7 is a workers' compensation regulatory reform
bill designed to improve quality and access to care, control costs for Texas
employers, and achieve higher return-to-work outcomes.

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About Health Net, Inc.

Texas Mutual Insurance Company Selects Concentra to Provide Workers' Compensation Health Care Network in Texas

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Texas Mutual Insurance has chosen to partner with Concentra to create the
Texas Star Network(SM) offer.
"Texas Mutual Insurance Company has entrusted Concentra to manage the care
of their policyholders and injured employees," said Bruce Singleton, Vice
President, Product Development, Concentra Network Services.

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, is dedicated to improving the quality of life by making healthcare
accessible and affordable.

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About Health Net Federal Services

Health Net Federal Services is the government operations division
of Health Net, Inc. This integrated set of products and
services includes the design and development of a network of physicians
experienced in treating occupational injuries, which will provide a "right-
tight" network of specialized providers .

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HNFS is the managed care support
contractor for the U.

Health Net, Inc.5 million individuals in 27 states and the District of
Columbia through group, individual, Medicare, Medicaid and TRICARE
programs. "We created the Texas Star Network(SM) option to give us additional
tools to help ensure both the availability of quality medical providers and
cost management effectiveness by allowing injured workers to select their
doctor from a specialized network of right providers. These provider networks
include 544,000 providers, 52,000 ancillary providers and 4,400 acute-care
hospitals nationwide.

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is among the nation's largest publicly traded
managed health care companies. "Our mission is to
help injured workers gain greater access to quality care by providing the
right medical providers that deliver consistent appropriate treatment.

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"Adopting
the ISO standard clearly demonstrates our dedication to ensuring
quality health care delivery," Woys said.

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The HNFS presence in the
North region includes 66 TRICARE Service Centers that provide walk-in
services to beneficiaries throughout the region. In addition to the
TRICARE business, HNFS' Health Net Connections division offers health
care management products to government and private sector health care
clients.
A major provision of House Bill 7 allows insurance carriers like Texas
Mutual Insurance Company to contract with or establish medical networks."

About Concentra
Concentra Operating Corporation , a wholly owned subsidiary of Concentra
Inc.(R) and
Concentra Network Services(TM) divisions.

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(NYSE:HNT), announced today that it was awarded
certification to the ISO 9001:2000 Quality Management System Standard
on December 28, 2004.
HNFS' ISO 9001:2000 certification applies to operations in all
HNFS locations and lines of business. Serving the occupational, auto and group
healthcare markets, Concentra provides employers, insurers and payors with a
series of integrated services that include employment-related injury and
occupational healthcare, in-network and out-of-network medical claims review
and repricing, access to preferred provider organizations, first notice of
loss services, case management and other cost containment services.

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"In achieving this milestone, HNFS implements stringent business
practices that are internationally recognized for providing added
value for our customers," said Jim Woys, president, HNFS. Department of Defense for the TRICARE North
Region contract, and now provides health care services for
approximately 2.
For more information on Health Net, Inc.

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Health Net Federal Services Awarded ISO 9001:2000 Certification; First TRICARE Contractor to Receive National Recognition

As the first company in the United States to
develop comprehensive managed care programs for military families,
HNFS has a long history of providing cost containment and managed
health care programs for government agencies.com
Additional information on Health Net Federal Services can be
accessed at www.

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Business Editors

SACRAMENTO , Calif.

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Injured workers covered by the network and residing in a network geographic
service area must select their treating doctor from a list of approved
occupational health care providers.

About Concentra's Solutions for new Texas Workers' Compensation
Requirements
To specifically meet our clients' needs, Concentra has developed a suite
of integrated offerings from its Concentra Health Services, Inc.

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Its mission is to help people be
healthy, secure and comfortable. At the core of
this network are 40 Concentra Medical Centers and over 100 providers from our
Expanded Medical Center community, as well as highly effective early
intervention and claims outcomes assurance work processes.

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An
organization that chooses to become certified implements business
systems to fulfill customer and regulatory requirements with a clear
charter to enhance customer satisfaction. This standard, which was
originally a model for manufacturing companies, has been updated and
is a growing model for service enterprises. The company's HMO, POS, insured PPO
and government contracts subsidiaries provide health benefits to
approximately 6., please visit the
company's Web site at www.healthnetfederalservices.

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ADDISON, Texas, Concentra Inc. ("Concentra"), the
nation's leading provider of workers' compensation medical services and cost
management solutions, including occupational healthcare networks, announced
today it was selected by Texas Mutual Insurance Company for their Texas Star
Network(SM) offering in response to House Bill 7. After a comprehensive
review process , we determined that Concentra was the right affiliate for this
major initiative.

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Health Net's subsidiaries also offer managed health care
products related to behavioral health and prescription drugs, and
offer managed health care product coordination for multi-region
employers and administrative services for medical groups and
self-funded benefits programs."
"On-the-job accidents carry both human and monetary costs," said Lisa
Corless, Texas Mutual(R) Senior Vice President of Claim and Information
Services.