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The Preferred Plan has rates as low as $190.

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com


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and AmeriHealth Insurance Company of New Jersey
("AmeriHealth New Jersey") provide health care coverage to 280,000 members.

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In addition, a unique accident
benefit waives the deductible for an injury when treatment is received within
30 days of the covered accident .

About American Community
Founded in 1938, American Community Mutual Insurance Company was the first
health care insurance company in Michigan and is one of the oldest in the
nation .

coverage carriers


The Community Med HSA gives consumers greater control over their medical
care and how they choose to pay for it.

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In addition, funds
contributed to an individual's interest-bearing HSA can be rolled over from
year-to-year, without being taxed as long as they are used for qualified
medical expenses. The Health Savings Account provides several advantages over
the previous Medical Savings Account, including 100% tax-deductibility and the
ability to maintain unused balances until retirement ., AmeriHealth New Jersey is the first
plan in the state to offer individuals a new Individual Health Coverage (IHC)
plan, with low rates, AmeriHealth IHC Preferred Plan.


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The company provides high quality, affordable coverage to
approximately 200,000 people. ISELIN, N.00 per month and coverage
under the plan will be available effective May 1, 2005.

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Rates are based on the subscriber 's age and gender.

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"AmeriHealth is currently the only insurance company offering such a plan, and
it is our hope that thousands of New Jersey residents who are currently unable
to afford health insurance will explore this more affordable option.

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LIVONIA, Mich.
Health Savings Accounts allow individuals and families to contribute up to
$2,650 and $5,250 respectively on an annual tax -free basis to pay for medical
expenses not covered by health insurance. Based in Livonia, Michigan , American Community provides individual
and group health insurance products in eight states through an agency force of
over 5,000.
"We're pleased to offer our IHC Preferred Plan as part of our efforts to
provide affordable, accessible health coverage to the many individuals in New
Jersey who are looking for coverage at a reasonable rate," said William F.

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J.
Haggett, President + CEO of AmeriHealth New Jersey.
"This is comprehensive coverage at an affordable price," says Haggett .

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Contributions to the HSA can be made monthly and will be administered by
HealthEquity or another third party administrator. Other
services, such as maternity and dental coverage, are optional.
"The Preferred Plan is
just one of our many efforts to help the uninsured by offering more affordable
plans that cover more services."

AmeriHealth HMO, Inc.

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For more information, including agent location,
visit http://www.
AmeriHealth New Jersey has built credentialed hospital and physician networks
for its managed care products, with thousands of physicians and more than
100 hospitals throughout its service areas.

carriers irish

American Community Introduces Flexible HSA Health Plan in Illinois


The American Community Med HSA plan provides health care through a
preferred provider network with a choice of 100% or 80% network coverage for
inpatient and outpatient care, as well as prescription drug coverage.american-community.

regulatory carriers

, American Community Mutual
Insurance Company introduced its innovative health plan with Health Savings
Accounts in Illinois effective March 1, 2005.

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The HSA plan enables individuals and
families to save for and pay medical expenses with tax-free dollars."
The Preferred Plan is available to singles, parent-child/children, couples
and families.

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AmeriHealth Offers New Low-Rate Plan for Individuals

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By choosing a health plan with a
high deductible ($1,000 minimum for individuals and $2,000 for families),
consumers can reduce their health insurance premiums typically by 35 to 50%.
As provided through the Medicare Reform Act, contributions to a Health
Savings Account can be deducted from taxable income. Members
who select the Preferred Plan will have access to a wide network of doctors
and hospitals, prescription drug coverage and in-patient and out-patient
hospitalization coverage.

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The new Community Med HSA
offers significant premium and tax savings to individuals and families who
take advantage of a Health Savings Account (HSA), a federal health -related tax
benefit that went into effect in January 2004. Enrollment in the
Preferred Plan has already begun and is expected to grow rapidly.

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