, and
affiliate companies cover over 720,000 members in Pennsylvania and Ohio
through HMO, POS, PPO, Medicaid, and Medicare Advantage plans. With corporate offices in
Pittsburgh and Harrisburg, Pennsylvania, HealthAmerica and HealthAssurance
provide managed health care products and services to over 12,000 employers in
Pennsylvania and Ohio. and a member of the Power Financial Corporation group of companies. Visit
www.

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"Many working Pennsylvanians, the self employed and single-proprietor
business owners lack access to a health insurance plan they can afford - and
their numbers are growing," noted Dawson . HealthAmerica, HealthAssurance Pennsylvania, Inc. In addition,
HealthAmerica's product for individuals and families who are not eligible for
employer-sponsored health care benefits, Medicare, or Medicaid , called
HealthAmericaOne, is available now in Ohio and will be enrolling members in
Pennsylvania for June 1, 2005.

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HealthAmericaOne is available exclusively through insurance brokers. Visit www.greatwesthealthcare.

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benefitpoint.

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HealthAmericaOne Options Also HSA-Compatible

HARRISBURG, Pa. Nationally, the division
operates a health care network that includes more than 4,200 hospitals and
530,000 providers and provides health care coverage to nearly 2 million
people.com.'s application is used by more than 400 broker
offices and 60,000 employers representing over 45 million lives.
"We're pleased to make our quotes and renewals available on a
platform that brokers say delivers double-digit improvements in their
productivity and operational time savings ," said Mark Stadler,
Great-West Healthcare's senior vice president of U. More than 400 broker and consultant offices
use the product, managing 60,000 employer clients with over 45 million
lives and approximately $105 billion in premium.

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HealthAmerica's Affordable Health Plan for Individuals and Families Approved

, has a 30-year record of providing health
care benefits. For more information , visit HealthAmerica's website
at http://www.

Business Editors

GREENWOOD VILLAGE, Colo . Of carriers using the platform,
only Great-West Healthcare offers health plans with a disease
management program twice recognized as the nation's best for a
national PPO by the Disease Management Association of America.

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, The Pennsylvania Department of
Insurance has approved a new health insurance plan from HealthAmerica that
offers an affordable health insurance choice for individuals, families, and
sole proprietors who are not eligible for employer-sponsored health care
benefits, Medicaid, or Medicare ."
HealthAmericaOne members will also have access to one of Pennsylvania's
leading health care provider networks with more than 21,000 primary care and
specialty providers. "From a national perspective , Lockton
Companies is engaged in a strategic objective to leverage this solution,
and it's great to see another carrier partner move in this direction.
Take a tour of the BenefitPoint Aptus product demo on the corporate Web
site at www.S.benefitpoint.

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Great-West Healthcare today announced
it entered into an agreement to use BenefitPoint Aptus as its
standard platform to help reduce the time it takes insurance brokers and
their employer customers to get quotes or request renewals from the
national employee benefits provider.

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BenefitPoint's application is used by more than 400 broker offices and
60,000 employers representing over 45 million lives.----Great-West Healthcare today announced it entered into an
agreement to use BenefitPoint(R) Aptus(TM) as its standard platform to
help reduce the time it takes insurance brokers and their employer
customers to get quotes or request renewals from the national employee
benefits provider. It is an indirect, wholly owned
subsidiary of Great-West Lifeco Inc.

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Dawson, president and CEO of
HealthAmerica and HealthAssurance . Of carriers using the platform, only Great-West Healthcare offers
health plans with a disease management program twice recognized as the
nation's best for a national PPO by the Disease Management Association of
America.Y."
Stadler added that its agreement with BenefitPoint provides a
secure, auditable process that serves the best interests of brokers
and their customers, as well as Great-West Healthcare .

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"Our HealthAmericaOne plan offers individuals and families affordable
health insurance alternatives ," said Robert L. When members use HealthAmerica and HealthAssurance
providers, they'll pay lower copayments and deductibles, reduced out-of-pocket
expenses, and they'll have no claim forms.

"Great-West Healthcare and brokers can now communicate using our
transparent, online medium," said John Randazzo, CEO of BenefitPoint. Products
are sold in New York by its subsidiary First Great -West Life + Annuity
Insurance Company, White Plains, N.
Aptus, BenefitPoint's CRM and procurement product, has been widely
adopted by the industry.

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cvty.
"The innovative aspect of our partnership is the integration of
Great-West Healthcare and Aptus technology, resulting in faster,
auditable , standardized quotes and enabling brokers and consultants to
procure benefits more easily for their customers.

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Plus, they will have 170 hospitals in Pennsylvania and
Ohio to choose from."

"We are pleased to see Great-West Healthcare adopting the BenefitPoint
software and processes," said Sean Murphy, executive vice president,
Lockton Companies of Georgia. More
than 400 broker and consultant offices use the product, managing 60,000
employer clients with over 45 million lives and approximately $105 billion
in premium. Over 420 carrier organizations use BenefitPoint to access
broker and consultant requests for proposal and renewal requests.
Nationally, the division operates a health care network that includes
more than 4,200 hospitals and 530,000 providers and provides health
care coverage to nearly 2 million people.Y.

About BenefitPoint

BenefitPoint , the Council of Insurance Agents and Brokers'
preferred platform for employee benefits customer relationship
management and procurement, makes it easier to manage, buy and sell
benefits.

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Great-West Life & Annuity Insurance Company, headquartered in metro-Denver,
serves its customers through a full range of health care plans, life and
disability insurance, annuities, and retirement savings products and
services.

About BenefitPoint

BenefitPoint, the Council of Insurance Agents and Brokers' preferred
platform for employee benefits customer relationship management and
procurement , makes it easier to manage, buy and sell benefits.

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"
"We are pleased to see Great-West Healthcare adopting the
BenefitPoint software and processes," said Sean Murphy, executive vice
president , Lockton Companies of Georgia. Take a tour of the
BenefitPoint Aptus product demo on the corporate Web site at
www.

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Platform Speeds Great-West Healthcare Quotes to Brokers and Employers

unites underwriting

Most options are compatible
with a health savings account (HSA) for greater control and affordability. "With HealthAmericaOne , they can
choose from a range of options, so it is easier to find a plan that is
affordable for them. HealthAmerica and its affiliates employ over 1,500
people in Pennsylvania.S."

Stadler added that its agreement with BenefitPoint provides a secure,
auditable process that serves the best interests of brokers and their
customers, as well as Great-West Healthcare.

"This
signals our continuing commitment to make benefits procurement and
management with Great-West Healthcare even easier and faster. and a member of the Power
Financial Corporation group of companies.

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"Consumers can choose the level of coverage
and the price they can afford.
Individuals interested in finding out more about HealthAmericaOne should
contact an insurance broker in their area. HealthAmerica earned an "Excellent"
Accreditation for its HMO plan and HealthAssurance earned an "Excellent"
Accreditation for the HealthAssurance POS by the National Committee for
Quality Assurance, an independent, non -profit organization dedicated to
measuring the quality of America's health care.

markets . Brokers,
consultants and carriers realize expanded business opportunities,
operational efficiencies and a greater ability to deliver quality
information and services to employers and employees.

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com . It is an indirect, wholly owned subsidiary of Great-West Lifeco
Inc.
BenefitPoint Inc. Over 420 carrier
organizations use BenefitPoint to access broker and consultant
requests for proposal and renewal requests.

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"
HealthAmericaOne offers members the choice of several preferred provider
organization (PPO) plans at competitive rates. The
company, headquartered in San Francisco, can be reached at 415-277-5700.

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healthamerica. "The
innovative aspect of our partnership is the integration of Great-West
Healthcare and Aptus technology, resulting in faster, auditable,
standardized quotes and enabling brokers and consultants to procure
benefits more easily for their customers.com for more information. markets. "From a national perspective,
Lockton Companies is engaged in a strategic objective to leverage this
solution, and it's great to see another carrier partner move in this
direction . Brokers, consultants and carriers realize expanded business
opportunities, operational efficiencies and a greater ability to
deliver quality information and services to employers and employees.

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"

About Great-West Healthcare

Great-West Healthcare, a division of Great-West Life + Annuity
Insurance Company, is a national employee benefits provider with
expertise in self-funding and health care management solutions.greatwesthealthcare.

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It has been available
in Ohio since March 2005 . The
plans, with various deductible and coinsurance options, cover core medical
services, prescription drugs, and preventive services while also protecting
members from large medical bills in the event of a serious illness or injury. Great-West Healthcare
will be extending the reach of Aptus to the thousands of brokers and
consultants across the United States who quote Great-West Healthcare
benefits .

"We're pleased to make our quotes and renewals available on a platform
that brokers say delivers double-digit improvements in their productivity
and operational time savings," said Mark Stadler, Great-West Healthcare's
senior vice president of U.
Great-West Life & Annuity Insurance Company is not licensed to do business
in New York. Products are sold in New York by its subsidiary First
Great-West Life & Annuity Insurance Company, White Plains, N.
"Great-West Healthcare and brokers can now communicate using our
transparent, online medium," said John Randazzo, CEO of BenefitPoint . The company, headquartered
in San Francisco, can be reached at 415-277-5700.

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The new plan, called HealthAmericaOne, will
be enrolling members in Pennsylvania for June 1, 2005.

PRESS RELEASE Platform Speeds Great-West Healthcare Quotes to Brokers and Employers

com
Great-West Life + Annuity Insurance Company, headquartered in
metro-Denver, serves its customers through a full range of health care
plans, life and disability insurance, annuities, and retirement
savings products and services . Great-West Life + Annuity
Insurance Company is not licensed to do business in New York.

underwriting subsidiary

About HealthAmerica and HealthAssurance
HealthAmerica Pennsylvania, Inc. "This signals our continuing
commitment to make benefits procurement and management with Great-West
Healthcare even easier and faster."

About Great-West Healthcare

Great-West Healthcare, a division of Great -West Life & Annuity Insurance
Company, is a national employee benefits provider with expertise in
self-funding and health care management solutions. Aptus, BenefitPoint's
CRM and procurement product , has been widely adopted by the industry.
Great-West Healthcare will be extending the reach of Aptus to the
thousands of brokers and consultants across the United States who
quote Great-West Healthcare benefits.com

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---

- - kjjkjk

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