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We
applaud their ongoing dedication to IMSA's standards and their continuing
efforts to safeguard the consumer. Nationwide Health Plans President to Expand Role

COLUMBUS, Ohio, Nationwide announced today that
Bill Evans was named president of GatesMcDonald.
The Nationwide companies include the country's seventh-largest
property /casualty, fourth-largest homeowners and fifth-larges auto insurance
group.

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He holds a Bachelor's Degree in
accounting from The Ohio State University and is a Certified Public
Accountant. Nationwide ,
based in Columbus, Ohio, is one of the largest diversified insurance and
financial services organizations in the world, with more than $148 billion in
assets.

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The MassMutual Financial Group is a marketing designation (or fleet name)
for Massachusetts Mutual Life Insurance Company and its affiliates, which
include: OppenheimerFunds, Inc.

Media Contacts:
Janette Baxter, Mintz + Hoke Paula Tremblay, MassMutual
860.
Three companies in the Prudential Financial
Group -- Prudential Insurance Company of America, Pruco Life Insurance
Company and Pruco Life Insurance Company of New Jersey, all based in
Newark, NJ, -- have qualified to renew their membership with the Insurance
Marketplace Standards Association (IMSA), the national organization
dedicated to promoting high ethical standards in the marketing, selling and
servicing of individually sold life insurance, annuities and long-term care
insurance.

In addition, American Skandia Life Assurance Corporation, a Prudential
Financial company, acquired by Prudential in 2003, has completed the
necessary assessments to qualify for IMSA membership.

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Best.

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; The MassMutual Trust
Company, FSB; Antares Capital Corporation; MML Bay State Life Insurance
Company; C.com

Nationwide
Health Plans sells individual and group health insurance products in Ohio and
California, and Special Risk products nationally.

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987. It represents another step in
the company's integration into the Prudential family. Members commit to maintaining high
ethical standards and to being fair, honest, and open in the way they
advertise, sell and service their products.

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(1) Only available on employer -paid cases.

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MaxElect Delivers Comprehensive Coverage Options and Flexibility to Worksite
is a global,
growth-oriented, diversified financial services organization providing life
insurance, annuities, disability income insurance, long term care insurance,
retirement planning products, structured settlement annuities, trust services,
money management, and other financial products and services.; Babson Capital Management LLC; Cornerstone
Real Estate Advisers LLC; MML Investors Services, Inc. On Your Side is a service mark
of Nationwide Mutual Insurance Company.

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For more information,
visit http://www.

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com ptremblay@massmutual.
GatesMcDonald is the nation 's leading provider of Total Absence Management
solutions.M.

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For more information on disability income insurance, employee benefit
administrators can visit http://halfapaycheck.

"We congratulate these Prudential companies on requalifying for IMSA
membership," said IMSA Executive Director Brian Atchinson.
Bill Evans joined Nationwide in 2000. Nationwide ranks 118th on the Fortune 500 list .

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Both companies are part of the Nationwide family of companies.nationwide.

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M. IMSA members represent nearly 55 percent of the
individually sold life insurance, long-term care insurance, and annuity
products written in the United States. An important credential only a
select number of insurers have attained, the IMSA seal is a guidepost of
excellence and integrity for consumers. The IMSA website is
www.IMSAethics.

GatesMcDonald Names New President

Joe San Filippo, current president of Nationwide Health Plans will lead a
continued focus on the small company market, with expanded responsibilities.

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(3) Where available.9846 860.
Bill Evans, formerly vice president of finance and strategic business
planning for GatesMcDonald, will focus GatesMcDonald 's efforts on Integrated
Disability Management and Total Absence Management for large companies.
Joe San Filippo has been president of Nationwide Health Plans since 1998.

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Being an
IMSA-qualified company further demonstrates to both investment
professionals and their clients our commitment to integrity and our pledge
to uphold stringent ethical standards in doing business with them.

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janetteb@mintz-hoke."

IMSA is a voluntary, non-profit organization created to strengthen consumer
trust and confidence in the life insurance, long-term care insurance and
annuity products industry.
San Filippo's new responsibilities will also include management of
GatesMcDonald's monopolistic operations (operations in states where the state
is the exclusive provider of workers' compensation coverage). Norbert College and an MBA
from Northern Illinois University and holds a Certified Employee Benefits
Specialist designation.com

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Other restrictions may apply.

PRESS RELEASE Prudential Financial Companies Requalify for Membership in IMSA Ethics Standards Association

He holds a Bachelor of Arts in business from St.

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MassMutual Introduces New Disability Income Insurance Product Solution

org.

Contact:
Mike Switzer (614) 249-4092
switzem1@nationwide.

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(2) Available as a rider option at an additional cost. Nationwide Life Insurance Company, the major subsidiary of Nationwide
Financial, ranks 11th in assets according to A.
Nationwide and the Nationwide Framemark are federally registered service
marks of Nationwide Mutual Insurance Company .

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Life Insurance Company; and MassMutual International, Inc. "By successfully
completing the rigorous , independent reviews of their marketing, sales and
compliance practices, they have shown their commitment to the high
standards of ethical business practices embodied in IMSA's Principles.com .

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679."

IMSA Ethics

David Odenath , president, Prudential Annuities, noted, "We're very pleased
about American Skandia's IMSA qualification . In addition, Joe San Filippo
will expand his role as president of Nationwide Health Plans. The company provides a
full range of insurance and financial services, including auto, homeowners,
life, health , commercial insurance, administrative services, annuities, mutual
funds, pensions and long-term savings plans.